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Professor Daniel Shears
SPC 1024
November 6th 2014
General Purpose: to present an informative speech.
Specific Purpose: to present an informative speech about identity theft.
Introduction:
1. Attention Getter: 7% of people 16 years or older were victims of identity theft in the year 2012 approximately 16.6 million people.
(BJS)
II. Motivation for Listening: Identity theft is becoming a major problem for consumers. Frank Abagnale now an American Security Consultant who has had a novel and a movie made after him after he had stolen the identities of an airline pilot, doctor, lawyer, and a US Bureau of Prison agent. He said that the police cannot protect consumers, people need to be more aware and educated about identity theft, you need
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In a survey that was conducted by me at work out of 30 coworkers 18 were the victims of some form of identity theft.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
IV. Preview of Speech: In my speech, I will inform you about the different types of identity theft, what are some of the signs, ways to report and how to repair identity theft once damage has been caused?
Transition to Speech: Could you be a victim of identity
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Child Identity Theft is when a child social security number is used to apply for government benefits, open bank and credit cards, apply for loan or even rent a place. Social Security numbers are the most commonly used piece of information by identity thieves targeting children. In fact, 56% of respondents reported theft or misuse of a child 's SSN; a study found that 2.5 percent of U.S. households with children under age 18 experienced child identity fraud at some point during their child 's lifetime. This equates to one in 40 households with minor children being affected by this crime
What three-digit number has the most impact on your financial life? If you said your credit score you are correct. My parents always stressed the importance of credit from an early age. After I turned 18, I applied for a secure credit card from Wells Fargo, which I will be discussing more in detail in a few minutes. In this speech, I will be discussing what credit is, one way you can build credit, and the touch upon the importance of having credit.
The rapid growth in technology has been impressive over the past 20 years from television graphics and multi-purpose phones to world-wide connections. Unfortunately, the government is having trouble with this growth to protect the people from having their privacy violated due to the information being stored electronically. In “The Anonymity Experiment”, by Catherine Price, states how easily a person can be track and how personal can be lost. Also, in “Social Security and ID theft”, by Felipe Sorrells, states how social security numbers and personal identities can be stolen and how the government is trying to stop that theft. They both intertwine with technology and privacy though Price's article has a broad overview of that, while Sorrells's focus is mainly on social security number and identity thief part. Price and Sorrells shows that companies are taking too much advantage from the customer, the government, even though their trying, needs to start helping the people protect their privacy, and a balance between the amount of trust people should have giving out their sensitive records to which information is protected.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
How common is identity theft? It is the top consumer fraud complaint. There are an estimated 500-750 thousand victims per year. Different types of fraud that are included in the identity theft crime are identification fraud; credit card fraud; computer fraud; mail fraud; wire fraud; and financial institution fraud. One of the ways this crime can occur is by social security number, they assume an identity, make fraudulent credit charges, get loans, open bank accounts, write bad checks on your account, and commit crimes in a person?s name. Some of the ways thieves get some data is by wallet (you may have left behind), mailbox, or garbage; from insecure financial transactions completed over the Internet; from information left on machines in public; wireless technology such as cell phones; beepers; etc., and some will go so far as going through people?s trash.
5. U.S. Department of Justice (DOJ). 2010a. “Criminal Victimization in the United States, 2008 Statistical Tables.” Table 14. Bureau of Justice Statistics, Office of Justice Programs, U.S. Department of Justice, Washington, DC. http://www.bjs.gov/ content/pub/pdf/cvus08.pdf.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
Identity theft involves obtaining somebody else's identifying information and using it for a criminal purpose. Larson, Aaron (19 December 2016)." What is Identity Theft? "Expert Law. Retrieved 25 September 2017. Identity theft is one of America fastest growing crimes. Identity theft is a crime that done throughout the year. Criminals do not have a specific time when they commit this crime. How to prevent yourself from becoming a victim of Identity theft, you should avoid personal contact with unknown knowledge of sources, protect your personal information all the time and disclose your personal information.
I am going to share my personal experience as a victim of identity theft. I thought I was smart and was protecting my valuable information. I was wrong. I had just switched my major from
The following memorandum written by a director of a security and safety consulting service discusses a critical issue effecting business in our economy today, that of employee theft. "Our research indicated that, over past six years, no incident of employee theft have been reported within ten of the companies that have been our clients. In analyzing the security practices of these ten companies, we have further learned that each of them requires its employees to wear photo identification badges while at work. In the future, we should recommend the uses of such identification badges to all of our clients." The issue of employee theft is a broad problem and has different labels to identify it, shrinkage for the retail industry and hidden profit loss in the technology sector are serval examples of common terms used for employee theft. The author of this memorandum presents several data points and suggests one recommendation to effect the issue of employee theft based on a sampling of the client population.
Identity theft according to Wikipedia.com is the deliberate assumption of another person's identity, usually to gain access to their finances or frame them for a crime. Less commonly, it is to enable illegal immigration, terrorism, espionage, or changing identity permanently.
In conclusion, identity theft is illegal, unethical and very dangerous to the victim. This is because identity theft can cause a lot of financial and reputation damage to the victim and his/her family. It is a shame that there are so many cases of this crime in the world today. Having said all of this, it is really important to prevent identity theft by being careful of your actions. However, as technology is advancing, it is becoming more and more harder to do so. Due to this fact, it is important for each individual to know what identity theft is and what they can do to prevent it from happening. After this is accomplished, identity theft will be minimized and this world will be a better and safer place.
America,” (Weidenfeld 1). Being the number one crime, identity theft is very dangerous. If your
To begin with, whenever we hear the word “theft,” we typically envision someone inside a home ripping through drawers looking for valuables. Or stealing vehicles and cash from innocent bystanders. But we rarely associate the term with someone trying to steal personal information such as, bank statements, social security numbers, and credit card information. For this reason, the number of identity theft cases within the U.S. has increased since 2012 according to WalletHub. In the eyes of the law, these individuals are just as dangerous as someone trying to break into your home. The most compelling evidence, however, is that, these individuals are also harder to catch since they do most of their dirty work right from a computer.
Your identity is unsafe in more places than you may realize. Every store you walk in has the possibility or either having someone behind the counter, or someone hacking into a business from outside, readily waiting to steal your identity. Using your credit card in any store is never safe no matter what signs are posted around the store, or how big the company is; it’s not always the people who work there that want your identity. The article Identity theft growing, costly to victims in The Arizona Republic, J. Craig Anderson ...