It is estimated that 12 million renter and homeowner households pay more than 50 percent of their annual incomes for housing. Affordable housing is available to families who pay more than 30 percent of their income for housing. A family with one fulltime worker earning the minimum wage cannot afford the local fair-market rent for a two bedroom apartment anywhere in the United States. Affordable housing gives families a chance to pay their rent and afford necessities such as medical care, clothes, food, and transportation. Affordable housing, unlike market rate housing, has affordability controls limiting the rent or sales price for at least 30 years. The New Jersey Council on Affordable Housing considers housing “affordable” if the household pays approximately 28% or less of the household’s gross income on housing costs. Affordable housing is priced to be affordable to households earning up to 80% of the area median income for the region in which the affordable housing is located. Affordable housing has evolved over the many years that federal housing programs have been around. Affordable housing has long history of different agencies being created. Much legislation was created to help get affordable housing in a steady place. Living in America has always been expensive and housing is a …show more content…
“An Affirmative Marketing Plan is a regional marketing strategy designed to attract households of all majority and minority groups, regardless of race, creed, color, national origin, ancestry, marital or familial status, gender, affectional or sexual orientation, disability, age, or number of children to housing units which are being marketed by an Administrative Agent or a developer, sponsor, owner or property manager of affordable housing.” (www.triadhousingprograms.com) The primary objective of an Affirmative Marketing Plan is to target households who are not as likely to apply for affordable
“The housing market will get worse before it gets better” –James Wilson. The collapse of the United States housing market in in 2008 was one of the most devastating moments for the world economy. The United Sates being arguably the most important and powerful nation in the world really brought everyone down with this event. Canada was very lucky, thanks to good planning and proper preventatives to avoid what happened to the United States. There were many precursor events that occurred that showed a distinct path that led to the collapse of the housing market. People were buying house way out of their range because of low interest rates, the banks seemingly easily giving out massive loans and banks betting against the housing market. There were
The homeless population is growing in America. There are more and more Americans living in boxes, sleeping on park benches and panhandling on the streets each day. These people tend to make us, the non-homeless, feel uncomfortable and unsafe. They are also placing increasing stress on the nation's economy. In short, the homeless are a burden on the rest of society. There needs to be action taken against them. "I shall now humbly propose my own thoughts, which I hope will not be liable to the least objection (Swift.)" I propose that all of the homeless be relocated to foreign third world countries. They can then be hired in American factories producing shoes, automobiles and other various goods at less than one dollar per hour.
As stated by Richard F. Burns and Thomas G. Vaccaro in Unaffordable Housing: A Root Cause of Social Inequality, 80% to 120% of area median income—also struggle to find affordable rental units in all 50 states. This lack of “workforce housing” results in their inability to live in or near the places where they work. Not being able to live near work if results in higher cost of living because you end up having to pay for either a car or, you could rely on public transportation or even have to pay forward gas money to another person. Housing also ties(“is also tied to”) to cost of living which turns out is very expensive. According to DePersio, Greg in "How Much Money Do You Need to Live in Los Angeles?, As of August 2015, the average rent in Los Angeles is $2,296 per month. Even if someone is only looking for a one-bedroom apartment, the average cost sits at approximately$1,950 per month. A two-bedroom apartment averages slightly over $2,500. So as one can see that they have to make at the very least $13 an hour just to pay rent, this does not even include food or utilities let alone if they have kids forget it. Because of unaffordable housing has left millions without homes making them fall under the category of
California currently faces the ominous blessing of the El Nino weather system, which promises to bring desperately needed rains in the form of storms and torrential rains. In preparation for these rains, California also has to address the homeless population, who will be stranded in the rains if adequate shelters are not provided for them. In his article, Sunnyvale: Fast-tracked Emergency Homeless Shelter Set To Open, Eric Kurhi cites expert opinions, utilizes emotional appeal, and employs rhetorical devices such as diction in order to provide information on the new homeless shelter opening in Sunnyvale while discussing the overall problem of homelessness.
Affordable housing refers to housing units that are affordable by that section of society whose income is or below the median household income. For example, affordable housing should address the housing needs of lower or middle income households. And for sustainable communities, it is one that is economically, environmentally, and socially healthy and resilient.. According to the Western Australia Council of Social Services (WACOSS): "Social sustainability occurs when the formal and informal processes; systems; structures; and relationships actively support the capacity of current and future generations to create healthy and livable communities.” As we can tell, all affordable housing, sustainable community, and social sustainability are
In contrast to popular assumption, discrimination in public housing is becoming more prevalent than ever before. Testing done by the Fair Housing Center of Greater Boston has found that today people of color are discriminated against in nearly half of their efforts to buy, sell, finance, or rent property (“1968-Present Housing Discrimination). The statistics are even worse when considering colored people who have families as the testing found that they are discriminated against approximately two thirds of the time (“1968-Present Housing Discrimination”) In addition to facing great difficulty in property affairs, people of color are less likely to be offered residence in desirable locations. 86 percent of revitalized
As the lease of my apartment is coming to an end it had me thinking of achieving my own American Dream of home ownership but as I do my research I find the dream is far from coming true. I am sure that the issue of housing prices and rent rates are what most of us Bay Area residents talk about and debate. It is an issue that needs to be addressed by the officials of the area, city mayors, affordable housing committees, social justice activists,lawmakers, and even employers. Skyrocketing prices, low inventory, and investors’ bidding wars are not only pushing the middle and lower classes out of San Francisco and the Bay Area out but will completely eliminate them.
