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Comparison of healthcare systems worldwide
Introduction universal healthcare
Introduction universal healthcare
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Free Healthcare in America Adults, children, elderly, even pets get sick at least one time in a year. Catching the common, but no where near fun, cold is practically inevitable. Coming down the flu or something worse such as pneumonia or a viral infection isn’t as common, but it will probably end up with that sick individual needing a doctor’s appointment. In addition to the many doctor’s visits one will attend, there will be just as many hospital visits. The common denominator between the two is how these visits are being paid for. For those lucky enough, the bill can be paid for out of pocket. For even luckier people, their health insurance can kick in, taking care of all costs. Health care is an important factor for many Americans. The …show more content…
One major con to free healthcare is that the free healthcare would not be necessarily all free. Somewhere along the lines the service would be paid for with taxes. Not only would a person be paying for their own healthcare, but every single other person’s. This is found true in the article Universal Healthcare Pros and Cons which states, ” Free healthcare really is not free. It is often paid for in extra taxes somewhere, and this can affect a family’s budget in several negative ways. That is often the primary issue that many see with universal healthcare – instead of paying for services as you might need it, you’re paying for everyone’s services all of the time.” Basically, it is a system where the citizens are looking out for each other. This could be a problem to taxpayers that make a lot more money. He or she may feel like their money is going to people that do not deserve it. The complicated part is these people have every right to feel this way. The cons of having a universal healthcare leads into a counterargument of why healthcare should not be free to all people in the United States. Matt Canovi, President of the American Defense Academy, states, “ Healthcare is not a right. Rights are inherently intangible, healthcare is a …show more content…
He or she may go so far to say that even the Constitution is against a system with universal healthcare. Furthermore, there would also be an increase in taxes that would make a lot Americans unhappy. Those that work hard for their paychecks would have to allow for money to be taken out to provide for the rest of the country which in some cases is unfair. Despite these circumstances, there is a bigger picture: more of our people being helped and giving the same health opportunities to those who have no control, for example children. Although some may believe that having free healthcare for Americans is not beneficial, a universal healthcare system will work. An example of a working universal healthcare system is the one currently existing in France. All citizens of France are enrolled in insurance based on their occupational stance. Also, the enrollment is automatic; not one person can opt out of having the insurance. The people have unrestricted access to the doctors or specialists available, even hospitals. When a French person goes to the doctor not only do he or she gets charged a low amount, but that amount is then reimbursed by 60 to 70
People who are in favor of universal health care in the U.S. use the argument that the U.S. was built upon the basic ideals, the “unalienable Rights” of “Life, Liberty and the Pursuit of Happiness” and that we all have the right to at least a minimum standard of living. To deny universal health care is to deny these basic ideals and rights to the people and therefore unconstitutional. Not only is it unconstitutional, it is also immoral. It is immoral to deny people health care, allowing them to suffer and even die, just because they cannot afford it and to force people to pay so much money that they go bankrupt for a basic right. In 2007 about 62% of all U.S. bankruptcies were related to medical expenses. If the U.S. had universal health care, medical bankruptcies would no longer be an issue (Top 10 Pros & Cons). Universal health care would also be beneficial to the economy. Businesses and employers would no longer have to pay for health insurance for their employees and the government wouldn’t waste as much per capita on health care as it does now without a universal health care system. It would also allow people to be more willing to take entrepreneurial risks because they won’t fear having to go without health insurance (Why The U.S.
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing. Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have
The first side to the health care system is the Single Payer system. Many European countries, and our neighboring country Canada, have this type of system. This system has every citizen put his or her money into a fund that would be controlled by a federal agency. That agency would then pay for the treatment. Private insurance companies would basically be die off. The difference from this and our current health care system...
