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The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care? What is Obamacare? Describing What Obamacare is. What is it for? It is call the “Affordable Healthcare Act,” to make it affordable for everybody in the United States to afford doctors, hospitals and prescriptions. Also that the government can control... ... middle of paper ... ...cine & Ethic, 20-37. Investor's, B. D. (2014, Janurary 8). Health Reform Wal-Mart's Way. Investors Business Daiky, p. A14. Moncrieff, A. R. (2013). The Individual Mandate as HealthCare Regulation: What the Obama Administration Should Have Said in NFIB Sebelius. America Journal of Law & Medicine,39, 539-572. Norton, E. H., Jacobus, C., & Clifton. (2013, December 30). Capitol Strategies - Presdent Interview. Fox News. (C. Payne, Interviewer) PR, N. (2011, January 18). ACLJ: More Than 70,000 Americans Urge Congress to Appeal Obamacare. PR Newswire US. Shapiro, I. (20013). Like Eastwood Talking To A Chair The Good, The Bad, And The Ugly Of The Obamacar Ruling. Obamacare Final , 1-23. Turner, G.-M. (2013, September 24). A Resistances Movement Rises Up Against ObamaCare. Business Wire. www.ehealth.com. (2014, March 26). Retrieved from ehealth: www.ehalthcare.com
It keeps insurance companies honest by setting clear rules that rein in the worst insurance industry abuses. And it bans insurance companies from denying insurance coverage because of a person’s pre-existing medical conditions while giving consumers new power to appeal insurance company decisions that deny doctor ordered treatments covered by insurance.” (www.hhs.gov,
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
"U.S. Judge Rules Health Care Reform Act Unconstitutional | Business Insurance." Business Insurance News, Analysis & Articles. Web. 22 Mar. 2011. .
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
In the early years of 2009 to 2010 the political process pushed health care through legislation led by Senate Majority Leader Harry Reid (Health care and government, 2013). This process was extraordinarily tiring, as many defenders of the bills passing were present. Many congressional members “dug their heels in”, and wanted to slow down the process even more as confusion about the bill was posed (Health care and government, 2013). Despite opposition by many sides of the American people, a Democrat-dominated House of Representatives passed the bill and the Affordable Care Act was signed into action on March 21, 2010 (Hogberg, 2013). Indeed, all three branches of government were instrumental with the passing the Affordable Care Act into place.
The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen. While there is a lot to go through and understand, the ACA still remains widely misunderstood for millions of Americans.
Turner, Gracie M. "The Top Ten Worst Things in Obamacare | National Review Online." National Review Online. N.p., 28 June 2012. Web. 06 Apr. 2014. .
The Affordable Care Act (ACA) was enacted in 2010 and was designed to insure millions of people, who did not have health insurance, reduce out-of-pocket expenses for families and reduce costs for small businesses. In essences, when enrollment opens in 2013, the ACA law will target the 42 million Americans that according to a Census Bureau Survey are uninsured (Klein, 2014). Indeed, Obama Care from a utilitarian point of view is a huge improvement in medical services to a larger proportion of the population, that prior to this law did not have insurance available to them, including improved availability of health care services and reigning in out of control insurance companies.
Obamacare is a hot topic up for debate and not only with the republicans and democrats. There are many people in America that feel the Patient Protection and Affordable Care Act of 2010, has done more to hurt American citizens than it has to help them. On the other end of the debate are the Americans that feel the plan is working well and should remain. Below you will find a list of the pros and cons of Obamacare revealed so that you can make an informed decision on your own.
Tanner, Michael. "Obamacare to Come: Seven Bad Ideas for Health Care Reform." Cato Institution. N.p., 21 May 2009. Web. 14 Jan 2012. .
Saldin, Robert. "Wonder Drug Or Bad Medicine? A Short History Of Healthcare Reform And A Prognosis For Its Future." Juniata Voices 11.(2011): 83-91. Academic Search Premier. Web. 11 May 2014.
In the United States of America, the Patient Protection and Affordable Care Act (PPACA) also known as “Obamacare” is a legislation signed into law in March of 2010 by then president Barack Obama that puts regulations on insurance companies that they cannot simply deny coverage to an individual because of preexisting condition (Levy, M., 2017). The law disallows questions about one’s medical history. This made it less difficult to obtain health insurance, ensured insurance companies are being regulated, and that consumers are protected from abusive insurance practices while maintaining the rising cost of healthcare (Levy, M., 2017). In addition, the law places an individual mandate which forces people to obtain insurance or pay a fine. In view of the present government’s
Heath care is currently, and has been, a hot topic in politics and the average person's life today. Since Obama has come into office he has brought up the issue of providing every American with health care coverage while keeping costs low. Since his re-election, we have been faced with a healthcare reform that tears our country, and politicians, down the middle. The Patient Protection and Affordable Care Act, also known as “Obamacare,” is “A federal statute signed into law in March 2010 as a part of the healthcare reform agenda of the Obama administration. Signed under the title of The Patient Protection and Affordable Care Act, the law included multiple provisions that would take effect over a matter of years, including the expansion of Medicaid eligibility, the establishment of health insurance exchanges and prohibiting health insurers from denying coverage due to pre-existing conditions” (Affordable Care Act). The reform is meant to help those who cannot cover the costs of coverage due to low income, or no jobs, as well as those who have been denied because of pre-existing heath conditions; it is essentially there to help those ultimately in need. Unfortunately, Obamacare is not beneficial to those who are currently covered, typically known as the average American, as it it is not cost effective nor constitutional.