The Affordable Care Act

1105 Words3 Pages

If the United States had unlimited funds, the appropriate response to such a high number of mentally ill Americans should naturally be to provide universal coverage that doesn’t discriminate between healthcare and mental healthcare. The United States doesn’t have unlimited funds to provide universal healthcare at this point, but the country does have the ability to stop coverage discrimination. A quarter of the 15.7 million Americans who received mental health care listed themselves as the main payer for the services, according to one survey that looked at those services from 2005 to 2009. 3 Separate research from the same agency found 45 percent of those not receiving mental health care listing cost as a barrier.3 President Obama and the advisors who helped construct The Affordable Care Act recognized the problem that confronts the mentally ill. Mental healthcare had to be more affordable and different measures had to be taken to help patients recover. Although The Affordable Care Act doesn’t provide mentally ill patients will universal coverage, the act has made substantial changes to the options available to them. The Affordable Care Act first provides a Marketplace where people can look for and compare private health plans, get answers to questions about health, get a break on costs and enroll in a health plan that meets their needs. The ACA also requires insurance plans to cover mental health benefits. Health insurance plans and Medicaid alternative benefit plans must include mental health and substance use disorder services.4 These plans must meet the health and substance use parity, which means coverage for mental health and substance abuse services generally cannot be more restrictive than those for medical and surgical... ... middle of paper ... ...e doesn’t cover? People in the United States are not born with equal opportunity. This is a fact of life. That being said, citizens should be born with equal access to the same healthcare. This healthcare needs to include mental healthcare, and should cover all expenses that individuals are unable to afford. Access to affordable and quality healthcare should be a right. Mental health makes up a small percentage of total healthcare costs. As a result, coverage for mental health issues is not seen as a priority. We’ve identified that coverage for the poor and elderly is important. People with pre-existing conditions should be covered. No-cost preventative care and longer coverage for young adults under their parent’s plans is now available. The Affordable Care Act has made significant changes to what healthcare covers and to the availability of healthcare.

