Car insurance is a very important aspect of driving that all motor vehicle owners should look into. It is underutilised with only around 35% of all road users having had their motor vehicle/s insured. This leaves many drivers in financial debts as they are unable to pay, either the medical expenses due to a collision or the physical damage done to the vehicle, as they are not covered. Car insurance is essentially vital and the repercussions of not getting car insurance become evident when you get into a car accident. If you have car insurance (comprehensive car insurance, third party, fire and theft insurance, or third party only insurance), your insurance will automatically cover any damage costs to the other person’s vehicle when you are
responsible for having caused the accident. With the insurance paying for damage costs, it immensely helps ease financial burdens, whereas if you were to be without car insurance, as you would have had to pay for the all of the damages out of your own pocket. An even worse scenario is someone else being the cause for the accident, and not having car insurance, as they will cause damages to your car in the collision, and possibly be unable to pay for the damages caused. And, lastly, in a situation where both of you are without car insurance, then you are both left with damaged vehicles and financial debts. The annual 2014 to 2015 report, published by the RTMC, stated that there were over 4,500 deaths on South African roads during that period, which is one of the highest death rates due to road collisions in the world. This is a clear indicator that South African drivers are reckless and a definite road hazard. Car repair rates are also very exorbitant, as car parts can be expensive and the damages done to cars in a collision can be quite extreme. Medical costs due to a car accident can also prove to be very costly and, if either one of the motor vehicle owners’ involved in the collision do not have medical aid, it could lead to excessive amounts of debt, with the medical expenses on top of the expenses due to the car damages. In conclusion, it is evident that car insurance is essential for all South African road users, as a safe guard for any possible vehicle damages or medical expenses, as they travel daily on busy, and dangerous, roads.
If you or a loved one have been involved in a motor vehicle accident, you should not speak to the insurance company, or sign anything with them, until such time that you can speak to a plaintiff ICBC lawyer. It could be the best financial decision you ever make.
All customer are one of of kind and do not need the same coverage. One customer might benefit to full coverage if one has leases a brand new car, but one with a payoff- rundown car would likely just to have liability coverage, which means one is responsible for one's action what happens on the road. It is required by law to have basic liability insurance, but does not require full coverage. GEICO allows one to get a quote online, which benefits the customer to compare and contrast what insurance company is the best fit for them. The company provides discounts to benefit their customer, by allowing one to manage their car insurance at their convenience. GEICO provides a number of discounts. There are discounts available specifically for car insurance, as well as insurance discounts for certain groups such as, federal employees, students, military personnel.
Would a person drive a vehicle if they knew it was not safe? With modern day technology, vehicles have become much safer than they were fifty years ago. Many tests are done on the different makes and models of vehicles to make sure that they are safe before people are allowed to buy them. Purchasing a vehicle is a big decision. Research needs to be done before making the big decision of what vehicle to buy. When making that decision, would you want to buy a car if it is not the safest vehicle out there? Not everyone can purchase a truck due to different life situations. If life did not influence how a person purchased a vehicle, would that person become a proud new owner of a vehicle if it is not the safest out there? Modern day cars are
Honda, The Car Everyone Needs Beep! Beep! Beep! Goes the alarm clock in the other room. Oh man, surely it can't be time to get up yet, you think to yourself. As you scramble out of the bed and into the shower, the thought crosses your mind, I hope my car starts.
If you rent in the state of Florida, then you need to protect yourself, your possessions and your finances from loss due to theft, accident or disaster. While homeowners are required by law to carry homeowners insurance in the state of Florida, renters are not legally obligated to have coverage. It is speculated that as many as 75% of Florida renters do not carry renters insurance.
Were you aware that if you are in an increased accident area or region, as the insurance companies consider them, you will pay an increased premium? Really quite true. And if you own a high risk automobile, the one which is high on the "most stolen" list, yep, you'll pay more for automobile insurance.
People around the world are constantly moving from place to place. Whether that place is work, a restaurant, or home, people require a means of transportation in order to arrive at a desired destination safely and efficiently. One of the most used means of transportation today are cars. Cars play an important role in the world’s economy by transporting goods and people. Automobiles have come a long way since Ford’s first Model T, and the auto industry plans to further enhance the technology and capabilities of the cars that drive on our roads. New technological advancements like rear-view camera, self parking, and auto braking have greatly improved the overall safety of cars today. However, one of the most talked about ideas are autonomous
After spending many years in the insurance industry we have come up with a top 10 list of most misunderstood things about car insurance. These car insurance myths are some of the most common questions that most people have about direct car insurance either buying or reviewing their auto insurance coverage. Its better to find out now before you have a claim and it's too late.
Teenagers are getting back on the roads and behind the wheel meaning the is a higher risk of accidents. According to the National Center for Health Statistics, motor vehicle crashes are the leading cause of death in 15-to 20-year olds. Automakers are creating ways to make their automobiles safer in order to reduce these deaths. Teenage drivers are inexperienced and need the extra protection to keep them safe if an incident was to occur. Automobile safety features are necessary for the teenage driver to stay protected and alert.
Life is full of uncertainties. Risk lurks in every nook and corner of human life. In short, life is unpredictable. We need to be prepared for such circumstances. Leading a happy life, involves good planning and analysis for your personal health. Accidents do happen and you need to be prepared for such situations. In times of high health cost, you need to get covered for health risks.
At least one vehicle is mandatory for a family in the United States. Having a personal vehicle saves lot of time and gives an opportunity to travel. In Kentucky, a person must have insurance to drive their vehicle. If a person is found driving without current vehicle insurance, they will be fined up to $1,000, up to 90 days jail time, or suspension of their license plate, and will be placed on “high-risk” category of drivers by their insurance company (car). If people are placed on the “high-risk” category, it will make them difficult to get insurance and even if they are approved for insurance, it will cost them double the regular amount. According to the ValuePenguin website, auto insurance for 16 years old driver
We all dream in the day we get to purchase our first vehicle. The day we stop asking our parents to take us here and there. Some may say buying a vehicle is a pain in the you know what. It can seem like a stressful situation if you're not familiar with the process. However, working in the car industry has taught me valuable tips and tricks that will help me teach you to save money when car buying.
A question that I commonly encounter both in my office practice and in the nursing home has to do with the safety of a parent or other older adult as a driver. Rather than the result of some considered review of the overall health and well-being of the person in question, this instead presents as an emergent and sometimes clandestine request such as, “What can I do to keep my dad from driving?”
In this article we are going to look at public transport via the private vehicle. There are advantages and disadvantages to both, yet routine and personal circumstances will often define which is the most appropriate to your lifestyle.
Safety in every aspect of my life is very important. From the moment we step out of our homes we take safety measures such as locking all doors to keep thieves out and or ensuring the stove and any electronics are off to avoid any fire. In this essay I will discuss different safety topics that we encounter on daily basis.