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Essay on affordable housing
Affordable housing research paper
Issues of affordable housing
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Introduction
The issue of affordable housing is one of major concern. The 1996 Tenant Protection Act prohibits people from being able to obtain an affordable housing. This means that low income families are unable to find a place to live. The Human Rights Code used income and therefore low income families don’t make enough money. The 1996 Tenant Protection Act protects tenants from having landlords raise the monthly rent anytime they want. Ontario Human Rights Code permits landlords to use income as a factor in letting people rent units. I propose one major change to be included:
- We need to be more concerned about finding affordable housing for low income families.
We need to make a plan that will help all people across the border so they
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It was then taken over by National Housing act of 1938.At the end of the Second World War the Federal government implement veteran housing. In 1993 they had stopped supporting social housing. In 2001 the Federal government started helping again. They had a budget of $680 Million for five years to help fund subsidized housing for low income families’. The Provincial governments refused to accept this amount except Quebec and therefore this plan wasn’t set into place. In 1975 the Provincial governments were dedicated about making affordable housing for people. They cancelled the making of 18,000 units and social assistance was reduced by 22%. From 1999 to 2000 Ontario had a loss of 631 units. Rent in Ontario nearly doubled thus due to this Act (2000-2001). The Human Rights Code also restricted what was going to be available to low income families’. In 2001 after the Act came into effect, around 61,000 tenants were in trouble with their housing. This was mostly due to people unable to pay the allotted rent. The cost living in Toronto from 1997-2002 increased by 31%. The average monthly rent cost was 1200-1600 and that is a sufficient number. The government did not take in account people from marginalized communities. The government already had a plan before any meetings were held and they already had their motives set in place. The ideology that the government holds limits the knowledge they take …show more content…
Also, some people are paying more almost 50% of their allotted income on rent. The policy made more evictions than ever. This negatively will affect single mothers and low income families as the rent is too high and their income is too low. They will be forced to visit shelters and food banks as all their money would be going on rent. Someone who is on assistance can’t afford to pay that much on rent alone. This situation is stressful so we can imagine all the other factors that are involved for these people. This is also an issue for the working poor they are working to solely pay their rent and still sometimes it wouldn’t be sufficient. This also affects seniors as they are no longer working and will still need income. Furthermore, they are unable to obtain housing as they determine this based on your income. If you aren’t from a middle-class household your chances of even being able to obtain a place is slim, based on these
This is what has been happening around King and Dufferin ; the buying and renovating of these old building by wealthier individuals which in effect has improved property values but pushed out those who could not afford it .According to statistics Canada 2011, this area has lost much lower rent housing after the process of gentrification started without replacement of subsidized housing. Between 1996 to 2006 development increased by 126 %, mostly the building of condominium and during this period rent has increased by 93 % . We can see how the expensive condos being built are pushing out people who can't afford the rent; for example when I was doing the neighborhood profile It was easy to note the change. King and Dufferin area is no longer occupied by immigrants but young professionals and I can see the how gentrification is continuing to push all the way west side of king
Imagine not having the government on your side, not being able to fit in with the people around you. Imagine going through slavery. Not being able to go to the same school as the person who lived across the street from you. That would be horrible right? Imagine not having the same equity as someone who is no better than you in anyway. What if its only because of your race? What is you had a community where you finally feel safe and you have family and friends that live all around you, but still not in the best living environment. Then Imagine having that all taken away from you and not having anywhere to go and cannot say anything to stop it. The Government of Nova Scotia impacted residents of Africville in a negative way. The city placed a dump in their community and left them in an unhealthy living environment, forced many people to leave family and friends, and left everyone with only memories good and bad.
Britain is currently undergoing the biggest overhaul of the welfare system since its introduction. The welfare system was first established with the assurance that people less fortunate would be able to have a standard of living that would ensure equality. But the recent amendments brought into place by the current government’s legislations may see the biggest divide between rich and poor since the days of the work houses. How will claimants be affected and who will be affected the most is an issue that will be examined more closely. The current government believes that Britain has become a welfare dependant state and according to BBC news (2013) 2.49 million are currently unemployed; those who are unemployed will also have entitlement to housing benefit and council tax benefit. All claimants will be affected by what will be known as Universal Credits. Universal credits will combine all existing benefits in to one payment; the amount a household can claim in welfare will be capped, this new system could have a catastrophic impact on people’s lives. Furthermore the government does not believe that a person should have full housing benefit if the home in which they reside has extra bedrooms, so introduction of the Bedroom Tax was implemented April 2013. The National Housing Federation website has given a detailed description of who will be affected and the implications it may have on tenants. But already only three months in to the bedroom tax and it has been reported “more than fifty thousand people have fallen behind on their rent and face eviction” Independent (2013). This report is going to concentrate on the affects the aptly named Bedroom Tax is having on people’s ...
