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Cyber crime essay
Identity theft risks with technology
Cyber crime essay
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Identity Theft Identity theft happens when someone steals and uses another person’s identity to obtain resources in that persons name. This is an issue that has been going on for years. The difference today is technology. Technology has made it easier for identities of people to get stolen. Reasons behind this varies, some do it for political, financial, or social gain.There are different types of identity theft such as financial fraud, criminal activities, and computer and cyber crimes. You cannot protect yourself fully from identity theft, but there are ways to reduce your risk. According to Peter Katel, Nearly 10 million consumers are affected annually by lost or stolen data at a cost to the economy of $53 billion. Moreover, victims spend almost 300 million hours a year trying to clear their names and re-establish good credit ratings. Today’s advancement in technology makes identity theft even easier to accomplish. These days, a lot of identity verification happens with computers. Computers are fast at computation but not very good at judgment, and can be tricked. A lot of authentication happens online, with only a small amount of information: user ID, password, birth date, Social Security number, and so on. Anyone who gets that information can impersonate you to a computer, which doesn't know any better. It has become convenient for these people to do so, they can collect data from their own mobile smart phone, tablets, laptops and so on. Free wifi is available in a lot of public places. They are provided by cafes, restaurants, etc and serve as excellent places for harvesting passwords. Unprotected wifi networks, especially in public places, are most certainly a threat. This is because you are connecting to a network without k...
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...prisonment, a fine, and criminal forfeiture of any personal property used or intended to be used to commit the offense. Schemes to commit identity theft or fraud may also involve violations of other statutes such as identification fraud, credit card fraud, computer fraud, mail fraud, wire fraud , or financial institution fraud. Each of these federal offenses are felonies that carry substantial penalties in some cases, as high as 30 years of jail, fines, and criminal forfeiture. In conclusion, identity theft is a serious issue that has been going on for years and with today’s advancement in technology, it is becoming and increasing problem. You cannot completely protect yourself from your identity being stolen, but there are things you can do minimize the chances of this happening to you. Also, the government should continue to enforce laws that are much more strict.
Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information. The harm that an identity theft can cause can be from minor to severe. As a result no one would want to become a victim of an identity theft crime because we would never know if we can even restore everything to its original state. For those that have a dependency on technology, be careful about what you do, what you put on the Internet, what information you give out, this is because it could come biting you back into the future.
Consequently, many people believe identity theft will never happen to them. If someone is not aware of how serious identity theft can be, they can make mistakes that make them vulnerable to identity theft. There are, however, three very important ways to prevent identity theft from occurring. By keeping financial papers secure, keeping track of who you’re giving your personal and financial information, and protect online information as well.
Each year around 15 million United States residents are affected by Identity Theft. This causes financial losses of around $50 billion per year. The average amount of money stolen per victim is $4950! That is a lot of money that is just taken from people with little things they can do to affect their identity from being stolen. The most common age group for Identity Theft is 18-24. The 18-24 age groups hold over 20% of all Identities stolen. Did you know that around 6% of adults are affected by Identity Theft? People who steal other peoples Identities are just really rude. Most people work very hard to earn their money and when it gets stolen from them it is just wrong. According to statistic brain the Identity Theft fraud rate is growing very slowly each year, but it needs to be stopped completely.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
Identity theft has been around for decades, so it’s nothing new. The only difference now is that the general public and the government are aware of the problem and actively pursuing strategies to combat it. However, identity theft wasn’t always about stealing someone’s credit card information or trying to extort large amounts of cash. It began mostly as a political tool to stuff ballot boxes or used by teenagers to obtain fake ID’s in order to get around laws that prohibited underage people from participating in certain activities such as drinking alcohol. In more recent years however, identity theft has become much more sophisticated and advanced. With the help of computers and advanced technology, identity theft, especially through the electronic world, has become easier and easier for criminals to acquire. (FBI) Most people who engage in the illegal act typically use it for economic gain, essentially to get rich. As any crimes go, identity theft is a nonviolent crime that is relatively easy to conceal which attracts more people to at...
