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Student debt introduction
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When we are in high school all we hear is that we need to make good grades so that we can get into a good college. Nowadays people with a higher education are making the same or even sometimes less amount of money than those with nothing higher than a high school education. The ones who did not go to college end up not having to pay and type of debt but the people that do go to college have to pay back the debts with the money that make that is the same as those who don't go to college. “Post secondary education should help students to discover what they love to do, get better at it, and develop the ability to continue learning so they become agents of change.” (source B) The students that go to college should be learning about what they want to do later on in life instead of going to college and taking unnecessary classes that they have to pay for and continue to pay for it throughout their life, until it is finally paid for and you are debt free. Paying for the debt can take years and years until you are finally free from it and it can make you question if getting the education was really worth it since you are making no more than someone with a lesser education. …show more content…
You have to follow their guidelines even if that means taking classes you do not necessarily need. Which you also have to pay for. When in college you have to manage classes, homework, and most college students try to have a job. This can be very tiring and you end up with no energy. You won't feel like having any other kind of association with other people. Those going to college to be able to a higher paying job are having their rewards for the hard work being stripped away from them. The the value of the rewards have gone
One statistic that Owen and Sawhill presented was “Hamilton Project research shows that 23- to 25-year-olds with bachelor’s degrees make $12,000 more than high school graduates but by age 50, the gap has grown to $46,500 (Figure 1). When we look at lifetime earnings—the sum of earnings over a career—the total premium is $570,000 for a bachelor’s degree and $170,000 for an associate’s degree. (Owen, Sawhill pg 641). Owen and Sawhill also mention that “with tuitions rising faster than family incomes, the typical college student is now more dependent than in the past on loans, creating serious risks for the individual student and perhaps for the system as a whole, should widespread defaults occur in the future. Federal student loans now total close to $1 trillion, larger than credit card debt or auto loans and second only to mortgage debt on household balance sheets” (Owen, Sawhill pg 642). Basically, what the authors are saying is college is expensive, but for some career paths, the training and education received in college is necessary to have that job and the benefits outweigh the costs. With a high paying career where a college education is necessary, paying off student loans is no problem. On the other hand, people who go after low paying careers that don’t necessarily need a college degrees,
Individuals are struggling nowadays to acquire an education higher than a high school diploma. One of the main reasons for this issue could be very well the price it is to attend college. Prices have skyrocketed throughout the years. A lot of the people who attend college have to take out a “student loan,” just so they can get by. I believe one should not need to be in serious debt before they even graduate, all because they want to go out and further their education, and become successful in their life.
Mark Kantrowitz indicates in his article, Why the Student Loan Crisis Is Even Worse Than People Think, that “Student loan debt is increasing because government grants and support for postsecondary education have failed to keep pace with increases in college costs”(Why 1). This means that the government no longer covers for college tuition fees. College graduates are 20% more likely to work at a job that is outside of their major by the debt they are in. Kantrowitz also mentions that “students who borrow to attend college, it appears that more than a quarter (27.2%) of them are graduating with excessive debt” (Why 1). In reality, leads to student saying that the financial cost was worthless, ending up with a job that is especially not what they went to school
Once a person graduates from high school they are left with a difficult decision, wither to go to college or not. Some families this is not an option, their kid will go no matter what, but many students do not want to go to school and have so much student debt by the time they finish that they will have to pay off that they decide that college is not worth it. According to Craig Smith in his article in Education Digest he says, “too many families cannot afford to send their children to college so the student is left with making the decision on wither to go to college and collect debt or just skip college altogether” (Smith 42). He has a good point. Too many students feel like they have to pay so much yet they are not really getting much out of it. Smith later on in his article states, “We must stop balancing our state and institutional budgets on the backs of students and families” (Smith 46). School should not be all about money, it should be about helping the students get the education that they need so they can make it out in the big world. If a student is so worried about how they are going to pay their school bill they are not going to be focusing on their class work and it ...
Society pushes today's youth towards higher education. The goal of grade school is to prepare the students for middle school. The goal of middle school is to prepare the students for high school. And finally the goal of high school is to prepare the students for college. The entire structure of education is to prepare youth for the next level of education. The problem with this system is that not all students are college material, as seen in the essay The Case Against College by Caroline Bird.
The debt associated with higher education is one of the biggest factors of deterrence for most people who are interested in college, and it is not at all surprising. 71 % of college seniors who graduated last year had student loan debt, and the average debt for a college student with a four-year degree is $29,400.This number has gone up an average of 6 % each year. Keep in mind that this is just the average debt, and there are students who are in debt upwards of $30,000 dollars (projectonstudentdebt.org). Now in order to understand why the debt is so high it is best to break down the different costs of higher education. The first and most important of which is tuition.
