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The bad side of Obamacare
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Recommended: The bad side of Obamacare
Introduction
Obama Care has been a critical issue that has been discussed in many areas, especially in the social media, Television programs and also in the Newspapers. New York Times (Feb 4 2014) and Huffing Post(30th Jan 2014) have carried out a candid discussion on this issue with their recent articles receiving immense praise and the same time several jibes from different states in America. The Obama Care issue has led to a great political tussle between the Republicans and Democrats.
The Republicans oppose the care basing their opinion on the fact that many jobs will be lost and taxation of the rich people will lead to pure discrimination in terms of taxation laws. Democrats, support the issue with majority of them basing their opinions on the importance of a continued health care that supports the population at equal lengths. For example by ensuring that despite a job loss someone undergoing a Chemo or a pregnancy period does not have her health benefits terminated.
Issues and the Conclusions of each article
In the New York Times (Feb 4 2014), the issue of loss of jobs is well addressed with the Republicans stating that the Obama Care, will lead to major employers limiting their workforce so that they can minimize their contribution to the Care as a firm or a company. This can lead to great levels of joblessness despite there being a guarantee of universal health care.
In addition to that, Republicans also fall out that people will prefer to work less because of the Care, as everybody will have a guaranteed health benefit despite the less working hours. Due to this they have fired political salvos to the Democrats, who they say are not taking into account the economic status of the American citizens as the Obama Care ...
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... guarantee of safe and sound health program.
High taxes to maintain the program seems to another reason the Republicans as opposing the issue as stated in the Huffing post (30th Jan 2014).With the high cost of living, the Obama Care program seems to rattle the middle class who fear to be subjected to high taxes so as to maintain the program.
In addition to that, huffing Post (30th Jan 2014), states that Democrats support the care due to the need of a universal health program that does not discriminate on anyone despite the economic levels or status. They base their argument on the fact that termination of health benefits due to a loss of job or any eventuality has led to many people suffering. For example people in chemo or pregnancy period will be guaranteed of the care despite any contingency that may occur during that period.
Ambiguous words or phrases
Klein, E. (2014). A health industry expert on ‘the fundamental problem with Obamacare.’ The Washington Post. Retrieved on 2/8/14 from http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/09/a-health-industry-expert-on-the-fundamental-problem-with-obamacare
In the United States we are divided by the left and right side on the political spectrum; even further divided into political parties such as Republicans, on the right, and Democrats, on the left side. These two political parties show philosophical differences through their viewpoints on major topics such as the economy, separation of church and state, abortion, and gun control.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Wolfe, L. (2011). Barack Obama’s health care plan and how it affects employers. About.com Women in Business. Retrieved from http://womeninbusiness.about.com/od/ womenspolitics/a/Obama-employers.htm
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
“From the very beginning…. Obama’s message was not that the law would result in higher premiums, but better coverage. It was that the law would lower premiums, end of story” (Roy). Yet another promise has found itself broken after the ACA came into the sunlight of reality. “His $1 trillion in tax increases [hit] the middle class hard…” Mitt Romney said, “… in the health care system I envision, costs will be brought under control not because a board of bureaucrats decrees it but because everyone- providers, insurers, and patients –has incentives to do it” Unfortunately, that isn’t how it is. The nation is being forced into healthcare or being penalized for not joining the masses, because this plan will only work if there’s enough healthy people paying their newly doubled premiums regularly to help offset the expenses the unhealthy have right of the bat. “Back when Obamacare was being debated in Congress, Democrats claimed that it was right-wing nonsense that premiums would go up under Obamacare” (Roy). It’s now obvious that right-wing was headed in the right direction, and the middle class was
...t those people will benefit from socialized healthcare but just because they lack the motivation to sustain employment does not mean they do not deserve medical care. You also have to consider the people that are unable to work. They deserve medical attention of the same sort as anyone else who is employed.
One of Obamacare's main selling points during the health care reform debate was the need to establish insurance coverage to those with pre-existing conditions. Beginning 2014, Obamacare will implement a policy called "guaranteed issue" which prohibits insurance providers from excluding individuals with pre-existing medical conditions from coverage (Senger, 2013). Because this may cause incentive for people to wait until they become ill to perchance purchase insurance, Obamacare includes the "disliked individual" mandate which forces all Americans to purchase health insurance or face a penalty. Considering 1 out of every 2 Americans have a health condition that qualifies as a pre-existing condition, Obamacare doing away with pre-existing conditions is a huge deal.
Healthcare reform has been on every Democratic President’s agenda for the past 20 years. In 1993, President Clinton’s proposal to try to reform health care failed miserably. In 2008, Presidential hopeful Hillary Clinton campaigned vigorously on this issue. Now, President Obama is trying to get Congress to pass his Healthcare Reform Bill.
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or