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Aspects of the Affordable Care Act
Affordable care act annotated bibliography
The Affordable Care Act (aka Obama Care) essay
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On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care Act has not done its duty and is unconstitutional to force healthcare upon Americans. Some of the people who share these views believe it isn’t the government’s job to provide welfare. They believe healthcare …show more content…
These situations have many tough decision and opportunity costs to think about. With universal health care specifically, one must consider the pros and cons of potentially adopting a plan of this magnitude. Looking at the positive side, everyone in the U.S. would be guaranteed healthcare. No matter the amount of wealth or immigration status, everyone is covered by the U.S. government under a single payer system. Americans would be entitled to any medical necessity such as emergencies, check-ups, screenings, treatments, rehabs, and medications (“Bernie Sanders on Healthcare”). Now at what cost one may ask? Surely cost would increase right? Actually, medical cost would become overall cheaper for one to pay according to one proposed plan. Given that more Americans will be paying, less will be required to pay per person to cover the expenses (“Bernie Sanders on Healthcare”). Additionally, with more insured Americans, overall public health will improve and lead to more eligible working Americans. In the long term, this plan will help grow and stimulate the economic growth that the United States has been looking for so desperately. To add on to economic growth, this proposed plan will create jobs in the medical field and lift the financial burden off businesses. This means businesses would no longer be required to pay health benefits to their employees. Instead, businesses can focus on investing into their company’s growth and infrastructure (“Health Care for All”). Lastly, by adopting a universal health care system, Americans would no longer have to deal with medical bankruptcies. All expenses and bills would be covered by the U.S. government ("Right to Health Care ProCon.org”). This would leave the American people to focus on paying for other essential expenses and living costs. Now why hasn’t the U.S. adopted a similar plan already? First, one must consider the potential flaws in a
People who are in favor of universal health care in the U.S. use the argument that the U.S. was built upon the basic ideals, the “unalienable Rights” of “Life, Liberty and the Pursuit of Happiness” and that we all have the right to at least a minimum standard of living. To deny universal health care is to deny these basic ideals and rights to the people and therefore unconstitutional. Not only is it unconstitutional, it is also immoral. It is immoral to deny people health care, allowing them to suffer and even die, just because they cannot afford it and to force people to pay so much money that they go bankrupt for a basic right. In 2007 about 62% of all U.S. bankruptcies were related to medical expenses. If the U.S. had universal health care, medical bankruptcies would no longer be an issue (Top 10 Pros & Cons). Universal health care would also be beneficial to the economy. Businesses and employers would no longer have to pay for health insurance for their employees and the government wouldn’t waste as much per capita on health care as it does now without a universal health care system. It would also allow people to be more willing to take entrepreneurial risks because they won’t fear having to go without health insurance (Why The U.S.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
In conclusion, there still needs to be a lot of work done to health care in the United States. Other nations provide universal health care to their citizens, but this would cause dilemmas in balancing two often conflicting policy goals: providing the public with equitable access to needed pharmaceuticals while controlling the costs. Universal health care probably would not work in the U.S. because our nation is so diverse and our economy is so complex. The system we have now obviously has its problems, and there is a lot of rom for improvement. HMO’s will still create problems for people and their medical bills, but they definitely should be monitored to see that their patients are receiving just treatment.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
The Affordable Care Act, better known as Obama Care, was signed into law under President Barak Obama in order to reform the heath care system on March 23, 2010. The goal of the ACA is to give Americans access to affordable, quality health insurance. The biggest benefit of the ACA is that it lowers overall health care costs. It does this by providing insurance for millions and making preventitive care free. Insurance companies can longer deny coverage for pre-existing conditions, it eliminates lifetime and annual coverage limits, and children can stay on their parents' health insurance plans up to age 26.
This paper explores five published articles about the Affordable Care Act including an analysis on the overall impact on healthcare professions. This research will summarize the ten content areas of the Affordable Care Act and also provide an opinion on the overall outcome for everyone, and throughout the paper the results will vary based on the author’s belief about the new law. Other articles will discuss the purpose of the Affordable Care Act and the changes that can occur and affect millions of people’s life status and career. Overall, this paper examines the Affordable Care Act, Patient Protection and Affordable Care Act, Fontenot, and Cutler’s research. To fully understand the importance of the Affordable Care Act a study must first be accomplished.