Re-institutionalization of a deinstitutionalized nation: Mental Illness
1452 Words | 3 Pages
The fight for improved health care for those with mental illness has been an ongoing and important struggle for advocates in the United States who are aware of the difficulties faced by the mentally ill and those who take care of them. People unfortunate enough to be inflicted with the burden of having a severe mental illness experience dramatic changes in their behavior and go through psychotic episodes severe enough to the point where they are a burden to not only themselves but also to people in their society. Mental institutions are equipped to provide specialized treatment and rehabilitative services to severely mentally ill patients, with the help of these institutions the mentally ill are able to get the care needed for them to control their illness and be rehabilitated to the point where they can become a functional part of our society. Deinstitutionalization has led to the closing down and reduction of mental institutions, which means the thousands of patients who relied on these mental institutions have now been thrown out into society on their own without any support system to help them treat their mental illness. Years after the beginning of deinstitutionalization and after observing the numerous effects of deinstitutionalization it has become very obvious as to why our nation needs to be re-institutionalized.
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The Effects Of Mental Health Madness By Pete Earley
1122 Words | 3 Pages
Belluck’s New York Times article describes a study that ordered mentally ill patients to receive treatment instead of being hospitalized. The study found that the patients were less likely to be placed in psychiatric hospitals or arrested, and outpatient treatment and medication refills increased. This also proved economical, because the mental health system and Medicaid costs were reduced by at least fifty percent. This program doesn’t only apply to the patient to accept treatment, it also requires the mental health system to provide it, making the program more effective
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Key Provisions of the Affordable Care Act
1587 Words | 4 Pages
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
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Mental Health Disparities in Rural America
1699 Words | 4 Pages
Mental healthcare has a long and murky past in the United States. In the early 1900s, patients could live in institutions for many years. The treatments and conditions were, at times, inhumane. Legislation in the 1980s and 1990s created programs to protect this vulnerable population from abuse and discrimination. In the last 20 years, mental health advocacy groups and legislators have made gains in bringing attention to the disparity between physical and mental health programs. However, diagnosis and treatment of mental illnesses continues to be less than optimal. Mental health disparities continue to exist in all areas of the world.
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Dangers of Budget Cuts on Mental Health Care
1213 Words | 3 Pages
Continuing budget cuts on mental health care create negative and detrimental impacts on society due to increased improper care for mentally ill, public violence, and overcrowding in jails and emergency rooms. Origins, of mental health as people know it today, began in 1908. The movement initiated was known as “mental hygiene”, which was defined as referring to all things preserving mental health, including maintaining harmonious relation with others, and to participate in constructive changes in one’s social and physical environment (Bertolote 1). As a result of the current spending cuts approaching mental health care, proper treatment has declined drastically. The expanse of improper care to mentally ill peoples has elevated harmful threats of heightened public violence to society.
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Obamacare: The Affordable Care Act
1259 Words | 3 Pages
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
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The Affordable Care Act Case Study
1152 Words | 3 Pages
The current state of affairs in the development of health policy in the United States is that it is constantly in flux and its implementation is disorganized and inefficient. As was the case with the recently passed Affordable Care Act legislation, political and lobbying interests often intersect in a manner that makes meaningful, most appropriate changes unlikely. The ACA kept in place the fractured nature of American health care and insurance, and appears to have benefited insurance companies by increasing enrollments rather than making the care provided better on a large scale. The majority of the plans on the created exchanges, up to 87%, are funded by federal subsidies (Blumenthal, Abrams, & Nuzum, 2015). These plans must cover individuals regardless of pre-existing conditions. The burden of the cost of insurance shifted to tax-payers and the young/healthy who are now overly burdened with mandatory coverage that they may or may not need in
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Persuasive Essay On Mental Health Funding
1643 Words | 4 Pages
Mental Health Funding Mental health is a subject a lot of people prefer not to talk about, which is a main reason that it is so underfunded. The severe underfunding affects not only the people suffering from mental illness, but also the government, the economy, and society as a whole. It is in the government's best interest to put more funding into mental health due to the health consequences on patients, including weight issues, drastic effects on bodily functions, and difficulties in pregnancy. As well as this
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Disparities In Mental Health Care Essay
1566 Words | 4 Pages
Mental health care disparities can be rooted in inequalities in access to good providers, differences in insurance coverage, or discrimination by health professionals in the clinical encounter (McGuire & Miranda, 2008). Surely, those who are affected by these disparities are minorities Blacks and Latinos compare to Whites. Due to higher rates of poverty and poor health among United States minorities compared with whites. Moreover, the fact that poverty and poor health are
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Persuasive Essay On Medicaid
1125 Words | 3 Pages
Implemented (along with Medicare) as a part of the Social Security Amendments of 1965, Medicaid’s original purpose was to improve the health of the working poor who might otherwise go without medical care for themselves and their families. Medicaid also assisted low income seniors with cautionary provisions that paid for the costs of nursing facility care and other medical expenses such as premiums and copayments that were not covered through Medicare. Eligibility for Medicaid is usually based on the family’s or individual’s income and assets. When the ACA came into effect in 2010, it began to work with the states to develop a plan to better coordinate the two ...
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Deinstitutionalization Essay
969 Words | 2 Pages
Those with mental illness would live in the community with an array of services and be able to be free from the constraints of confinement. In the early 1960’s the United States began an initiative to reduce and close publicly-operated mental hospitals. This became known as deinstitutionalization. The goal of deinstitutionalization was to allow people suffering from mental illness to live more independently in the community with treatments provided through community health programs. Unfortunately, the federal government did not provide sufficient ongoing funding for the programs to meet the growing demand. States reduced their budgets for mental hospitals but failed to increase funding for on-going community-based mental health programs. As a result of deinstitutionalization hundreds of thousands of mentally ill people were released into the community without the proper resources they needed for their treatment. (Harcourt,
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The Affordable Care Act Debate
2130 Words | 5 Pages
The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments.
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Stigma In Mental Health
1225 Words | 3 Pages
Most of the time there are many people out there who can afford to attain health insurance or have insurance but their insurance doesn't cover mental health. The poor are the one's who gets hit hard the most. The American Health Care Act doesn't want to expand anymore money towards mental health. Mental health treatment services need to be maintained but also expaned in order to keep the country's mental health needs. Melissa Warnke explains, "The House and Senate verisons of Trumpcare would both phase out funding for that expansion and cut Medicaid spending by almost a trillion dollars over a decade." (Warnke,1) By decreasing Americans access to treatment will just make them suffer even longer. Warnke says, "between 70% and 90% of individuals who have access to medication and/or counseling treatments for mental health issues see a significant reduction in symptoms." (2) If Trumpcare goes into effect, your only option are to be rich or maintain physical and mental health throughout your life. Treatment should not just be for the wealthy. This will just lead to suicide because there will be no help. Advocates for people with mental illnesses have urged the government
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Mental Health Parity And Addiction Equity Analysis
396 Words | 1 Pages
Having equal resources available regardless of the type of condition is important for many reasons. When medications and doctor visits are not covered by your insurance, and you have to pay for it out of pocket, you have to make some tough decisions. If your bipolar medication costs 100 dollars for a month’s supply, and that is how much you usually budget for groceries, which one are you going to choose? Having to choose between basic needs and your own health care is a position no one should have to be in. The Mental Health Parity and Addiction Equity Act is trying to eliminate this kind of problem. It makes it so that patients have the same help with doctor visits and medications for mental health conditions as they do for conditions that
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Persuasive Essay On Mental Health
1102 Words | 3 Pages
The Affordable Care Act was created to provide mental health coverage for those who cannot afford it but actions are being taken to get rid of what is benefiting
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The Affordable Care Act

Re-institutionalization of a deinstitutionalized nation: Mental Illness

The Effects Of Mental Health Madness By Pete Earley

Key Provisions of the Affordable Care Act

Mental Health Disparities in Rural America

Dangers of Budget Cuts on Mental Health Care

Obamacare: The Affordable Care Act