If a vehicle crashes into your motorcycle and injures you, and the driver of the vehicle is found at-fault for the accident, you need to know how to move forward with your case in the state of Michigan.
Michigan Motorcycle Insurance Requirements
In the state of Michigan, motorcycles are not technically considered motor vehicles, which means that as a driver of a motorcycle, you are not required to hold no-fault insurance like owners of other vehicles are required to carry.
However, you are required at least have an insurance policy that has liability coverage for both property damage and bodily injury. If you have this basic type of insurance, your coverage only kicks in if you were responsible for an accident and hurt someone else or their
…show more content…
That means that in essence, you would get the same benefits as any other accident victim would under Michigan's no-fault insurance law, which include medical and rehabilitation expenses covered, lost wages reimbursed and replacement services covered. If your motorcycle causes any damage to other's property during the accident, those costs should also be covered. Even though you yourself are not personally carrying a no-fault insurance policy, you benefit from the other driver's no-fault insurance policy.
Getting Compensation
The primary way to get compensation when you are involved in a motorcycle accident caused by another motorist is through a first-party claim with the other driver's insurance company. Although the other driver's insurance company is legal required to provide you with all of Michigan's no-fault benefits, it can be helpful to have an attorney in your corner to advocate for your benefits and ensure that you get the full compensation that you deserve. An attorney can also file the first-party claim with the other driver's insurance company for you. This claim has to be filed within one year of your
John and Robert are enjoying their first ride in Johns new Miata Convertible with the top down. While the sun is now out. It has just rained, there are still puddles on the road and John is driving much too fast. John loses control of the car on the sharp curve and skids. Robert not wearing his seatbelt, is thrown out from the vehicle and is injured. John, belted in, had gained control of the car and has no injuries. His car is undamaged. Is John liable for damage claim for damage claim from Robert who was not wearing a seatbelt?
While wearing a helmet can improve a rider’s chances of surviving an accident, it is not a failsafe. In a motorcycle accident, any evidence that the victim can gather is helpful in ensuring that the negligent, careless or reckless driver is held responsible. Hiring a personal injury attorney may increase the chances that compensation for the damages covers medical bills, especially when long-term care is
People will at least once, probably more, have to deal with insurance companies. For many, this typically results in a long, and heated struggle of figuring out what is covered, and what is not. It is also usually accompanied by negotiating something to be covered, and giving justification of why it should. Almost anyone will agree that handling insurance companies is as bad as pulling teeth. This is said to be true even when the medical diagnoses are concrete in the social construct of society. Many insurances will not cover things as dyer as cancer. If this is so commonly believed, imagine how it is for the illness that are not concrete; illnesses such as bipolar disorder, post-traumatic stress disorder (PTSD), and schizophrenia. All phrases that are commonly heard in media, but widely accepted as untrue illnesses, or educated
Life on the Road It’s fair to say that life on the road is something most people do not desire, as a way to live out their days; but a young man named Chris McCandless believed it was necessary to avoid the venomous grips of society. McCandless goes as far as to venture out to the rest of the United States and even crossing borders to achieve his true destination, Alaska. He shows us living such a life can hold many unique and wonderful experiences.
There are different types of motorcycle insurance coverage options, and these policies serve very different purposes. It’s critical that you ask you’re the insurance agent providing you the quote what they are quoting you. If you have a classic motorcycle, you want to
Six years ago, I was sitting in the emergency room at a hospital in Hawaii with a hopeless feeling and on the verge of bursting into tears. I was twenty years old with a newborn baby girl, my husband deployed to Iraq, and my mother just had a stroke. The hold I had on my patience was close to slipping. I have been dealing with the hospital for hours trying to figure out what the problem was with my mother’s health insurance. My mother’s health insurance was from Micronesia. The coverage she had was supposed to cover her care in selected hospitals outside of Micronesia if her condition was an emergency or was severe. Apparently, my mother was the first person they have had to deal with that had that kind of health insurance coverage. I pride
Car insurance is essentially vital and the repercussions of not getting car insurance become evident when you get into a car accident. If you have car insurance (comprehensive car insurance, third party, fire and theft insurance, or third party only insurance), your insurance will automatically cover any damage costs to the other person’s vehicle when you are
Last November I fought with many, employees, at Martin Luther King Hospital with my son of only six months burning up with a fever of 105 degrees Fahrenheit in my arms. Each minute wasted by Doctors, Nurses, and security all who could have saved my son’s life.The doctors told me they could not provide the care my son needed in order to survive, for one reason, because, my insurance was not approved. As my son started to seize in my very arms the doctors and nurses still could not do anything for me, or my son, they told me he needed an antibiotic immediately. I stormed out of that Hospital and had to transfer my son by myself to another hospital. I definitely learned how flawed American healthcare was that day.
If involved in an ATV or ORV accident you should check for cuts. Cuts can occur anywhere on the head and this might cause you to start bleeding rapidly (Lawrence 12). When you do have an accident do not remove any of the protective gear such as the helmet (Lawrence 14). Now there lies a big difference between a bicycle and the ATV or the off road vehicle you ride in. The ATV can weigh up to 600 pounds.
If you are injured in a hit and run accident, you may be able to receive compensation for your damages from your own automobile insurance company. The compensation you are entitled to receive may depend on the coverage you purchased. The first step is consulted with one of our Baton Rouge hit and run accident attorneys. Our attorney will review your automobile insurance policy to determine your available coverage and explain your legal options to recover damages for your injuries, losses, and
Teenagers are getting back on the roads and behind the wheel meaning the is a higher risk of accidents. According to the National Center for Health Statistics, motor vehicle crashes are the leading cause of death in 15-to 20-year olds. Automakers are creating ways to make their automobiles safer in order to reduce these deaths. Teenage drivers are inexperienced and need the extra protection to keep them safe if an incident was to occur. Automobile safety features are necessary for the teenage driver to stay protected and alert.
People around the world are constantly moving from place to place. Whether that place is work, a restaurant, or home, people require a means of transportation in order to arrive at a desired destination safely and efficiently. One of the most used means of transportation today are cars. Cars play an important role in the world’s economy by transporting goods and people. Automobiles have come a long way since Ford’s first Model T, and the auto industry plans to further enhance the technology and capabilities of the cars that drive on our roads. New technological advancements like rear-view camera, self parking, and auto braking have greatly improved the overall safety of cars today. However, one of the most talked about ideas are autonomous
Life is full of uncertainties. Risk lurks in every nook and corner of human life. In short, life is unpredictable. We need to be prepared for such circumstances. Leading a happy life, involves good planning and analysis for your personal health. Accidents do happen and you need to be prepared for such situations. In times of high health cost, you need to get covered for health risks.
There is a massive amount of car accidents that occur every day, that consequently become fatal. In many cases, the driver and the passengers do not have on a seat belt to prevent them from being thrown out of the car or colliding with another car, causing them to be thrown against the dashboard or some other tragic accident. Some people may think, “Wearing a seatbelt isn’t cool”, “I’m only going down the street” or sometimes just irresponsibly forget to put on their seatbelt when they are inside of a vehicle. You may think that wearing a seatbelt is not trendy and you are only making a quick trip going down the street to the corner store, however, you cannot control others actions on the road anything can happen in the blink of an eye.
Knowing how to drive a car myself, I can’t expect an accident to occur. It just happens without your knowledge and sometimes without your fault too. It’s better to take precautions just in case such a thing happens. This will surely help you financially for the repairs of the vehicle.