Compare and contrast the ways in which housing inequalities are discussed from the perspectives of social policy and criminology, and economics (TMA 02)
Have you ever noticed that while you’re driving around Austin that the homeless have become a common casualty to exhibit. I know the first thing that comes to mind is, “How ridiculous, why don’t they just get a job!”It perfectly acceptable to wonder, whether your money would go towards feeding a starving stomach or a drug addiction, therefore your generosity would be put to better use through a charity foundation or simply by offering a meal. The reality is that the majority of people who are homeless are unable to work due to certain disabilities. In other words, the best response is compassion. There is only so far we can do as a community, the major change has to come from a superior source, which is why I propose that the City of Austin ought to step up and diminish this problem. The City of Austin should build more affordable housing and assistance programs because it will help reduce homelessness.
The American dream was owning a house with a white picket fence. Now this dream is impossible. Individuals and families find it more difficult to find a decent home to rent in a suitable living area. According to Huffington Post, the hourly wage needed to afford a two bedroom apartment in California is at least $26 an hour. This is more than triple the minimum wage. Eviction, relocation, and inflation are the common keywords that associate with affordable housing. I 'm hoping to persuade you to support affordable housing for all. Today, I will be discussing, one, inflation of the housing market that needs to decrease, two, eviction from homes, three having to move to communities far from their work site.
...nt of $764 and a staggering 43% cannot afford to purchase an average priced home ($140,422). With that being said, over 8,000 families are on waiting lists for subsidized and affordable housing. Many things can prevent someone from housing such as poor credit histories, unresolved debts, and criminal backgrounds. Without affordable child care or dependable transportation, families have a greater challenge of moving towards autonomy.
Throughout my research I found there is a real cry out for action on providing more affordable house not just locally but throughout the country. There needs to be more funding available to build more gear to income or subsidized housing and all levels of government need to take action.
Economic troubles can be prevented through access to affordable and adequate housing that is within the means of an individual’s income. With advances in production and design, the American Dream can become a feasible reality for all Americans.
Gentrification is described as the renovation of certain neighborhoods in order to accommodate to young workers and the middle-class. For an area to be considered gentrified, a neighborhood must meet a certain median home value and hold a percentage of adults earning Bachelor’s degree. Philadelphia’s gentrification rate is among the top in the nation; different neighborhoods have pushed for gentrification and have seen immense changes as a result. However, deciding on whether or not gentrification is a beneficial process can become complicated. Various groups of people believe that cities should implementing policy on advancing gentrification, and others believe that this process shouldn’t executed. Both sides are impacted by the decision to progress gentrification; it is unclear of the true implications of completely renovating impoverished urban areas; gentrification surely doesn’t solve all of a community’s issues. I personally believe that gentrification is not necessarily a good or bad process; gentrification should occur as a natural progression of innovative economies and novel lifestyles collide within certain areas. Policy involving gentrification should not support the removal of people out of their neighborhood for the sake of advancement.
Countless throughout the streets of Jackson, MS there are homeless people asking for food, money, etc. and some people aid them and others walk away. However, does anyone ever see the other side of the equation? Driving down Gallatin St. one night I saw firsthand the “other side”. Because of this, the issue that my research will cover is homelessness. Homelessness is defined as a state in which individuals lack a fixed, regular, and adequate night-time residence. Poverty, lack of affordable housing, declining wages, lost jobs, the economy, foreclosure, decreased assistance programs, domestic violence, substance abuse, mental illness, single parenthood, etc. are some of the causes of homelessness in America. Some of the proposed solutions are: affordable housing and homeless prevention programs. However, there needs to be less energy focused on providing temporary housing for those who are homeless, and more focus on providing permanent, affordable housing. Homelessness is an issue that should concern all of us. With a decrease in this situation it would clear up the amount of people walking around on the streets and everyone would feel more comfortable traveling at night. If someone is homeless, it is a common belief that they are more inclined to criminal activity; therefore less homelessness could equal less crime. Homelessness is not discriminatory and can happen to anyone at any time.