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The benefits of attending college
The pros and cons of attending college
The pros and cons of attending college
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Whether or not to attend college is one of the biggest problems faced by American youth today, as we have not adopted a system capable of making it a realistic opportunity for everybody and those it can support more often than not find themselves in insurmountable debt, a field unrelated to their major, or both. Teenagers are expected after high school to choose whether or not a potentially several hundred thousand dollar investment as well as 2-10 years of their lives is worth risking when the potential for it to never work out in the first places looms over their heads the whole time. All this being said, it is still very much the expectation of students to go to college in order to become working members of society despite all of the other options available to them, making it even harder for them to say no to this investment as in many cases it is seen as the only way forward. Here are some reasons why people shouldn’t go to college (and a couple of …show more content…
With a total of 1.4 trillion dollars of cumulative debt (Student Loan America 1) being shared by students across the country, we are in the middle of one of the largest debt crises in American history. Of the 20 million college students that attend each year, over 60% of them borrow annually to help cover the cost of books, living, and tuition. A 4 year degree from an in-state, public university costs as much as $20,000 a year (Baum 3). Some of these expenses can be knocked off with scholarships and grants (which may need to be paid back), but even then, unless someone happens to belong to a wealthy family they will most likely still need to apply for student aid and will still end up in debt regardless. The severity of debt can range greatly, although the average debt of a American college student is around $37,000 (Student Debt 2), which even with a good paying job can still take decades to pay off with
Many kids beginning the college - decision process may be feeling lost at first, and ”By telling all young people that they should go to college no matter what, we are actually doing some of them a disservice.”(Owen and Sawhill 209) For a seventeen/eighteen year old, going to college is arguably the biggest decision that they have had to make in their life thus far, and having the facts that Owen and Sawhill produce can be invaluable to the decision-making process. It is clear that the purpose of their essay is to better inform these young adults and guide them on their journey that is life after high school. The primary claim that Owen and Sawhill attempt to drive in using rhetorical appeals is that on average, having a college degree will lead to a higher income than not having one; however, it is not universally
In recent years, there has been a tremendous increase in student enrollment in higher education after high school effecting the need for financial aid for all students. Education has become a growing part in America where more students want to better their lives with a college education. However, the cost of college tuition has increased and more students find themselves struggling to pay off the enormous tuition rates. In a recent study by the Consumer Financial Protection Bureau, student debt has reached $1 trillion in federal loan debt. Student loan debt has crippled the economy and students are struggling to pay off federal loans. In order to help students with the high tuition rates of college the government and universities offer
The debt associated with higher education is one of the biggest factors of deterrence for most people who are interested in college, and it is not at all surprising. 71 % of college seniors who graduated last year had student loan debt, and the average debt for a college student with a four-year degree is $29,400.This number has gone up an average of 6 % each year. Keep in mind that this is just the average debt, and there are students who are in debt upwards of $30,000 dollars (projectonstudentdebt.org). Now in order to understand why the debt is so high it is best to break down the different costs of higher education. The first and most important of which is tuition.
Honestly college at this certain point in time does not seem worth it. Everywhere else in the world college is free but the United States. People would feel more motivated to go to college if it was free. College is the main reason Americans are having to live such a hard lifestyle. My father did not go to college and makes eighteen dollars an hour. On the other hand my aunt did go to college and make twenty-four dollars an hour but is still paying back student loans so after paying all of her stuff back she only makes around fifteen dollars an hour that she gets to bring back and that doesn’t include taxes. That’s the reason college doesn’t seem like a good choice to make in life.
As students near the end of the academic year, they are constantly faced with some of the same choices the generations before them have been presented with too. The biggest question a lot of seniors in high school have to answer is if they are going to be attending college or not. There are a lot of legitimate reasons as to why a person might not attend a college, but I personally feel like everybody should have a higher education if they have the opportunity to do so. One of the biggest reasons that people do not have the opportunity to pursue higher levels of school is the fact that they do not have enough money to pay for it. With the staggering amount of debt, the majority of students incur in college, it is becoming a
Most people today accept the debt that comes from college. Students consider student loan debt as a “good debt.” They see other students make this mistake but follow their path anyway. Nearly 80% of college-bound students have not projected the total amount of money they will need to graduate college.
