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Essays on medicaid expansion
The Affordable Care Act and Medicaid
The Affordable Care Act and Medicaid
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Medicaid Expansion in North Carolina For over 50 years, Medicaid has been able to provide public health insurance for qualified low-income families and individuals funded mutually by the federal government and state. Medicaid is available for the disabled, elderly, expecting mothers and children that meet the requirements established by the federal government. Children’s Health Insurance Program (CHIP) is managed by the state, which allows health coverage for children under age 19 with household incomes too high to qualify for Medicaid. Medicaid insures every 1 in 5 Americans, which is over 70 million people and most are children (Kaiser). The Affordable Care Act also known as ObamaCare, initiated to make affordable health insurance accessible …show more content…
If expansion of Medicaid does not occur, the uninsured population will have to continue to be treated at a hospital, so the hospital will be responsible for paying the bill because the uninsured is financially unable. Economist Tal Gross from Columbia University finds it’s not cheap to not expand Medicaid; the state is not saving money by not expanding Medicaid (YouTube). Some people believe that Medicaid Expansion will inquire us to pay higher federal taxes. But in reality, North Carolina is already paying federal taxes that goes towards other states Medicaid program. Also, Medicaid Expansion will create thousands of more permanent job opportunities in North Carolina in rural areas to grant better access. If Medicaid does not expand, predicted by the year 2019, their will be 76,000 jobs depleted in the state N.C. In the “What is the Result of States Not Expanding Medicaid?” Article, “By not expanding Medicaid, North Carolina will forfeit $3.9 billion a year in federal funding, which equates to losing $10.6 million a day. Medicaid expansion makes economic sense for North Carolina” (Urban
Kaiser Permanente’s mission is to provide care assistance to those in need. As a health maintenance organization, Kaiser Permanente provides preventive care such as prenatal care, immunizations, diagnostics, hospital medical and pharmacy services. Also, they take responsibility and provide exceptional training for their future health professionals for better clinical performance and treatment for the patients. The organization is to ensure fair and proper treatment towards their employees for a pleasant working environment in hospital and to provide medical services especially in a growing population in suburban communities, such as Tracy and Stockton in California.
When it validated the constitutionality of The Patient Protection and Affordable Care Act in 2012, the United States Supreme Court also ruled that states could decide for themselves whether or not to expand their Medicaid programs (Sonfield, 2012). Predictably, South Carolina said no. The Palmetto State’s decision not to expand Medicaid in concert with the Affordable Care Act was wrong, and it is time to correct that mistake.
What is it for? It is call the “Affordable Healthcare Act,” to make it affordable for everybody in the United States to afford doctors, hospitals and prescriptions. Also that the government can control...
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
In order to fully understand the uninsured and underinsured problem that hospital administrators face the cause must be examined. The health outcomes of uninsured individuals are generally worse than those who are insured. Uninsured persons are more likely to experience avoidable hospitalizations, diagnosed at later stages of disease, hospitalized on an emergency or urgent basis, and more seriously ill upon hospitalization (Simpson, 2002) Because the uninsured often lack an ongoing relationship with a health-care provider, they are less likely to receive preventive care and diagnostic tests (Kemper, 2002). Many corporations balance their budget through cost cuts and other moves, but have been slammed with an increasing load of uninsured patients, coupled with reduced payments from government and private insurance programs. In 2000, 564,476 uninsured patients came through Health and Hospitals Corporations health care centers, a 30 percent increase from 1996. In the same period, Congress reduced Medicare reimbursements to hospitals, while Medicaid reimbursements to primary care clinics remained basicall...
As part of the Affordable Care Act, beginning this year Medicaid will expand eligibility to include all uninsured individuals under the age of 65 whose incomes fall at or below 138 percent of the Federal Poverty Level, or about $32,500 for a family of four. However, the 2012 Supreme Court ruling that upheld the law also allowed states more flexibility concerning what parts of the ACA they can implement and said that those same states would not lose federal funding for their existing programs. This result would leave the decision to opt out of the law's provision into the hands of state legislators. While twenty-six states have chosen to expand healthcare coverage, twenty-one states have not and four have yet to make a decision. The state of Florida is among those not seeking to expand coverage and that decision alone could cost Florida millions of dollars a year in tax penalties. As conservative and liberal state lawmakers square off into a maelstrom of debate over whether Medicaid should cover more people, thousands of uninsured Floridians will be caught in the crossfire.
The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen. While there is a lot to go through and understand, the ACA still remains widely misunderstood for millions of Americans.
Above all, if all states have decide to follow through ObamaCare's Medicaid Expansion they will conjointly pay $76 billion to insure up to 21.3 Million individuals who don't have access to health insurance for over the next decade. Regardless of what state, the federal government will help pay for 93% of the state cost of healthcare. Medicaid Expansion is a great way to help families below the federal poverty line get insurance and stay healthy. Without it, they will fall between the cracks forcing them to use Obamacare. In that case, it is projected to drive up cost of insurance for Americans.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The author also believes that the Medicaid expansion extends beyond the politics, and has an aim to impact the life, health, and financial stability for the state and individuals. Medicaid expansion can be beneficial to many countries that have a large proportion of low-income people that are uninsured and or with disabilities. This can aid in saving the state money because much of the cost is provided and covered by the federal government, that encourages healthier behavior and results to a reduction in chronic disease due to lower health care costs. Although Texas opted out in adopting the expansion, legislators should decide on the advantage and disadvantage of participating in the Medicaid expansion to improve the welfare of the state. The expansion of Medicaid coverage will give low-income pregnant women the chance to reduce the rate in infant mortality and provide an opportunity for those that were unable to get coverage to be
Medicaid is a broken system that is largely failing to serve its beneficiary’s needs. Despite its chronic failures to deliver quality health care, Medicaid is seemingly running up a gigantic tab for tax payers (Frogue, 2003). Medicaid’s budget woes are secondary to its insignificant structure, leaving its beneficiaries with limited choices, when arranging for their own health care. Instead, regulations are set in order to drive costs down; instead of allowing Medicaid beneficiaries free rein to choose whom they will seek care from (Frogue, 2003)
According to (Blumberg, Buettgenst and Holahan, 2016) “29.8 million people would lose their health insurance, more than doubling the people without health insurance, if the repeal were to pass through congress. 1.2 million jobs would be lost, not just in health care, but across the board”. 140 billion will be lost in federal funding for health care in the upcoming year (Ku, Steinmetz, Brantley, p.2). The repeal would not only overhaul Medicaid, but cut spending costs $772 billion over the next ten years, leaving twenty-four million Americans uninsured by 2021 (Jacobson, 2017). The possibility of insurance companies raising premiums or refusing to insure certain people due to their costly preexisting conditions, like they formerly could before Obamacare was enacted, is a potential threat. If the pre-existing conditions provision is repealed, 52 million Americans could be at risk of being denied coverage in the future (Jacobson, p.4). Trump’s repeal would impact Medicare as well by increasing premiums and payments for services, reverse efforts to fill Medicare Part D gaps, and ultimately end preventive services that are provided free to patients (Jacobson, 2017). Raised revenue from the ACA will also be lost if the law is
Access to health care refers to the ease with which an individual can obtain needed medical services. Many Americans face barriers that make it difficult to obtain basic health care services. These barriers to services include lack of availability, high cost, and lack of insurance coverage. "Limited access to health care impacts people's ability to reach their full potential, negatively affecting their quality of life." (Access to Health Services, 2014) Access to health services encompasses four components that include coverage, services, timeliness, and workforce
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.