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Essay income inequality in us
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Imagine waking up one morning, no longer able to support your family—your household income has been reduced to a mere $2,000 per month. You can no longer afford to make payments on your house and it has gone into foreclosure. You can no longer afford to buy your children a new pair of shoes when their old pair has holes. Worst of all, you can no longer afford to pay for simple necessities for yourself or your family, and must resort to much more inferior goods just to get by.
Ladies and gentlemen, my name is Brittany Rhodes, and I support the extension of unemployment insurance benefits. It is with a heavy heart I stand before you today. This case, regarding inadequate unemployment insurance benefits, has become an unfortunate reality for so many Americans in the United States. With the median household income in the United States, according to the 2012 Census, being around $51,371 (down roughly $4,000 since 2000), these drastic changes in family life to unexpected unemployment is far more common than you may realize (Noss 1). The United States Department of Labor states Unemployment Insurance simply aims to provide temporary assistance to those who become unemployed through no fault of their own. Temporary, being a relative term, does not specifically define a period of time for which an American citizen should be able to secure a job with a decent wage adequately able to support themselves and their family. Let me be clear, these benefits, currently and as proposed, are designed for those actively seeking reemployment in the work force. Currently, job seekers out number open positions in each industry by a three to one ratio, meaning for every three job seekers, only one open position is available for hire (American Progress)....
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...elated to the extension, but rather a problem highly related to the regulation of existing beneficiaries. It is clear the importance and benefits to extending unemployment insurance benefits to those law abiding citizens is beyond beneficial. Not only are the economic benefits of increased consumption a positive outcome, but so are the decreased applicants for Welfare, and overall well-being of society. New York Times provided the following graphics to depict the changes in layoff, unemployment claim, departure, and hiring rates over the past 12 years. As you can see, layoffs were at a twelve year high in 2009, and have tapered off since, but the number of those who applied for unemployment insurance benefits after being laid off in 2009 and later are among those struggling to seek new positions in the work force, and need the extended temporary insurance benefits.
Imagine a world where you are working overtime, seven days a week, yet your kids are starving. You can’t get the education you need because you don’t have the time and money to afford it, and you can’t change jobs because this is the only one you can get. Unfortunately, this is the reality for millions of Americans living today. The federal minimum wage is too low to help families, and actually mathematically speaking, too low to survive on. The quality of life for minimum wage families is terribly low, and that is unacceptable. As humans, we should be looking after others and helping the poverty come out of their continuous cycle. Raising the minimum wage would not only help families be able to afford a better quality of life, but help them to afford healthy food, get an adequate education, and invest in the necessary health care they need.
Great discoveries always begin with great questions. Barbara Ehrenreich asked two great questions, “how does anyone live on the wages available to the unskilled” and “how were the roughly four million women about to be booted into the labor market by welfare reform, going to make it on $6 to $7 an hour” (2001, p. 12). To answer the questions, Ehrenreich embarked upon a journey to discover for herself, whether she could match income to expense as a low-wage worker. In effect, Ehrenreich tested the fundamental premise of The Personal Responsibility and Work Opportunity Reconciliation Act, also known as welfare reform, in order to determine whether those individuals formerly on welfare and largely unskilled, could earn a living wage on the minimum wage.
The restructuring of unemployment insurance has definitely decreased workers’ power and quality of life. First, this is because it became more difficult to qualify, such as with the increase in hours of work from 15 hours a week to 35 to be eligible for coverage (McBride, 2005, pg. 92). New workers, part-time workers and women, who were in part-time jobs more often than men, suffered significantly from this change (McBride, 2005, pg. 92). This negatively affects workers because when they are not protected from unemployment, they cannot always afford the basic necessities they need to live. Also, because workers have a more difficult time getting help to support themselves if unemployed, employers have a lot more power in the workplace. Employers know that workers are more likely to stay in their jobs even if the circumstances are less than ideal. Second, in the new program benefits were reduced (McBride, 2005, pg. 92). This meant that even if you were able to qualify, which was already difficult enough, what you were getting out of the insurance became inferior to ...
A key to victory this November is the unemployment rate. According to a Bloomberg National Poll conducted in March 8-11, 42% of Americans consider unemployment and jobs as “the most important issue facing the country right now” (Priorities). Although there has been 24 consecutive months of private sector employment growth, the Federal Reserve suggests that the numbers could fade in the coming months. The importance of creating more jobs cannot be stressed enough. No President in the recent era has been reelected with the unemployment rate above 7.2% (Roth). To paint a picture, in late 1982, the unemployment rate topped 10.8 under Ronald Reagan. However, about 36 months later, the rate dropped to 7.2% percent. The drastic drop in the n...
