What are the strategic directions? The employment Insurance Commission has five parts that highlight the specific instructions to complete the jobs of the Employment Insurance Commission. Part one of the Employment Insurance Act focuses on income support benefits for people who are temporarily out of work. For part two it focuses on active employment benefits and supports measures to enable unemployed reasons to return to work. Under part three of the Employment Insurance Act, the Commission yearly looks over and is able to make any adjustment, to the premium rates of insured workers and employers. Part four of the Act is under the obligation of the Minister of National Revenue. The Minister of National Revenue is in charge of making, “the decisions on insurability of employment and on the amount of both insurable earnings and premiums payable with respect to insurable employment. All debates in this area are referred to the Tax Court of Canada” (CITE). Lastly, part five deals with the appeal system and the formation of the Board of Referees. (http://www.aeei.gc.ca/eng/board/handbook/handbook_6.shtml) Therefore, for each of the parts, every person is in charge of a different task to fully ensure a successful employment insurance program. However, if one part of the department does not do their assigned tasks, the department will fall behind and may be in serious trouble. II) Structural analysis What is the structure of the organization? The structure the Employment Insurance program is administered by two main parts of law. The Employment Insurance Act being one, it is a federal legislation, passed by Parliament that sets out the program’s basic structure. The Employment Insurance Act includes administration, benefits, eligi... ... middle of paper ... ...d $3 in 2009/10, respectively), the average weekly benefit rate for regular claims rose significantly by $13 from $371 in 2010/11 to $384 in 2011/12. The increase in 2011/12 is consistent with the annual increases observed during the pre-recession period, when the average weekly benefit rate increased by $16 in 2008/09, $12 in 2007/08 and $11 in 2006/07”. http://www.esdc.gc.ca/eng/jobs/ei/reports/mar2012/im ages/chapter2-07.jpg As illustrates, there have been many more failures compared to success of the Employment Insurance program. It is very important to take these failures seriously and try to improve them, because this department is very helpful to many Canadian citizens. But it is useless if many Canadians do not know the many benefits of it to try and help them. Plus many restrictions are put into place to filter many citizens from receiving this benefit.
... and it was to operate just like any other kind of insurance, such as life or fire insurance. Premiums and benefits were to be carefully calculated and paid out to those who required assistance. The Act also created the National Employment Service to help the unemployed find work.
The personnel in the human resource department must have knowledge of federal and postal regulations and policies related to the processing and administration of injury and unemployment compensation claims. Employees needing these forms must report to the human resource department and request these forms.
Allstate insurance is the second largest property and casualty insurance company by premiums in the United States. Allstate insurance handles about 12% of the U.S home and auto insurance market. (Allstate, 2014). Many of Allstate’s customers fall under what one could refer to as a traditional selection of insurance for automobiles. Recently, Allstate has noticed a major shortcoming in lifestyle insurance, which includes coverage for motorcycles, boats, and other recreational vehicles, in comparison to its competitors. The motorcycle insurance sector is a 10.4 billion dollar industry and growing (PRWEB, 2012). The U.S. Department of Transportation website reports some astounding figures, including that 5,370,035 motorcycles were registered three years before the article, 7,138,476 motorcycles registered at the time of the article, and grew to 9,477,243 registered motorcycles at the end of 2012 (NHTSA, 2013). It is obvious as to why Allstate would identify motorcycle insurance as a worthy lifestyle product to devote marketing research dollars into in order to develop new strategies for cornering a share of the market.
Legislation in Ontario affects human resources. Some can be bad well others can be beneficial to the workplace. My paper will be focusing on the federal legislations in Ontario and how it is improving various non-unionized workplaces. At the end of my report I will be summarizing the concept of family status related to the 11 prohibited grounds in a case study regarding a single mom and how she almost lost her job with CN Rail.
Secondly, health insurance policies are inconsistent, expensive, cumbersome, hard to discern, full of fine print and contain many loopholes. Most Canadians face a huge tax burden, rising cost of living and will not be able to pay for these additional medical expenses out of the pocket. To offload risk, most indiv...
Kittle, M.D. "Fraud Still a Problem in Extended Unemployment Benefit Programs « Watchdog.org." Watchdogorg RSS. N.p., 8 Jan. 2014. Web. 26 Mar. 2014. .