Patient Protection and Affordable Care Act (PPACA) is a U.S. federal law passed by President Obama in March 2010. Under this act physicians and hospitals was to transform their practices financially, clinically to produce better health results, and lower health costs. The ultimate goal for PPACA was to change and improve the existing health care insurance industry, expand coverage and access to care, improve the quality of the health care delivery system, and control the cost and start new revenue sources to pay for PPACA initiatives. There are three main departments that regulate PPACA such the Internal Revenue Services, the Department of Labor, and the Department of Health and Human Services.
I do agree with the fact the Affordable Care Act is beneficial in the sense that it provides affordable health care for the uninsured and underinsured and it gives consumers the opportunity to seek treatment at a reasonable cost. It is also worth mentioning that The affordable care act provides provision for some affordable prescription drugs, which can be very costly depending on acute and chronic illnesses and the brand of medication prescribed. Consumers have the ability to pick health care plans from the market place that they can financially afford. Even though health care services have become more affordable, there are prescriptions that are not affordable under the Affordable Care Act. According to Norman and Karlin-Smith (2016),
On March 23,2010 former President Barack Obama signed into law the Patient Protection and Affordable Care Act, often referred to by its nickname: Obamacare. This law would ideally offer all U.S. citizens the opportunity to obtain health insurance at a decent and affordable rate. There were many other incentives that came along with this law being passed. While it was well received by some, there were many whom opposed this law. A great portion of the GOP (republican party) were very vocal in opposition to this law, and desired to have it repealed all together. With the recent election of newly elected President Donald Trump, they would see this realization come to pass. While there
In the United States of America, the Patient Protection and Affordable Care Act (PPACA) also known as “Obamacare” is a legislation signed into law in March of 2010 by then president Barack Obama that puts regulations on insurance companies that they cannot simply deny coverage to an individual because of preexisting condition (Levy, M., 2017). The law disallows questions about one’s medical history. This made it less difficult to obtain health insurance, ensured insurance companies are being regulated, and that consumers are protected from abusive insurance practices while maintaining the rising cost of healthcare (Levy, M., 2017). In addition, the law places an individual mandate which forces people to obtain insurance or pay a fine. In view of the present government’s
Here are the facts I found in recent research about the Affordable Care Act (ACA). Americans view health care as a top priority and mostly, they will spend substantial dollars of the nation’s wealth to fund and support a system found to be of high standards and one of excellency (Williams & Torrens, 2008). The original piece of legislation known as the ACA was signed and passed into law on March 23, 2010 under President Barack Obama (Leimbigler & Lammert, 2016). The plan came at a time in American history when there were millions of Americans that were left without health insurance and many others that were denied coverage due to pre-existing health conditions (Pagel, Bates, Goldmann & Koller, 2017). Another issue that plagued the country
According to lecture, before Obamacare was introduced, about one third of the people in the United States got insurance from one of three government programs: Medicare, Medicad and CHIP. There were about sixteen to twenty percent were uninsured during that time who were mostly young adults and people who were poor. This can caused them not to have the opportunity to seek medical attention when they need to. Obamacare changed all of that because it helped those who did not have medical insurance to have insurance. Not only Obamacare increases the “utility” by increasing the pleasure in a society, it helps the least advantaged in society, however members in society will not see healthcare as a commodity that could be bought and sold.
He or she may go so far to say that even the Constitution is against a system with universal healthcare. Furthermore, there would also be an increase in taxes that would make a lot Americans unhappy. Those that work hard for their paychecks would have to allow for money to be taken out to provide for the rest of the country which in some cases is unfair. Despite these circumstances, there is a bigger picture: more of our people being helped and giving the same health opportunities to those who have no control, for example children. Although some may believe that having free healthcare for Americans is not beneficial, a universal healthcare system will work. An example of a working universal healthcare system is the one currently existing in France. All citizens of France are enrolled in insurance based on their occupational stance. Also, the enrollment is automatic; not one person can opt out of having the insurance. The people have unrestricted access to the doctors or specialists available, even hospitals. When a French person goes to the doctor not only do he or she gets charged a low amount, but that amount is then reimbursed by 60 to 70