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Financial Planning Principles and Processes
Financial planning chapter 8
Financial Planning Principles and Processes
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I’ve always had the dream of snorkeling the waters of Australia, or roaming the mountains of Nepal. I want to experience what this world has to offer in terms of exotic locations. However, this requires deep pockets or a decrease in standards of living. So therefore I plan to make reasonable professional goals that can support my dreams. The first goal would have to be get an education that means something to me. Next is choose what career path is right for me. It would be a dream come true to stay in the Army and become a commissioned officer, but end game is to become a project manager in the video game industry. Ever since I was young I’ve been good at two things really: Working on computers, and managing my money. Sadly, without getting …show more content…
a degree I don’t find making my professional goals achievable, and if that is the case I don’t think that I can truly travel the world.
My first time when I went to college I was: undisciplined, unmotivated and most importantly there for the wrong reasons. I felt as though I needed to take a year break to figure out why I needed school. There was a lot of pressure from my friends and family to dive straight into school and continue my education. When I did well in school I was highly motivated to be in class and very much so a bright young student, but when it came time to seriously buckle down and study I just wasn’t there. I went in without solid achievable goals. So from the moment I started college I was doomed for failure. Luckily I have found my goals to travel are a better purpose to make success happen if you will. As for how I am as a learner, I tend to do well during visual presentations or given a problem and told to figure it out. Therefor math and science have always been easy for me to grasp while learning languages or even how to express myself through words has been difficult. Unfortunately, the only way I know how to get better is repeated use, and a strong support system to help tune my deficiencies. Speaking about support I do know for a fact that on all military bases there is an education
center that offers assistance whenever needed. Also I know that most students, teachers and even most colleges have a plethora of resources for use. On the emotional and mental front, I can rely on my family and friends around me for the moral support that I will most likely need from time to time. Time is actually my biggest concern going about going back to school. The Army doesn’t always have a flexible schedule, but I know for a fact that letting both my chain of command and teachers know about deadlines for both organizations there is some leeway to be had on both fronts. I will always put in at least twenty hours a week of dedicated study time that will be located in my company’s day room where there is good internet access and limited distractions. Even though I wish I could be studying on the beaches in the land down under I will put those plans on hold for the time being.
When I first came to college, I did not have a solid idea of what the experience would be like, but I was excited for this new chapter in my life. I enrolled in courses I though I would excel in but a couple of weeks into the quarter, I felt unprepared for the fast-paced courses that I seemed to be struggling in but that my peers seem to of been excelling in. Early on this cause me some hardships suddenly I did not feel that I was as smart or accomplished as they were. As a result of this my grades in my courses suffered early on. As time progressed, I became friends with a group of people who were also in my similar situation, they were first-generation college students, students, this great support network of students allowed me to gain more confidence in my academic ability and with the help of my lab work, I began to see that I could excel in college.
Mario Andretti once said, “Desire is the key to motivation, but it's determination and commitment to an unrelenting pursuit of your goal - a commitment to excellence - that will enable you to attain the success you seek.” Andretti’s words are as true today as when he spoke them. Everyday should be a continuous journey to get to your goal. Starting off with the right step is a major component. Therefore, I chose to apply to Stanly Early College High. I believe that I have the ability to work up to Stanly Early College standards. Determination, dedication, and desire are all qualities that I have.
Not only do I want to fulfill my career goals but also goals with my personal...
My high school is completely project-based. We've designed restaurants, traveled to Mars, redone the trials of Exxon-Valdez and Bhopal, and had our own Olympics. All of our academic subjects integrate into the projects. In 11th grade, second trimester, the assignment was to build and maintain a utopian society on Mars. As part of the project, I was asked to define the value system of my group's utopia by ranking the importance of ten qualities that make a successful city, including health care, pollution, transportation, education, housing, entertainment, and others. I wondered how I would even begin.
So far, the college experience has made me a changed person. College changed me into a better person on many occasions. I have learned to be more responsible, when it comes down to getting work done. In college you must be responsible. I have also changed my attitude. Moving from high school to college is a big step; if you don’t change your ways for the better then you might not be successful in college. When you reach college then is the time that you become an adult.
“Never underestimate your own strength. You were born for a purpose and are blessed with the power to achieve it” (Leon Brown). I have this quote printed out and on the wall next to my door so I can see it every day as a reminder to myself. I believe that we all have a purpose on this earth and that everything we go through on the journey there has a reason whether to teach a lesson or set an example. We have places where we want to end up and goals we want to achieve. We set these goals and dreams to help us fulfill the purpose we see for ourselves. I believe my purpose is to help people in their times of need. To fulfill my purpose, I will need to use my personal, academic and career goals to create a pathway to get to where I want to be
I wish to pursue a solid long term goal career that I feel is my destined gift and purpose here on earth. I would also like to make a better salary than I am now and have my summers off to enjoy our vacations.