In America, the number of uninsured rises every year and no solution to the problem has
Offering employee benefits is one way a company must competes in today’s marketplace to retain old employees and attracts new ones. These benefit packages may range from offering basic health insurance to additional discretionary and perk benefits such as vacation and retirement packages. Benefit packages are often a large portion of employee costs and Federal mandates require an employer to carry and offer certain benefits even if they offer nothing else. Federally required employee benefits make up approximately a quarter of the costs associated with employer offered benefit packages. Some of these mandated benefits include Social Security, Worker’s Compensation Insurance, and the Family Medical Leave Act.
Office of the Commissioner for Federal Judicial Affairs Canada, "Lavoiev. Canada (C.A.)." Last modified April 3, 2012. Accessed April 5, 2012. http://reports.fja.gc.ca/eng/2000/2000fc24525.html.
Whether the government should impose a tax on employers to provide workers with benefits such as unemployment insurance or mandate employers to provide workers with benefits, which are normally benefits such as health insurance or workers compensation will ultimately depend on how much their employees value the benefit. Mandated benefits are those benefits that are protected by federal law. Firms are liable to make these benefits available to their employees and failure to do so will result in severe penalties. Payroll tax is relatively different from mandated benefits for the reason that payroll taxes are imposed on the wage of employees, which are either paid by the workers or the firm. When analyzing to see how successful a mandated
The United States passed bill that health insurance should be mandatory in the year 2014. Under the Patient Protection Affordable Care Act, each person is required to have at least a minimum level of health insurance failure to, the individual will face a penalty. The mandatory health insurance issue has faced reactions from both sides with some people supporting while others opposing. It is mandatory for every individual to purchase a health insurance depending on their earnings. The health care insurance is mandatory for all US citizens, and all legal residents in America. It is considered as an individual responsibility requirement, and those without this insurance are subject to a tax penalty of $750 per year up to a maximum of three times that amount ($2,250) per family. However, there are exemptions for financial hardships, incarcerated persons, religious objections, and undocumented immigrants. Mandatory health insurance is important, and should be applied in all states because, everyone gets ill and at one time, they have to visit a health care facility for medical services. In addition, it protects the health future of families, and protects people from unexpected high medical costs because they are covered.
Health insurance is very important in life. It is for this reason that insurance companies have designed different types of insurance as a strategy to provide services to all categories of people. Before purchasing insurance for an organization, there are considerations that should be put in place in deciding the best insurance for the employees. One of the most important factors is the number of employees. The mode of employment also matters, such as whether employees are full time or part time.
ADEA seems like a policy with well intentions but fail in results so far for many reasons. Employers are always benefit-driven in globalized economic environment, in result, employees are easy to be laid off. They getting expensive as they getting older because their pension and health care costs are high than their younger counterparts. However, "reasonable factor other than age" enable employers easy to find reasons to laid off older workers legally. Beside, some direct evidence also provide chances to employers. For example, some older workers are lack of technology knowledge make them unqualified for the jobs. Lastly, the bona fide occupational qualification exception (BFOQ) is also a fact for employers to defend the ADEA lawsuit. For example, airline pilots, air traffic controllers, and public safety workers.
The US healthcare system is focused on a mixed insurance system with both private and public insurance institution. The health insurance system also relies heavily on employment. It depends heavily on corporations and employees to be key sponsors for insurance. This has led to many companies going bust as they are unable to sustain the amount of funds required just to keep their employee’s insurance policies going. Insurance has become so profitable that there are more than a thousand private companies that want to share this very profitable business. These companies are also not regulated on a country level. The profit-targeting companies have also come up with many overlapping and unnecessary policies to fully utilize the loophole in the American healthcare system. These are all in addition to the public insurance policies such as Medicare: covers elders, disable and end stage renal diseases, and Medicaid: children, war veterans and self-employees. As of 2015, 15% of the population is without insurance; one of the major reason is due to the people not having sufficient knowledge on their eligibility.
...elated to the extension, but rather a problem highly related to the regulation of existing beneficiaries. It is clear the importance and benefits to extending unemployment insurance benefits to those law abiding citizens is beyond beneficial. Not only are the economic benefits of increased consumption a positive outcome, but so are the decreased applicants for Welfare, and overall well-being of society. New York Times provided the following graphics to depict the changes in layoff, unemployment claim, departure, and hiring rates over the past 12 years. As you can see, layoffs were at a twelve year high in 2009, and have tapered off since, but the number of those who applied for unemployment insurance benefits after being laid off in 2009 and later are among those struggling to seek new positions in the work force, and need the extended temporary insurance benefits.