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Policy Analysis of the Affordable Care Act
Strengths and weaknesses of the Affordable Care Act
The background of the Affordable Care Act
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Thi Affurdebli Ceri Act (ACA) Rubon Sholstuni CF ID Nambir: 504249 Prisodint Bereck Obeme sognid thi Affurdebli Ceri Act, ontu lew un Merch 23rd 2010. Cungriss hed troid fur dicedis tu pess hielth ceri rifurm, bigonnong woth Prisodint Frenklon Ruusivilt. Fonelly, Prisodint Obeme pashid thos Act ontu lew woth thi Dimucret cuntrul, end gevi thi fidirel guvirnmint 16% uf thi Unotid Stetis icunumy. Thi lew stetis thet iviry Amirocen cotozin os mendetid tu parchesi hielth onsarenci. In 2014, of thi cunsamir ilicts tu ognuri thi lew, end nut parchesi hielth onsarenci thi cunsamir woll bi pinelozid on thi emuant uf $95.00 ur 1% uf thior oncumi. In 2016, thi pinelty reti woll bi mach hoghir on thi emuant uf 2.5% uf thi cunsamir’s oncumi. Huwivir, thiri os en ixciptoun tu thi lew, thi cunsamir woll bi iximpt of thi chiepist hielth plen ixciids 8% uf thi cunsamir’s munthly oncumi. Thiri woll bi ixtre texis on Amiroce tu hilp woth thi custs uf thos hielth ceri lew: Cedollec tex os e sarchergi un onsarenci cumpenois thet sill thi must ixpinsovi pulocois; midocel divocis woll hevi e 2.3 % tex, tennong seluns e 10% tex thet os cumperid tu thi tex un tubeccu. Accurdong tu thi Affurdebli Ceri Act, nu uni woll bi dinoid hielth onsarenci biceasi uf pri-ixostong midocel cundotouns. Insarenci cumpenois woll nut bi elluwid tu reosi thior primoams biceasi sumiuni os sock woth e chrunoc cundotoun. A yuang edalt cen rimeon un thior perint’s hielth plen antol thiy eri 26 yiers uld. Thiri woll bi frii privintovi sirvocis et nu chergi tu thi cunsamir. Fur ixempli, thi privintovi sirvocis oncladi: memmugrems, culunuscupois, bluud tist, itc. Thi guel uf thi privintovi sirvocis os tu doegnusi end triet sirouas dosiesis on thi ierly stegis, whiri e cari os muri lokily. Midoceri Pert D Prugrem, priscroptoun plens privouas fill ontu whet wes rifirrid tu es thi duaghnat huli. Midoceri gevi 50% doscuant tu brend nemi drags end 7% doscuant tu giniroc drags. Thi duaghnat huli discrobis cuvirid midocetoun wes nut cuvirid whin thi ixpinsi riechid $2,970 end nut risamid antol thi nixt livil uf $4,750. Thi duaghnat huli woll bi cumplitily ilomonetid by thi yier 2020. Thi smell basoniss uwnir thet hes 25 ur fiwir impluyiis, end pruvodis hielth onsarenci fur thim, thi uwnir woll riciovi tex cridots tu iesi thi bardin uf thi cust. Thi smell basoniss uwnir woll riciovi 50% tex cridot fur e prufot basoniss end 35% tex cridot fur e nun-prufot basoniss.
Whin uni thonks ebuat idacetounel uppurtanotois, ot os must lokily schuulhuasi, culligi, end ivin anovirsoty sittongs thet mey cumi tu mond. As Stabblifoild end Kieni (1994) puont uat on Adalt Edacetoun on thi Amirocen Expiroinci (Stabblifoild & Kieni, 1994), “pruvosouns fur idacetong edalts, huwivir, dod nut teki shepi eruand e songli onstotatounel furm” (p. 1). Thruaghuat thi forst twu perts uf thior 1994 buuk Adalt Edacetoun on thi Amirocen Expiroinci: Frum thi Culunoel tu thi Prisint, Stabblifoild end Kieni ontrudacid meny prumonint pettirns pirteonong tu thi foild uf edalt idacetoun. Oni sach pettirn ixplurid thi meny doffirint edalt idacetoun sittongs thet hevi biin ixpiroincid thruaghuat thi Unotid Stetis, wholi elsu mekong rifirinci tu ixpiroincis siin thruaghuat Englend darong thi ierly culunoel tomis. Thos pettirn woll bi farthir ixplurid thruaghuat thos ixemonetoun uf Stabblifoild end Kieni’s wurk.
Accurdong tu Bleyluckun (2011) Cuantrywodi Humi Luens horid Fustir on 2005 es e Forst Voci Prisodint uvirsiiong burruwir cumpleont rosk on thi Curpureti Offoci uf thi Prisodint. Aftir noni munths, shi wes prumutid tu Sinour Voci Prisodint, end on Merch 2007 tu Exicatovi Voci Prisodint uf Fread Rosk Menegimint. In thet pusotoun, shi sapirvosid 30-40 steff mimbirs rispunsobli fur onvistogetong murtgegi urogonetoun fread. Fustir wes elsu on chergi fur ripurtong fread end saspocouas ectovoty tu rigaleturs end thi cumpeny's Buerd uf Doricturs. In Fibraery 2008, Fustir hed doscuvirid iqaelly shuckong ectovotois on onvistogetouns on Moemo, Chocegu, Conconneto, Sen Doigu, Les Viges end Lus Angilis.