...r the condition to be covered, or be charged extraordinary sums for premiums. The employee must not go without coverage for more than 63 days to avoid the pre-existing condition clauses in a policy. In reality, the government should make Medicaid benefits available to the newly unemployed or low-wage earners due to their now “low-income” status. The reality is that even if the government did make Medicaid benefits available, the state of the economy has caused many states to reduce Medicaid benefits for budgetary reasons.
Currently, in the United States, the federal minimum wage has been $7.25 for the past six years; however, in 1938 when it first became a law, it was only $0.25. In the United States the federal minimum wage has been raised 22 times since 1938 by a significant amount due to changes in the economy. Minimum wage was created to help America in poverty and consumer power purchasing, but studies have shown that minimum wage increases do not reduce poverty. By increasing the minimum wage, it “will lift some families out of poverty, while other low-skilled workers may lose their jobs, which reduces their income and drops their families into poverty” (Wilson 4). When increasing minimum wage low-skilled, workers living in poor families,
In the New York Times (Feb 4 2014), the issue of loss of jobs is well addressed with the Republicans stating that the Obama Care, will lead to major employers limiting their workforce so that they can minimize their contribution to the Care as a firm or a company. This can lead to great levels of joblessness despite there being a guarantee of universal health care.
In recent years the minimum wage has been a heated topic. People want to hike it up to 15 dollars an hour which they call a living wage, while others just want to keep it the same. There are also others that suggest to bring the minimum wage to around $10.78 an hour, which should be around the minimum wage now if we account for inflation from the 1960’s. I agree with that to a certain point. We as a nation need to bring up the minimum wage only up to ten dollars so that less people are living in poverty, and not any higher so that states with smaller economies don 't crash and burn.
With the increase of unemployment in the United States, people find it difficult to make ends meet, so they rely heavily on unemployment benefits. Unemployment checks enable people to support their family and pay their monthly bills while they are seeking employment. My friend James has been working for Safeway for about eight years and got laid off with a wife and a two-year-old daughter to support. With the help of the unemployment check, he was able to provide for his family temporarily until he found a job where he was able to provide for his family permanently. Indeed in 2010, unemployment benefits kept 3.2 million people above the poverty line—which is roughly $17, 300 for a family of three. A report from the US Government Accountability Office (GAO) gives some indication of what might lie ahead for people who exhaust their benefits (Kaufmann). ...
Being raised in a single-parent lower class home, I realize first-hand the need for welfare and government assistance programs. I also realize that the system is very complex and can become a crutch to people who become dependent and complacent. As a liberal American I do believe that the government should provide services to the less fortunate and resources to find work. However, as able-bodied citizens we should not become complacent with collecting benefits and it is the government’s job to identify people who take advantage of the system and strip benefits from people who are not making efforts to support themselves independently. I will identify errors that exist within the welfare system and several policy recommendations to implement a change that will counteract the negative conditions that currently exist.
The minimum wage has always been a controversial subject that has more and more people debating about the subject. While the talk about minimum wages are highly popular it is an important subject to get informed about if you’re an employee or employer because it has to deal with your money. What is minimum wage? Minimum wage is the hourly wage an employer can pay an employee for his or her work. While the talk about raising the minimum wage has caused some attention in both negative and positive. Nevertheless, the topic that the minimum wage offers substantial benefits to low wage workers without any negative effects to business owners has a growing view among economists.
A $15 minimum wage will not supply Americans with the change they desire. We catch sight of homeless people on the streets and moms struggling to provide and cannot help to be inspired to lend out a hand and find a solution. The problem is that we need an efficient and non-detrimental way to help people who continue struggling to make ends meet. However, raising the minimum wage to the proposed $15 an hour will not fix the empty stomachs nor pay the unpaid rent. A $15 minimum wage will not work in America for the reason that it will affect further more than just the minimum wage workers, it forces businesses to create loopholes to avoid a downfall and it will change the way we perceive work.
What do people think about their life purpose? Most of us think about life that is studying hard in order to get a wonderful job, working hard, and getting married. They have dreamed of one day having an eternal vacation for themselves and not having to work anymore. The traditional people around the world consider that overworking is an essential condition for the early stage of their life. Especially in most of Asian countries, the average workweek is 48 hours. According to the fulltime employment, people work 35 to 40 hours per week to be defined as full-time. If more than that number, that should be considered overworking. Overworking is an important issue because that can lead to some serious consequences. Thus, we should consider work-life balance more seriously.
Mouhammed, A. H. (2011). Important theories of unemployment and public policies. Journal of Applied Business and Economics, 12(5), 100-110.
“Right to Work” sounds like a catchy phrase with great benefits- that’s wrong. This catchy phrase is toxic to people who work hard for their money, especially the people who belong to unions. Right to Work in my community would begin a toxic boom of workplace danger, lower education opportunities, and even less wages for union workers.