Universal health care refers to any system of health care managed by the government. The health care system may cover different programs including government run hospitals and health organizations and programs targeted at providing health care. Many developed countries such as Canada and United Kingdom have embraced universal health care with the United States being the only exception. The present U.S health care system has often been considered inefficient in terms of cost control as millions of Americans remain uncovered. This has made it the subject of a heated debate characterized by people who argue that the country requires a kind of socialized system that will permit increased government participation. Others have tended to support privatized health care, or a combined model of private and universal health care that will permit private companies to offer health care for a specific fee. Universal healthcare has numerous advantages that remain hidden from society. First, the federal government can apply economies of scale in managing health facilities which would reduce health care expenses. Second, all unnecessary expenses would be eliminated by requiring all states to bring together all the insurance companies into a single entity whose mandate would be to provide health insurance to all people. Lastly, increased government participation will guarantee quality care, improve access to medical services and address critical problems relating to market failure.
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
The U.S. expends far more on healthcare than any other country in the world, yet we get fewer benefits, less than ideal health outcomes, and a lot of dissatisfaction manifested by unequal access, the significant numbers of uninsured and underinsured Americans, uneven quality, and unconstrained wastes. The financing of healthcare is also complicated, as there is no single payer system and payment schemes vary across payors and providers.
Luckily under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine. Families and individuals will be able to receive this assistance with incomes between one hundred and four hundred percent of the federal poverty line. One hundred to four hundred percent makes up at about $23,000 to $94,000 a year assume this is for a family of four.
It is essential for the United States government to provide its entire citizen with a free health care. This system ensures that everyone has an access to medical services regardless to his or her social status. It is an important way of preserving life as free health care plan ensures free treatment to the entire citizen. In addition, it can play a big role of ensuring that there is an improved access to health services. Ensuring that all American citizens have an access to the right health care will in turn decrease health care costs. It can also help to stop medical bankruptcies in the entire nation. Lastly, it is one way of reducing poverty as it will lower the debt of the US which would then increase employment.
Such as stress, money problems, and hard decisions. Like Newton’s third law, the reaction to having health care as a right will also come with benefits. From a pro and con website, it states that one pro is healthier people, which means longer life spans. As a result, there would be more money in the economy. This is a main reason why people are pro for it.
A universal healthcare system is a great idea in theory, but in actuality, no one has figured out a reasonable proposal for where the money should come from. Economists claim that more than 2 trillion dollars are spent on health care each year. That’s over $6,000 per person. It would be reasonable to assume that universal health care would cause the already grand cost of health care in the United States to increase even more. The most likely outcome is that taxpayers would have to pay into a large pool from which everyone would draw for their health needs. This would create several problems. First, it would raise taxes for everyone. It would also mean, fundamentally, that many people who choose a healthy lifestyle would be required to pay the same amount as people who choose to live an unhealthy lifestyle, which hardly seems fair. Finally, a universal healthcare system could lead to huge increases in unemployment. All of the Americans who are currently employed with private insurance companies could suddenly find themselves without work. Government regulation could lead to decreased salaries for doctors. This hardly seems like a more
As previously stated it does not, however, mean that Healthcare is free, nor does it mean that everyone will get every type of testing available. Regardless of which type of healthcare system America has people have always been left behind. The “Patient Protection and Affordable Health Care act.” Is structured to incorporate an integrated system that would essentially be Universal Healthcare. That would also mean that an insured person 's rates would not be increased to cover the uninsured. Universal Healthcare is a moral and just obligation. By promoting the health of our citizens, we then promote our infrastructure as well. Although it is not free and it will take time and effort to implement. It is worth an extra tax and the extra effort to ensure a Healthy and prosperous
The main ones are increasing taxation, the effect it will have on the type of government in America, it will limit the choice in medical care, cause a longer wait for care, and there is the issue of people that are already "grandfathered" into plans that they have already purchased. There are many people that are concerned about the constitutional authority of the country by forcing universal health care upon the citizens. Maybe people believe that by doing this, the government of the United States is heading more toward a democracy and less of a constitutional republic. The next major problem is how the government will pay for the program that provides healthcare to every citizen. The two options are, the government pays for it with their own revenue or the taxpayers money goes towards it. The government is already in debt, which leaves the cost up to the taxpayers money. There is no possible way for medical care to be free and taxes to go up. The other major concern is how the people who have already purchased health insurance, or are grandfathered into a plan, get reimbursed for their