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Failures of the affordable care act
Negative impacts of Obamacare
The strengths and weaknesses of the Affordable Care Act (ACA)
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Recommended: Failures of the affordable care act
The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen. While there is a lot to go through and understand, the ACA still remains widely misunderstood for millions of Americans. Affordable Care Act proclaims to put citizens back in charge of their health ("U.s. department of,"). It puts an end to pre-existing condition exclusions for children. This is a positive benefit because children can no longer be denied or limited insurance due to a pre-existing condition, such as cancer, diabetes, asthma, or cardiac conditions. This will prevent millions of children from being refused insurance when they need it the most. It enables young adults to stay covered longer under their parent’s plans until the age of 26 under certain circumstances. Young adults go off to college, and sadly don’t always feel that insurance is a priority on their limited budgets. This gives them time to finish school while riding on their parents plans to keep them healthy during the college years at a reasonable cost to the parents, which comes with a side of peace of mind that your grown child will have their health taken care of. Another benefit is that participants now have the right ... ... middle of paper ... ... 11). Obamacare's Negative Impact on Young People. FreedomWorks. Retrieved April 12, 2014, from http://www.freedomworks.org/content/obamacares-negative-impact-young-people Johnson, A. (2013, 2013 1). 100 unintended consequences of obamacare. Retrieved April 11, 2014 from http://www.nationalreview.com/article/359861/100-unintended-consequences-obamacare-andrew-johnson Impacts of obamacare:facts, statistics, and videos. (n.d.). Retrieved April 10, 2014 from http://www.heritage.org/research/projects/impact-of-obamacare Moffit, R. P. (2010, May 20). Obamacare:the impact on seniors. Retrieved April 13, 2014 from http://www.heritage.org/research/reports/2010/05/obamacare-impact-on-seniors Qualitynet : Readmission reduction. (n.d.). Retrieved April 11, 2014 from http://qualitynet.org/dcs/ContentServer?c=Page&pagename=QnetPublic/Page/QnetTier2&cid=1228772412458
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
Shapiro, I. (20013). Like Eastwood Talking To A Chair The Good, The Bad, And The Ugly Of The Obamacar Ruling. Obamacare Final , 1-23.
First and foremost is the fact that it has provided upwards of 32 million Americans with some type of health insurance coverage. With the passing of the law, all insurance companies are now required to cover ten essential health benefits, including but not limited to mental health, addiction and chronic diseases. This saves money because these are the very people that would end up in the emergency room for treatment if they do not have access to healthcare. It has removed the stigma of preexisting conditions and now ensures insurance companies will no longer be able to deny coverage because of medical conditions and the insured can no longer be dropped or experience increased premiums should they develop a catastrophic illness. The lifetime and annual limits on coverage were eliminated which will help those who encounter tragic injury or illness; possibly preventing them from bankrupting themselves trying to pay for life saving measures. Children can now remain on their parent’s policy up to the age of 26. This alone has supplied around 3 million people with insurance coverage that they didn’t previously have (Shaffer, 2013). Health care reform gave each individual state the opportunity (although not all exercised this right) and option to expanded Medicaid rosters, making the threshold 138% of the Federal poverty level (Chang & Davis, 2013). The Affordable Care Act which includes the Prevention and Public Health
"The Pros and Cons of ObamaCare." UPMC. N.p., 6 Nov 2013. Web. 14 Apr 2014.
Ghosh, C. (2013). Affordable Care Act: Strategies to Tame the Future. Physician Executive, 39(6), 68-70.
Peterson, Mark A. "It Was A Different Time: Obama And The Unique Opportunity For Health Care Reform." Journal Of Health Politics, Policy & Law 36.3 (2011): 429-436.Academic Search Complete. Web. 23 Mar. 2014.
Therefore, the Affordable Care Act increased access to healthcare. The group that benefited the most was the individuals with pre-existing conditions. Prior to Affordable Care Act, insurance companies had the right to deny the application of those with pre-existing condition like asthma and diabetes. However, with the ACA, insurance companies cannot deny their application and they can’t increase their premium. Another group that had advantages of this new act are the poor people. People who are up to 138% of poverty level or the individuals that make less than $15,854 a year will be eligible for
University of Wisconsin-Maddison. (2012). What does the affordable care act do for low income families? Retrieved from www.irp.wisc.edu/.../pdfs/FF15-2012.pdf
The Heritage Foundation - Conservative Policy Research and Analysis. Web. 10 Mar. 2010. . Nick. "Basic Information about the DREAM Act Legislation | DREAM Act Portal."
Polsky, D. (2009, June). The health effects of medicare for the near-elderly uninsured.. Retrieved from http://web.ebscohost.com/ehost/detail?hid=105&sid=a55fa2f1-dfd5-41b9-a739-d67a1b9ba856%40sessionmgr114&vid=3&bdata=JnNpdGU9ZWhvc3QtbGl2ZQ%3d%3d#db=a9h&AN=39772605
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
Sahadi, Jeanne. "Health reform's tax bite." CNN Money. 30 Mar. 2012. Web. 7 Dec. 2013.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
“Medicare and the New Health Care Law — What it Means for You.” (2010). Medicare Publications, http://www.medicare.gov/Publications/Pubs/pdf/11467.pdf
ObamaCare Summary: A Summary of Obama's Health Care Reform. n.d. Web. 18 03 2014. .