Access to healthcare in America

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There will also be a health exchange program for individuals who cannot afford employer insurance (Estes, Chapman, Dodd, Hollister & Harrington, 2013). This exchange program will include several changes such as limiting deductibles and waiting periods for coverage. The health exchange program will include a selection of different healthcare plans that the individuals can choose from that is said to be more affordable. The health exchange option will only be available to U.S. citizens and legal immigrants. There will be several changes to private insurance providers that will include several regulations for example, there will be no lifetime limits on coverage. Small businesses will also be able to purchase health insurance for their employees through this reform. Small businesses that provide their employees insurance will also be able to receive tax credits under certain conditions. Estes, et al (2013) states that employers with 50 or greater employees will face fees if even one employee buys insurance through the exchange. Employees that work for large businesses that do not sign up for coverage or say that they do not want any coverage will automatically be enrolled into the lowest costing plan by the employer. This reform is also going to introduce wellness programs into healthcare plans. For examples small businesses will be able to offer their employees rewards for participating in wellness programs by meeting certain health goals (Collin, 2012). The wellness programs will work towards keeping individuals in good health by offering the following programs for example: weight loss, smoking cessation and classes on nutrition. A positive advantage to this reform that is going to improve the care that Americans receive is cal... ... middle of paper ... ...ry care shortages: Strengthening this sector is urgently needed, now and in preparation for healthcare reform. 5(1), 40-47. Estes, C. L., Chapman, S. A., Dodd, C., Hollister, B., & Harrington, C. (2013). Health Policy Crisis and Reform (6th ed.). Burlington, MA: Jones & Bartlett Learning. Ebner, A. L. (2010). What nurses need to know about healthcare reform. Health Policy and Politics, 28(3), 191-194. James, J. (2012). Health policy brief: Pay-for-performance. HealthAffairs, Retrieved from https://www.healthaffairs.org/healthpolicybriefs/brief.php?brief_id=78 Marmor, T. (2009). The obama administration's options for health care cost control: Hope versus reality. Annuals of Internal Medicine, 150(7), 485-489. Vogenberg, R. F. (2011). Adapting to market change: Beyond healthcare reform. American Health & Drug Benefits, 4(6), 368-371. Retrieved from www.ahdbonline.com

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