Health care has been a very big issue among college students. Estimate 1.7 million college students are uninsured students with no medical insurance (Redden). Mr. Cornyn I believe you have the power to help us struggling college students.
In a recent survey GAO found that students health care plans cost $30 to $2,400 a month depending on the plan. The plan a student chooses might limit preventative care, prescription drug coverage and other health services (redden). Many students prefer having Maximum benefits but could cost 2,500 and does not including a hospital stay.
Also in a new report, most college students receive their health insurance from a family members policy which causes students to be dependent on their families plans. Also In 2006, a survey shows that 67 percent of students receive their health insurance through employer. Meanwhile that leaves the 1.7 uninsured students to spend estimate 120 to 255 million dollars in 2005 (redden).
…show more content…
Students are part time older students who must shuffle between keeping up with their education and work which is probably part time as well, in most cases part time jobs do not include health insurance benefits. Students with lower family incomes are also less likely to have insurance due to the high prices of maximum insurance.
Mr. Cornyn I suggest that colleges should provide students a premium insurance with their tuition costs. While tuitions are Increasing an estimate $1000 ever year adding insurance for student’s wellbeing is extremely important as students like myself are going to be in extreme debt. If you could in anyway help us with this I will greatly appreciate it.
I hope that this issue could be solved for many students as myself are currently uninsured and would truly benefit from having an affordable college
At one time because of being a part time student and employee, I could not get insurance though my parents, my work, or my school. I was not eligible for Medicaid, and found the cost of private insurance was completely out of my budget.
Kaiser Permanente’s mission is to provide care assistance to those in need. As a health maintenance organization, Kaiser Permanente provides preventive care such as prenatal care, immunizations, diagnostics, hospital medical and pharmacy services. Also, they take responsibility and provide exceptional training for their future health professionals for better clinical performance and treatment for the patients. The organization is to ensure fair and proper treatment towards their employees for a pleasant working environment in hospital and to provide medical services especially in a growing population in suburban communities, such as Tracy and Stockton in California.
As of 2008, 46 Million residents (15% of the population) were uninsured and 60% of residents had coverage from private insurers. 55% of those covered by private insurers received it through their employer and 5% paid for it directly. Federal programs covered 24% of Americans; 13% under Medicare and 10% under Medicaid. Squires, 2010. With implementation of healthcare reform, steps are being taken over the next several years to insure all American’s.
United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications. In comparison, Germany spent slightly more than 11% of GDP (2011) towards healthcare funding.
The growing number of uninsured and underinsured is on the rise. In 1979, 11 million African americans were uninsured (Jaffe 10). Today, the number is 15 million and it is increasing every year (Jaffe 11). According to the Department of Health and Human Services, thirteen million blacks in America have health care and fourteen million do not (Fitzgerald 31). Also, those who are insured today may be at risk tomorrow if their employer drops coverage, or the head of the household changes or loses their job. Most blacks in the United States who are uninsured simply cannot receive health care at an affordable price because their employer does not offer it and self-insurance cost much more. The lack of adequate insurance can be devastating to families both in financial terms and in terms of timely access to needed health care (Jaffe 12). Altogether, collection agencies report every year that most blacks are in debt due to unpaid medical bills, because they are not insured or they are underinsured.
As part of the Affordable Care Act, beginning this year Medicaid will expand eligibility to include all uninsured individuals under the age of 65 whose incomes fall at or below 138 percent of the Federal Poverty Level, or about $32,500 for a family of four. However, the 2012 Supreme Court ruling that upheld the law also allowed states more flexibility concerning what parts of the ACA they can implement and said that those same states would not lose federal funding for their existing programs. This result would leave the decision to opt out of the law's provision into the hands of state legislators. While twenty-six states have chosen to expand healthcare coverage, twenty-one states have not and four have yet to make a decision. The state of Florida is among those not seeking to expand coverage and that decision alone could cost Florida millions of dollars a year in tax penalties. As conservative and liberal state lawmakers square off into a maelstrom of debate over whether Medicaid should cover more people, thousands of uninsured Floridians will be caught in the crossfire.
Most people rely on their employers to provide them with health insurance, but with many health care is not available through the employers. Many small businesses can simply not afford the high cost of health care, or it may be available, but the employee needs to pay the entire premiums. A lot of employers are utilizing part time employees, the part time employees are usually not qualified for benefits, like health insurance. This is very unfortunate for these part timer’s not only because they will not get benefits such as health insurance, but also they probably have a slim chance of going full time because of the health insurance dilemma. Business owner’s need to assess what is good for them financially, and having plenty of part time employees who do not require insurance is probably the most cost effective method to keep the Business up and running.
In all colleges in the United States, students are required to pay for their classes’ tuition either by themselves, their parents, guardians or a scholarship that they may have. The average tuition fee for an individu...
The cost of college is becoming an issue for most college students. It is no secret that a college education is expensive, and it just keeps rising. With the cost of college becoming outrageous and students are leaving college students with high amounts of debt. Some students can’t even afford college. That’s something that shouldn’t be happening. Colleges need to lower their tuition for college students. One college in mind is Lourdes University. Lourdes University is a small private institution, with a little over 1,500 students who are currently enrolled in the 2015 fall semester. My topic is about trying to lower the cost of college tuition. I am interested in this topic, because college tuition is a big deal, and affects every college
A college education has become the expectation for most youth in the United States. Children need a college education to succeed in the global economy. Unfortunately for the majority of Americans the price of an education has become the equivalent to a small house. The steep tuition of a college education has made it an intimidating financial hurdle for middle class families. In 1986-1987 school year the average tuition at a private university was $20,566 (adjusted to 2011 dollars) while in 2011 the average cost was $28,500 for an increase of 38.6%. Similarly in public universities there has been an increase in tuition: in the 1986-1987 school year the average tuition at a public university was $8,454 (adjusted to 2011 dollars) while in 2011 the average cost was actually $20,770 for an increase of 145.7%. Most families who are able to save for college try to do so, therefore their children are not left with large amounts of debt due to loans. Nevertheless, families are only able to save on average around $10,000, which is not enough to pay for a full educ...
Congrats! You’ve been accepted to the college of your choice; now all that’s left to figure out is how you’ll pay for college. Unfortunately, college costs don’t end at tuition and room and board you’ll also have to pay for textbooks, meals, transportation, and a computer with working internet. We have been told that we live in a free country, but if our country is so called “free,” how come paying for an education isn’t? The most important in my case and many low income students is trying to attend college and being able to pay without going into debt. I find myself, since 2010, hearing the same stories of previous college graduate, who have gone into debt by the time they reached their sophomore year of college. Excited to venture out into the “college life,” I begin to notice that paying for college isn’t like paying a couple of fees in high school. Although college has brought many advantages to our society, paying for it hasn’t.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
Some people might argue that if a student has no burden of paying loans, they might lose the motivation to work hard and pass their classes. Despite this, student loans can cause many mental illnesses. A medical website called Anxiety Coping and Stress, suggests that many ill effects, such as anxiety and depression, can surface just from accumulating student loans. This reveals that many students are becoming overstressed from debt. Thus, the anxiousness would lead to many mental and physical illness to the students. Therefore, the government should offer free education so college going students would be able to stay healthy. Not only can the tuition free higher education improve the American mental health, it could also improve the American economy, as demonstrated in other
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.