Elementary school, middle school, high school, college―that’s how we’re told our education careers should go. After college you go on and get a job based on the degree you received. Seems simple right? According to Erik Lowe in his Seattle Times article “Keep Washington’s College Tuition Affordable,” he informs that people in his generation are the first to be less educated than their parents, in the United States. He explains that this is due to the high cost of tuition followed by a huge amount of student loan debt. Lowe believes that there needs to be a significant change in the country’s higher education systems (in reference to the tuition costs) or the decline of college attendance will continue. There needs to be a decrease of college tuition because as it currently is, many people are unable to go to college due to the cost and if they do, they are loaded with debt and faced with the daunting task of finding a job.
As students near the end of the academic year, they are constantly faced with some of the same choices the generations before them have been presented with too. The biggest question a lot of seniors in high school have to answer is if they are going to be attending college or not. There are a lot of legitimate reasons as to why a person might not attend a college, but I personally feel like everybody should have a higher education if they have the opportunity to do so. One of the biggest reasons that people do not have the opportunity to pursue higher levels of school is the fact that they do not have enough money to pay for it. With the staggering amount of debt, the majority of students incur in college, it is becoming a
It is said that Western civilization had been primarily male dominated and as a result as diminished the feminine. Women’s roles in society have changed drastically over the past decades. While it took much time, progress for women’s rights has blossomed. Influences in civilization have affected view points of the commonly held mores, expectations, and stereotypes which define gender.
Television has affected every aspect of life in society, radically changing the way individuals live and interact with the world. However, change is not always for the better, especially the influence of television on political campaigns towards presidency. Since the 1960s, presidential elections in the United States were greatly impacted by television, yet the impact has not been positive. Television allowed the public to have more access to information and gained reassurance to which candidate they chose to vote for. However, the media failed to recognize the importance of elections. Candidates became image based rather than issue based using a “celebrity system” to concern the public with subjects regarding debates (Hart and Trice). Due to “hyperfamiliarity” television turned numerous people away from being interested in debates between candidates (Hart and Trice). Although television had the ability to reach a greater number of people than it did before the Nixon/Kennedy debate, it shortened the attention span of the public, which made the overall process of elections unfair, due to the emphasis on image rather than issue.
When it comes to achieving success in the working industry and accomplishing a successful career an education is important. Getting a degree is essential to be successful. The issue is the higher the education the person wants the higher the cost is. Nowadays, not everyone can afford paying out of pocket for an education, which mean that students are forced to take out large amount of student loans to achieve that degree. Student debt is an ongoing problem, students are gaining oversized debts that most of the time if not ALL are defaulting and jeopardizing future credits. How much debt it too much debt? Everyone should have the liberty to
Standing on the edge of a platform ninety feet up in the air, I’m scared. But once I push off, I’m soaring on a zip line, flying through the air, exhilarated. Taking that step off of the platform was one of the hardest things I’ve done, but once I took the step off the platform, I wouldn’t take it back for the world. It’s just like college; I’m set on going, but our society today weighs the risks and the rewards- whether or not college is worth attending. On the other hand, while there are legitimate drawbacks to obtaining a college degree, the fact remains that a college education sees most people to go further in life than those without.
Many people question if they should risk their money for college education for the sake of their uncertain future. Getting a college degree can cost thousands of dollars, and people become burdened with the student loan which has increased over the past few years. Despite the financial difficulties, many students strive to go to colleges for the college education is priceless. A college education can offer students more than endless assignments and complicated exams. Students can discover their passion and experience a wide range of activities.
“A college degree is the new high school diploma” Why people may ask? Students graduate out of high school and get to work rather than go to college. According to the author Bernie Sanders, at minimum wage you’ve could’ve worked off to pay your tuition now it would take a worker nearly an entire year or more. Young scholars tend to dropout before putting themselves in debt. If they do decide to make an effort and seek out colleges some end up carrying student debt and having to take out huge amount of loans that eventually will have to pay back.
The description “seeing the general in the particular” was referenced by Peter Berger for the concept of the sociological perspective. To elaborate, he meant that the specific and individualistic patterns that occur in society can be broadened and expanded on to be seen in general. Applying this to real life instances, almost everything in our life can be seen in this view. For example, many students go through the transition of whether to pursue post-secondary education—college or university—or not. The decision of whether to pursue post-secondary education and where, is based on a number of factors; for instance, future career goals or aspirations, personal finances, and influence from fellow peers, all represent at least one form of the sociological theories that describe social behaviour. These factors are dependent on the idea that a student will pursue post-secondary education and do not take into account those who choose another path.