“RATIO ANALYSIS”
FOR
“Mahindra and Mahindra Financial Services Limited.”
SUMMER INTERNSHIP REPORT
A Report submitted in partial fulfillment of the requirement for the Masters Degree in International Business course of
Amity University
Submitted by
Naina Pahuja
Under the Guidance and Support of
Dr.Naimta Sahay
(Faculty)
Amity School of Business
AMITY SCHOOL OF BUSINESS
AMITY UNIVERISTY UTTAR PRADESH
NOIDA.
Acknowledgement
I take this opportunity to express my most profound appreciation to everyone of those individuals without whose bolster, support and comprehension this project would never have come to its finishing.
It was my privilege to work with Mahindra Finance. I am grateful to Mr Rajat Singhal (Branch Manager) who acted
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CARE Ratings additionally Allocated "AAA" rating to Company's long haul obligation.
• MIBL proclaimed 'Intermediary of the Year' at eighteenth Asia Insurance Industry Awards
• Mahindra Finance wins ABP Award for Most Admired Company in Financial Service
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To do this contrast your proportions and the normal of organizations like yours and analyze your own particular proportions for a few progressive years, observing particularly for any unfavorable patterns that may be beginning. Proportion examination may give the extremely imperative early cautioning evidences that permit you to take care of your business issues before your business is decimated by them.
The Balance Sheet and the Statement of Income are key, yet they are just the beginning stage for effective monetary administration. Apply Ratio Analysis to Financial Statements to break down the achievement, disappointment, and advancement of your business. Significance of money related proclamation investigation in an association.
In our cash arranged economy, Finance may be characterized as procurement of cash at the time it is required. To everybody in charge of procurement of stores, it is issue of securing significance to so change his assets as to accommodate a normal surge of consumption in face of a sporadic inflow of pay.
1. The profit and loss account (Income Statement).
2. The balance
... rupees, in effect turning his economical condition upside down. In The Pursuit of Happyness, Chris Gardner’s enrollment into the brokerage training program and internship boost him to a full time job at the company. The job lets Gardner settle down and provides a stable base to start his own brokerage and his inevitable ascension to economic success.
Prior to signing a contract, hedge fund managers should meet with potential prime brokerage service providers to get a sense of whether or not each prospective broker is capable of meeting the needs of their fund. At this meeting, the prime broker will also request information about the hedge fund itself, such as the fund's management structure, investment instructions, and other details that will help the broker assess whether or not the hedge fund will be a good fit as a client. For details about mshPrime, the suite of professional prime brokerage services offered by M.S. Howells & Co., visit http://mshowells.com/.
Each of the company’s 82 stores is operated by a SM, who has a lot of autonomy. The 82 store are organized into 9 geographical regions. The RMs are responsible for providing oversight and advice to the SMs, whom had little formal education. On the top of these two manager levels are the CMs, who are responsible for a range of centralized functions including purchasing, human resources, marketing, real estate, and investor relations.
Any successful business owner or investor is constantly evaluating the performance of the companies they are involved with, comparing historical figures with its industry competitors, and even with successful businesses from other industries. To complete a thorough examination of any company's effectiveness, however, more needs to be looked at than the easily attainable numbers like sales, profits, and total assets. Luckily, there are many well-tested ratios out there that make the task a bit less daunting. Financial ratio analysis helps identify and quantify a company's strengths and weaknesses, evaluate its financial position, and shows potential risks. As with any other form of analysis, financial ratios aren't definitive and their results shouldn't be viewed as the only possibilities. However, when used in conjuncture with various other business evaluation processes, financial ratios are invaluable. By examining Ford Motor Company's financial ratios, along with a few other company factors, this report will give a clear picture of how the company is doing now and should do in the future.