Several legislative codes have been ratified to prevent and deter credit card fraud. Many have been created or modified within the past decade and are enforceable by several agencies, such as the Federal Bureau of Investigation (FBI), United States Secret Service (USSS), and the United States Postal Inspection Service (USPIS). Task forces consisting of federal, state, tribal, and local agencies have been formed throughout the U.S. to increase joint-interagency cooperation among criminal investigators and prosecutors.
Identity theft refers to unlawful activities which specifically compromise another person’s identity. According to the US Department of Justice (DOJ), identity theft is an activity “in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.” Such personal data can include names, Social Security numbers, birthdates, bank accounts, credit card numbers, or medical records. Identity theft can also be part of or enable other types of crimes such as bank, credit card, document, employment, or immigration fraud; robbery; and burglary, for example (Finklea, 2010, p. 2). Identity theft exists on a continuum with simple unauthorized credit card charges on one end all the way to having one’s identity completely assumed by another.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
There are twelve major ways technology threatens your online policy today. The first of these threats is phishing. According to Riva Richmond, phishing is a ploy to gain personal information that will help people to steal your identity. Hackers will send you fake e-mails that appear to be sent from a credible source. They then use these e-mails in order to trick you into handing over important personal information to them. The second threat is spyware and malware. In the past, hackers sent viruses through e-mail but now they have upped the ante by creating malicious website which can infect your computer and collect your personal data. An even larger threat is social-networking. While this may seem harmless enough, social media is a huge threat to your privacy because people often overshare information about their personal lives which everyone on their friends list, whether you know them well or not, can see everything that you post and everything anyone posts to you. The fourth major threat to your privacy is video and photo sharing. Once again this seems like a harmless task, and it is if you post appropriate and non-revealing photographs and videos. The problem with these, most often, is the pictures and videos are not quite as private as we think. Often times, vi...
Privacy in Cyberspace Computers and the Internet have changed many things in the world today. People surf the web on a daily basis for information and entertainment. The Internet is making things like paying your bills from home a possibility. This was something that you had to leave the house to do, even if it was just dropping a check in the mail. Now you can pay your bills and buy your groceries, with everything being just a point and a click away.
Many factors play right into the advantage of identity theft through social media. One of the most important is the lack of user knowledge of the social media or website they are using. Social media such as Facebook, twitter, LinkedIn, among others have insecure data for their
In conclusion, identity theft is illegal, unethical and very dangerous to the victim. This is because identity theft can cause a lot of financial and reputation damage to the victim and his/her family. It is a shame that there are so many cases of this crime in the world today. Having said all of this, it is really important to prevent identity theft by being careful of your actions. However, as technology is advancing, it is becoming more and more harder to do so. Due to this fact, it is important for each individual to know what identity theft is and what they can do to prevent it from happening. After this is accomplished, identity theft will be minimized and this world will be a better and safer place.
One of the most widely often committed crimes is theft. Theft is simply stated as: to take a person’s property without having their permission. Although it is one act, theft may encompass multiple categories. Theft is also defined as the taking of one’s property with the intent to permanently deprive from the use of their property. When partaking in the act of theft, typically it would require you to seize possession of the item or belongings, however it can also mean removing or the attempt to remove the property.
One of the things though is that we don’t only see schemes on social networks it could happen on any site that requires you to share information. Things like online shopping require you to share some of your personal information along with your bank information so if the site doesn’t have a strong security system it can have consequences. There are intelligent hacker1s and scammers that can breach the security system and steal your bank information. Three simple steps such as typing your name, birthdate, and zip code is more than enough for someone to try and steal your identity or use your information to their advantage. Theodore Claypoole in “Privacy and Social Media” said how the United States is trying its best to pass laws and keep up to date with new software in order to help protect people from falling into the realms of cyber criminals (Privacy and Social Media). As time passes technology is advancing and sharing our information is becoming easier, so it’s necessary for our security software to be up to