When I began my senior year, the number one thing which people asked me was where I was going to college. Whether they actually knew me or not, that would be the first thing they asked once they found out I was in the final stretch of my high school career. Now, I obviously had a pre-planned answer for them, since I had answered the question so many times, but I always found it to be peculiar that people didn’t actually care at all about what I was going to do with my life; they just wanted to know where I was going to get my expensive piece of paper from.
Many lives have been taken from being in debt, and has been described as being submerged under water with only a broken bendy straw supplying you air. Depending on the career of choice student debt could either hurt an individual or be nothing to them financially. If someone decided to set their life on obtaining a government payed job such as a teacher it would take majority of their check each month to repay their debt. A teacher can make up to thirty-four thousand a year, or two thousand six hundred a month. If that teacher has student loan debt of sixty thousand she could expect to pay one thousand five hundred, leaving her with only one thousand left to pay for her housing and other responsibilities she may have. Many professional jobs require an induvial to obtain a bachelor’s degree. Attending a four-year school can roughly put you in debt around fifty thousand dollars, and that doesn’t include your cost of living, and
According to Forbes, the average student from the graduating Class of 2016 had a debt of nearly $40,000. This amount is almost twice as much money as a family makes in a year at the poverty level. Student loans are getting harder and harder to avoid every year, and each year there are more students that are not aware about the potential dangers that loans can cause. With college getting more expensive and more families not being financially stable to allow their kids to go to college, a lot of people are not getting the next step in their education that they need to be successful in life. When looking at this situation, different actions can be taken to make sure that when you graduate college, you have the least amount of debt possible.
As of 2016, American students have accrued a massive 1.3 trillion in student loan debt. Just 10 years ago, the nation’s balance was only $447 billion (Clements). This ever-present cumulative burden has caused many post graduate Americans to delay important life events such as marriage, homeownership and children because of this substantial encumbrance (Clements). The debt will only continue to grow with neglect, so the most effective action to take would be eliminating the cost altogether.
College is a very important thing. If you go to college you will most likely get better pay in your career. Also, with a college degree, you have more opportunities. I believe that everyone should go to college. If you don’t go to college and just go into some job and that fails then you have no backup plan. A college graduate is more likely to be offered employment than another who didn’t attend college, if you have a college degree you will make more money in your lifetime than someone who doesn’t have a degree, if you are considering having children having a college degree is very beneficial to them, you have a higher chance of having better health yourself, college is very beneficial, and if you go to college you will have a better social
“ There is no elevator to success you have to take the stairs” - Zig Ziglar. College is worth the late nights studying, the money it takes, and all the energy you will expend. In this essay I will tell you why you should not forgo college, even though it is a new trend and get a degree. One of the number one reasons people don’t go to college is the money but there are scholarships and many other ways to pay for college. As a college graduate you will have an abundance of opportunities that you may lose by skipping college.
To combat the skyrocketing costs of a college education, I have worked hard to save through odd jobs while juggling the rigors of school and community service. Unfortunately, the amount I have saved is nowhere close to the total amount I will need to pay for tuition. Accepting that reality has made me realize that attending a public, in-state college would allow me to graduate as debt-free as possible. According to the Federal Reserve, Americans currently owe close to $1.5 trillion dollars in student loans.
There is a lot of pressure on this generation of teenagers to go to college, because we are use to hearing the saying “you need to graduate high school, so you can go to college to get you a good job.” Personally I agree with this saying, because there are plenty of successful people in this world with a college education, but it takes a lot of hard work just to prepare for college. For example, having to take SAT or ACT to maintain a certain score for a school to even consider your acceptance. Being financially stable, if not prepare to find scholarships and prepare essays just to obtain the scholarships. Growing up in a household where your parents want you to do better than they did, because they didn’t get a college education. Also most high salary paying jobs require some type of college degree, so that’s tell a person if you want to make a lot of money get a higher education.
Individuals in my generation that decide to go away for college may graduate with a degree but they also graduate with debt and have a hard time finding work in their area of study. College graduates are young and many may not have much experience in their field. It is a bittersweet option to go to college and further your education, I am all for it, but I am not for getting yourself in tons of debt, that will cause you to live your whole life paying off student loans and such. Which is one of the reasons why I chose to stay at home and go to community college, I’m saving money while still getting a great education. In earlier generations, people may not have felt that college was important because they needed a job to support themselves and their families. That is understandable because in the early years becoming an adult meant turning of age, 18, getting a job, moving out and starting your own family, but now turning 18 doesn’t mean you automatically are an adult and can move out and start your own life, I have friends that went to college, have a job but still are not able to move out on their own even in their