However, by solving the primary conflict, the recruitment process, it will solve all the secondary problems. By selecting loyal and trustworthy branch managers the company will feel a relationship between themselves and the branch manager. Since the branch manager will feel wanted at the company they will not feel the desire to leave so quickly, therefore, the turnover rate will decrease. The RFID/ERP system plays into the lack of vertical control. While having trustworthy employees the head office can ensure they are receiving the correct information when they are suppose to. This included entering the stock information correctly and not altering the barcodes on the sweaters. Regarding the lack of charismatic leadership, branch managers can
Ross, S.A., Westerfield, R.W., Jaffe, J. and Jordan, B.D., 2008. Modern Financial Management: International Student Edition. 8th Edition. New York: McGraw-Hill Companies.
Hill, C., Wee, C. and Udayasankar, K. 2012.International Business:An Asian Perspective. 8th ed. Singapore: McGraw-Hill.
The recent M & A transactions for 4 of the intervened banks were largely driven by the need to address their deficient capital positions. The transactions were largely assisted by the Regulatory Authorities through the provision of technical support in the form of advice. While the development is expected to resolve the problems of the intervened banks, there are obvious issues and challenges that should be addressed both by the Regulatory Authorities and operators in order to derive maximum benefits from the outcome of the transactions. Kai (2002) summarized the major problems that are still inherent in many banks in Nigeria
18. Rugman, Alan M. and Collinson, Simon. International Business 4th Edition. Essex : Pearson Education Limited, 2006.
towards investment, the idea that they are indebted to their investors. We are not discounting the fact...
The lifestyle of people across the world is developing rapidly. As there is a growing concern for people about the lifestyle and way of living, the scope for the microfinance industry is also at a growing pace. A large number of people across the world prefer finance for the purpose of purchase of consumer durables as well as lifestyle products. As the credit card EMI options are more expensive, people prefer NBFCs for the purpose of consumer durable loans. The project done in bajaj finserv explains the role of NBFCs in the consumer durable loans and the procedure undertaken in order to disburse the consumer durable loans.
Finance is a field that had always fascinated me right from my undergraduate college days. What make me interested in this particular field of study are the art of finance and the complexity of investment market which would allow me to employ my personal skills, such as analytical and communication skills, along with my personal characteristics such as dedication and compassion for what I do. As one of the most important sector in the world, I believe it would provide me with a broad range of career options.
Most critical to this discussion is a clear understanding of what a financial manager is and does and how his or her role aids in helping to establish the valuation of a corporate entity in today's global financial market. Quite simply, a financial manager helps to measure a company's market value and its risk while also helping to systematically reduce its costs and the time necessary to make informed decisions regarding objective driven operations. This is quite a demanding game plan for an individual and most often financial managers, in the corporate world, work in cooperation with a team of financial experts. Each member of that team perhaps having expertise in differing areas of activity, but each however, being no less expert in his or her respective area of endeavors in behalf of the corporation. The team is assembled under the direction of the officer know in the corporation as the Chief Financial Officer who today is becoming increasingly indispensable to the CEO who directs a modern model of action driven, bottom-line oriented corporate activity (Couto, Neilson, 2004). One can accurately state that the role of the competent and capable financial manager is figuratively worth its weight in gold.
This is the age of living transparently. A visible change has been brought in the culture of all financial players – Finance Ministry an...
Never have I ever climbed a mountain peak. As a child, I imagined myself conducting expeditions in deep-frozen pathways, leading amateur explorers to the top of the world, and instructing rookies in surviving harsh blizzards. Even though slightly altered, my childhood dream has been achieved. I led a team of fellow classmates, in my Strategic Management course, to the success summit of a financial competition. Over the course of a semester, I and my teammates were supposed to create and manage a company of the IT industry, in a computer-simulated environment, along with other four rival teams. I dealt with strategy and financial matters of our virtual enterprise, while my colleagues were working on marketing and manufacturing. During the four months of the exercise, I have experienced finance from various aspects: capital budgeting, through selecting favorable investment for upcoming quarters; debt management, by assessing the necessary amount and efficiency of loans; profitability analysis and dividend policy, which had been used to compile the company’s general performance index. Working in a multinational team, which included an American, a Norwegian and a Moldovan, strengthen my negotiations skills, as well as flexibility and cooperation. But above all, this experience intensified my passion for finance. Of course, a pleasant bonus was the fact that, in the end, our company’s financial performance was six times the performance of second-best team.