“The housing market will get worse before it gets better” –James Wilson. The collapse of the United States housing market in in 2008 was one of the most devastating moments for the world economy. The United Sates being arguably the most important and powerful nation in the world really brought everyone down with this event. Canada was very lucky, thanks to good planning and proper preventatives to avoid what happened to the United States. There were many precursor events that occurred that showed a distinct path that led to the collapse of the housing market. People were buying house way out of their range because of low interest rates, the banks seemingly easily giving out massive loans and banks betting against the housing market. There were
European nations practiced rent controls after the World War I to deal with rent increases caused by war. The first rent control in the U.S. was the Emergency Price Act of 1942 in New York City. It intended to palliate the pressures of housing market and to prevent speculative rent increasing during the wartime. After that, many cities and states adopted rent and eviction control laws. However, with the end of war and housing boom in the late 40s, the pressures in housing market relieved. Many cities’ rent controls had met the expiration or had been detached. According to Blair Jenkins’ article “R...
According to Lee Tunstall, homelessness is a social problem that “has been growing since the 1970’s” (2009, para.1) and has caught the attention of both the Canadian government and the general public (Tunstall, 2009) . Predominantly, the homeless are individuals or families with no permanent residence who also lack the resources or abilities necessary to arrange for their own adequate housing and living (Stearman, 2010). This matter affects a diverse demographic of the Canadian public. In 2003, the Toronto report card on housing and homelessness reported that out of 32,000 people who used homeless shelters, 15% were families, 22% were youths between the ages of fifteen and twenty-four, 18% were single women and 48% were single men (2003).
Snow, D., A Roof Over Our Heads (2008) Affordable Housing and Homelessness in Canada. Canada West Foundation. Retrieved from: http://www.raisingtheroof.org/Get-Informed/What-is-Homelessness.aspx
As a result of anti-poverty legislation being placed into effect all over the country to force workers back into the capitalist labour market, which has taken hold in neoliberalism, the number of families finding themselves on the brink of homeless is skyrocketing. Furthermore, with the reduction of social assistance programs these families are barely able to provide for themselves, therefore, numerous children are being physically impacted by homelessness. According to Jenny Hsu (2015) hunger and physical illness are effects children and youth may experience due to homelessness that greatly affect their development which is unacceptable for our government to allow this many young people to be negatively impacted. Thus, the links between these
Compare and contrast the ways in which housing inequalities are discussed from the perspectives of social policy and criminology, and economics (TMA 02)
Sidney, Mara S. 2003. Unfair Housing: How National Policy Shapes Community Action. Lawrence: Univ. Press of Kansas.
This paper will be predominantly focusing on public housing within Ontario. Not only will it look at the basics of Ontario but examine more directly on Regent Park within Toronto. It will discuss what public housing is and the explanation for why it exists, the government housing programs that are present with regards to public housing and the results of the government programs. The Purpose of this essay is to argue that the problem of public housing will never
This issue has effected many families in many different ways. We have to take control of this situation before its gets out of hand. So again I believe that the plans such as those I explained should be looked over by the government and should be passed on. I am positive that it can help make a dramatic change in our economy and can develop a more secure and comfortable society in which the people of America live in.
Housing is a necessity of life as living conditions can affect an individual’s health in the long run, but after 10 years of economic expansion Canada has yet to resolve this issue: one out of five households in Canada are unable to afford acceptable shelter (Shapcott, 2009). The Ottawa Charter of Health Promotion recognizes shelter as a basic prerequisite (Bryant, 2009). Many people are suffering, as the income gap between owners and tenants has grown wider throughout the years (Shapcott, 2009). There have been studies conducted by Canada and the Housing Mortgage Corporation have shown that the cost of rent is increasing much faster than income, as the existing amount of housing continues to deteriorate and overcrowding in households is increasing; this is also known as hidden homelessness (Bryant, 2009). Homelessness is a temporary experience, not an identity or a permanent trait. It includes a continuum of housing circumstances (Paradis,
Since the mid-1970s, affordable housing has become increasingly difficult to find. This is because Americans are being asked to contribute more and more or their paychecks to their rent and when they become homeless it is difficult to get themselves back into affordable housing. It has been reported that “A full-time worker earning minimum wage cannot afford a one-bedroom unit priced at the Fair Market Rent anywhere in the United States. Nationally a full-time worker must earn $18.32 per hour to afford a two-bedroom apartment at Fair Market Rent.”(National low-income Housing Coalation 2010) Today, our federal minimum wages contributes to our increasing homeless population, while even if you work fulltime making $7.25 isnt even enough to get you off the street. In 1970 there was a...
You see people scattered all over California with nowhere to go except the streets on a day to day basis. Many middle-class citizens living in the Bay Area today survive paycheck to paycheck. Many of them live in the Bay Area with no emergency expenses in their savings account, which may leave them short and unable to complete full bill payments. This can lead to middle-class families and hardworking citizens to get evicted out of their homes. A big proportion of their check goes solely to rent and unfortunately middle-class citizens are just one illness or an accident away from being homeless since they also have an expectancy to pay taxes and other bills such as water, electricity, car payments and personal expenses with one paycheck. This