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What is the Patient Protection and Affordable Care Act
Patient Protection and Affordable Care Act of 2010
Public health elements of the Affordable Care Act
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The Patient Protection and Affordable Care Act was a major stepping stone for the Obama Administration as their aim to provide health care access to millions of Americans throughout the United States of America was passed and became law on March 23, 2010. In the State of California, the Patient Protection and Affordable Care Act, also referred to as the ‘ACA’ or ‘ObamaCare’, was implemented in the form of Covered California. As part of the Patient Protection and Affordable Care Act, the law requires United State citizens to have and maintain health insurance coverage throughout the entirety of the tax year, or face a shared responsibility fee which is assessed when an individual files taxes. The law encourages States to develop an insurance …show more content…
This is a national accomplishment for the public health sector as they consistently advocate for the accessibility of health resources and research development to cure chronic illnesses. This accomplishment sets a precedence for future laws shaping health care management. Although struggles to uphold its validity persevered, much of the language in the law is shortcoming to the the ideal representation of a universal health insurance program. The law is highly regarded as inconsistent and unartful of various determining factors for the health care sector; one referring to the amount of funding that was included in the bill to sponsors subsidies for eligible low-income families/individuals, and second focuses on the crippling structure which prohibits states from ameliorating their Health Departments to meet the demands of the law. As far as amending pieces of the Patient Protection and Affordable Care Act, I would focus on the need to create a more strategic plan to evaluate the financial responsibility of the federal government and the longevity of funding which is required to maintain affordable health insurance premiums and keep health insurance providers. These two parts are pivotal to consider because at the end of the five-year subsidy, if congress does not renew the federal funding, the …show more content…
This is reputable because providing monetary resources for a limited length of time will in the long run affect those States who enroll their residents to selected plans. Upon termination of the funding, States will be left to fend for themselves and possibly have to use their own budget to supplement the rising cost of insurance providers all while loosing federal aid. Another component to this, is that consumers are limited to what insurance provider they can select and as a result are voiceless when it comes to negotiating plan cost and benefits. The concept of being voiceless is important because it hinders the consumer’s ability to be free and have domestic tranquility. Although the intentions of this law are modest, the overall purpose is to safeguard the health outcomes of millions of Americans and triumph as a country for life longevity. The funding that is available for states if they choose to adopt and develop a marketplace for their constituents, is an empty promise because it creates the illusion that health insurance plans are affordable when in fact, the federal government is subsidizing a majority of the cost. In this respect, States like California, should be given complete autonomy as to where that five-year funding should be going.
The federal uniform health care system should be based on Texas not the other way around. With a universal rate system that will soon be implemented the government is forcing insurance companies to sell their health part of the company just to exit the market. Texas must oppose Obamacare by enacting our own alterations that will increase health insurance competition and thus driving down cost. Texas officials need to lower market entry to start up health insurance companies to help promote competition. A uniform healthcare system might be priced lower bu...
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
If the United States had unlimited funds, the appropriate response to such a high number of mentally ill Americans should naturally be to provide universal coverage that doesn’t discriminate between healthcare and mental healthcare. The United States doesn’t have unlimited funds to provide universal healthcare at this point, but the country does have the ability to stop coverage discrimination. A quarter of the 15.7 million Americans who received mental health care listed themselves as the main payer for the services, according to one survey that looked at those services from 2005 to 2009. 3 Separate research from the same agency found 45 percent of those not receiving mental health care listing cost as a barrier.3 President Obama and the advisors who helped construct The Affordable Care Act recognized the problem that confronts the mentally ill. Mental healthcare had to be more affordable and different measures had to be taken to help patients recover. Although The Affordable Care Act doesn’t provide mentally ill patients will universal coverage, the act has made substantial changes to the options available to them.
The people of the United States have been suffering from a number of serious issues, all related to health care: millions go uninsured every year, health care is too expensive, and the quality of care is poor, especially for the price. The Patient Protection and Affordable Care Act, commonly referred to as the Affordable Care Act (ACA) or Obama Care, began addressing these issues. The ACA is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government. Although several of the act’s promises have not come into effect yet, it has managed to extend healthcare to the repetitively uninsured. While many of the accomplishments that the act has already made, and aims to make, are no small feat, there are still issues within the policies and procedures. For example, Obama Care boasts that it is a universal healthcare system. However, it is unlike any other in the world, and is technically forced on citizens in a variety of ways. It has been debated, that for that reason, the new law may come into violation of several human rights. Another significant issue with the ACA regards a cap on citizen’s out-of-pocket expenses, and the fact that the administration decided to delay making a definitive decision, potentially costing many American’s unprecedented medical fees.
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
health care, only those who are “privileged” enough to afford health care can receive it. So is this what health care in the United States is and should be?Arnold Schwarzenegger the former Governor of California stated “Health care is not a right, but its cause is a government interference in the healthcare system. The solution is to leave doctors, patients and insurance companies free to deal with each other on whatever terms they choose, not to socialize American medicine” (Russo). Schwarzenegger then went on about how this would cost the government too much money and that this is not the answer to the healthcare improvement (Russo). Sen. Shelia Keuhl, the senator that wrote the bill stated in a press release “It’s important to understand that vetoes of health reform legislation have very serious consequences […] Because of these vetoes, there will continue to be very little regulation of the runaway health insurance market and no protections for consumers”
While the purpose of The Patient Protections and Affordable Care Act is to improve the costs and quality of healthcare for all U.S. citizens and legal immigrants, the PPACA will accomplish this foremost by extending insurance coverage to millions of Americans who are currently without health insurance, as stated in Title I: Quality, Affordable Health Care for All Americans (The Health Foundation of Greater Cincinnati). By having everyone participate in the same health insurance pool, we can ensure a health insurance market that is more affordable for everyone. One of the problems with our health insurance market has been that people have a hard time getting insurance coverage on their own and its very costly and often does not cover a lot. The health refo...
As I’m coming to the twilight of my undergraduate degree at Charter Oak Stat College, I’ve chosen to write about the Affordable care act so I can better understand the reality of today’s healthcare system from the facilities, providers and patients point of view. I feel understanding this information will help me create an environment that can adapt and accelerate through the transition due to the affordable healthcare act’s broad impact on healthcare as it was once known and practiced. I feel whether I move forward as a nurse, provider or administrator, this information will be invaluable.
Reforming the health care delivery system to progress the quality and value of care is indispensable to addressing the ever-increasing costs, poor quality, and increasing numbers of Americans without health insurance coverage. What is more, reforms should improve access to the right care at the right time in the right setting. They should keep people healthy and prevent common, preventable impediments of illnesses to the greatest extent possible. Thoughtfully assembled reforms would support greater access to health-improving care, in contrast to the current system, which encourages more tests, procedures, and treatments that are either
Through this polic, various health care associations, including Medicaid, have expanded (ObamaCare Facts: Facts on the Affordable Care Act, n.d). However, this policy has caused many tax increases. Many citizens do not agree with the tax increase. The policy has worked well, but there could be some improvements to the policy so that it can reach its intended outcome (ObamaCare Facts: Facts on the Affordable Care Act, n.d).