Exelcior Springs Fire Department Analysis

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To analyze the city’s fire protection the ISO uses a grading system with a 100-point scale. The better grade the community receives the better off the community is in receiving lower insurance rates. The best grade possible is a class 1 which is 90.00 points or more on the grading scale. The next best grade is a class 2 with 80.00-89.99 points, then class 3 with 70-79.99, and on down to a class 10 with 0.00-9.99.
Excelsior Springs was last evaluated by ISO on March 31, 2009 and currently holds a rating of 5/9. The first class of 5 applies to all properties within 5 road miles of a recognizable fire station and within 1,000 feet of a fire hydrant or alternate water supply. The second class of 9 applies to properties beyond 1,000 feet of a fire hydrant but within 5 road miles of a recognized fire station. As of 2008 12.4 percent of the country fell into class 5. Only 10.3 percent were class 4 or higher. Even though Excelsior Springs is in the top 25 percent in the country, there is definitely room to improve. The exact score when evaluated in March of 2009 was 58.19 (Excelsior Springs FSA). Excelsior Springs was less than 2 points from a class 4 rating.
There are 4 topics represented in the analysis of evaluating a community to determine the PPC. The most important is the fire department, which accounts for 50 percent. The next is water supply, which accounts for 40 percent. The next is receiving and handling fire alarms, which accounts for 10 percent. The last is divergence, which isn’t worth a percentage but can alter a score based on the difference between the protection provided by the fire department and the water supply (Excelsior Springs FSA). Since the Excelsior Springs Fire Department isn’t in control of the dispatching o...

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