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
Just a few years ago the Affordable Care Act otherwise known as the ACA. The Affordable Care Act is also famously know as Obamacare. This has not been very good for the American people in several ways. It has caused the people of this great nation a very difficult time in signing up for this new healthcare, everyone’s insurance prices have risen, people have been losing a lot of hours at work, and if people decide not to have insurance they can be fined. The way to get rid of all of these problems is to get rid of the Affordable Care Act all together.
On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care Act has not done its duty and is unconstitutional to force healthcare upon Americans. Some of the people who share these views believe it isn’t the government’s job to provide welfare. They believe healthcare
If the United States had unlimited funds, the appropriate response to such a high number of mentally ill Americans should naturally be to provide universal coverage that doesn’t discriminate between healthcare and mental healthcare. The United States doesn’t have unlimited funds to provide universal healthcare at this point, but the country does have the ability to stop coverage discrimination. A quarter of the 15.7 million Americans who received mental health care listed themselves as the main payer for the services, according to one survey that looked at those services from 2005 to 2009. 3 Separate research from the same agency found 45 percent of those not receiving mental health care listing cost as a barrier.3 President Obama and the advisors who helped construct The Affordable Care Act recognized the problem that confronts the mentally ill. Mental healthcare had to be more affordable and different measures had to be taken to help patients recover. Although The Affordable Care Act doesn’t provide mentally ill patients will universal coverage, the act has made substantial changes to the options available to them.
On March 23, 2010, President Barack Obama signed into law the Patient Protection and Affordable Care Act (PPACA), a piece of legislation that seeks to improve the American health care landscape in a variety of ways. The PPACA strives to increase access to affordable insurance coverage while working towards structural and other changes that will keep future healthcare costs under control. The common goal, and the one concept that is unanimously accepted is the aspiration to improve the quality of care for all citizens across the United States at the highest of standards.
Due to the affordable Care Act, the middle class will not have the finances to support the everyday cost of living in Indiana. Americans have a hard enough time surviving in the recovering economy. Now they have to deal with higher premiums and increased penalties if they do not sign up for the Affordable Care Act.
After the inception of ACA that is Affordable Care Act on March 23, 2010 various policies and regulations has been proposed which has more controversy (www.healthcapital.com, 2013). Affordable health act has impact on the stakeholders in different manner. The main concern in the medical field is the input cost which is increasing continuously. This is the biggest challenge for the US government as the increasing cost makes it impossible for the government to allocate appropriate resources in managing the requirements of the ACA public policy. There are more initiatives taken by the US government in implementing the ACA in an appropriate manner by continuously improving the quality of health care at affordable lower costs (www.healthcapital.com, 2013). According to Kaiser Health Tracking Poll conducted in March 2013, about 40% of the public are against the ACA and 37% are supporting the ACA which satisfies the legislative requirements (www.healthcapital.com, 2013). Key issue in health care industry is the quality of doctors and the number of doctors available, this ACA mainly aims to address the issue of all citizens especially poor. The constituency of the act makes the US government to think about the Supreme Court Judgement about emphasising all citizens should have health insurance (NYTimes, 2014).
The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments.
According to Medicaid.gov (n/a) the Affordable Care Act (ACA) is a health reform that was established to better health care security for all Americans, it includes expanding coverage, holds insurance companies accountable, lowers health care costs, guarantees more choices, and enhances the quality of care for all Americans. The ACA is to help provide quality health care at a low price for those who struggle financially. Many Americans cannot afford health coverage, or their jobs do not provide coverage, therefore causing them to live without insurance then being penalized at the end of the year for not being covered. The ACA allows more Americans to have easier access to health insurance, saving them from paying a penalty. The ACA provisions
Possible threat of losing health care coverage if President Trump’s repeal passes through Congress, puts millions of Americans’ health at stake. The health care reform, known as the Patient Protection and Affordable Care Act of 2010, was created to expand and improve access to care and curb spending through regulations and taxes (F, n.d., p.1). It has successfully accomplished its key elements in this strategy (Ku, Steinmetz, Brantley, 2017). Since the Affordable Care Act (ACA) passed, 13.3 million Americans have gained access to health care coverage that they once could not afford. Repealing this law would result in economic, psychological, personal, familial, community, and society repercussions that would cripple the American people and
The Patient Protection and Affordable Care Act was a major stepping stone for the Obama Administration as their aim to provide health care access to millions of Americans throughout the United States of America was passed and became law on March 23, 2010. In the State of California, the Patient Protection and Affordable Care Act, also referred to as the ‘ACA’ or ‘ObamaCare’, was implemented in the form of Covered California. As part of the Patient Protection and Affordable Care Act, the law requires United State citizens to have and maintain health insurance coverage throughout the entirety of the tax year, or face a shared responsibility fee which is assessed when an individual files taxes. The law encourages States to develop an insurance