As I work to pursue a Bachelor's Degree of Biology with a Chemistry Minor at Gardner-Webb University, I will apply all of my efforts to acquiring the most of the information presented before me. Currently, I have a 3.5 G.P.A., and I am working towards my goal of reaching and maintaining at least a 3.8 G.P.A. before graduation and attaining my degree at Gardner-Webb University. Having the honor of graduating Summa Cum Laude is essential on my route to success and I will do whatever it takes to get there. My short term goal will serve as a big stepping stone as I continue forward in efforts to progress to medical school, and acquire the necessary education in order to become a Family Practitioner. I plan to open my own private practice designed
career journey. The career action plan that I have outlined provides a strategy to steer my chosen career in the right direction by offering assistance in managing my career path. It can also assist in developing the necessary skills and knowledge for the job and provide guidance on how to reach them. The outline helps to identify strengths and weaknesses, allowing me to work towards improving areas that need development to enhance my career.
When I was asked the question what I wanted to be when I grow up I
What will I do for the rest of my life? Every person asks this question at some stage of their life, usually during their later teenage years. As a high school junior, I am now asking myself this question. After considerable thought, I have devised a tentative plan for my future. I realize that some of these plans and goals may change over time, but with a plan, the first steps of the journey can begin. To prepare me for the journey, I have taken very challenging high school curriculum, such as Honors and Advanced Placement courses. These classes will not only assist in my admission to college, but have also helped me to develop strong study skills and time management.
In five years, I will have achieved in getting my Bachelor of Arts degree in photography, along with technical training degree. With a strong work ethic and commitment I know I can achieve this goal. My biggest goal in life is to become a well-known photographer in the National Geographic Magazine, my open-minded attitude and my integrity will help me succeed in obtaining this goal. My educational career vision is to graduate high school and be on the way to getting into my photography career.
In college there are short term goals that I have to achieve if I want to be a successful college student. My three short term goals that is plan to do is pass my final exam, pass my U.S. History Eoc, and pass my research paper. To ensure I achieve these short term goals I will have to make a weekly schedule so I can make time to study and acquire the knowledge for my Eoc. The amount of time I will study each day will be one hour then as each day goes by my knowledge will increase due to the new pathways I am creating in my brain. Another way to ensure I achieve my goals is to make some alone time for myself and slow down on going out with my friends. I believe by doing this I will get less distracted when doing my work and make me stop procrastinating making me achieve my short term goals. By achieving these short term goals I will get closer to achieving my long term goals causing me to proceed further in my college life.
I did not fail any of my classes and instead received good grades for my perseverance. As an immigrant to a new country, my greatest barrier is English. Consequently, I had to go to tutoring and work three times more than native English speaking students. But despite the frustrations, I never allowed myself to give up. I never stopped striving for excellence. I worked very hard and took advantage of extra credit opportunities, even though I was already earning a good grade in the course. My short-term academic goals are graduating from Cosumnes River College in Spring 2019 with an Associate of Science degree. I plan to start my bachelor degree next fall at CSU, Sacramento and graduate in spring 2022. I am motivated to succeed because my degree is not only for me but also the epitome of how far my family has
Being an international student, I have to face many hardships; and one of the hardest things that I have to suffer is to live independently away from home. Living on your own is always the most difficult situation, yet I’ve been living half of the Earth away from my parents for almost two years now. This experience brought me a lot of mixed feelings. Go back to the day when I decided to leave my country for studying, I finally realized that my life was going to be so different. So it turned out that I have to adapt in a strange independence atmosphere, where there was no one to remind me to clean my room, not to forget my breakfast, to take medicines when I was sick, or to drive my to school everyday. At first, my life was too tough and exhausted, I always wanted to give up, to leave this place and badly felt homesick. Sometimes, I just wanted to return back to my own place, where I can be protected and loved my by parents rather than drowning in a lonely place and face many dangerous kinds of people. As time passed by, I finally stepped out of my comfort zone and started to feel comfortable of my life. Furthermore, I’m attending college at the moment, and this is a quiet new challenging environment that I have to fit in. Through several weeks of school, I realized that I need to put a lot more effort to improve myself, for example: my self-learning skills, time management, motivation, to