Trip Cancellation Plans

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With summer around the corner, travellers are getting busy planning leisure vacations with their families. However when planning a vacation, it helps to be prepared for unexpected emergency situations. In most cases of cruises and expensive travel packages, it is necessary to pay a large money deposit upfront. In case of a cancellation, it gets difficult to get your money back, resulting in heavy losses. However with trip cancellation insurance, you can rest assured that you will be covered in all such situations.

Coverage
Cruises and vacation trips can be very expensive and will mean a loss of lot of money if you need to cancel your trip later. But with trip cancellation insurance, you can get coverage for an approved reason. The most common reason is a sickness or injury that prevents you from travelling. In such cases, you can file claims for the money you have spent on the trip that are not refunded by the airline, hotel etc.

Pre existing conditions
With all the insurance options available, it may be confusing to choose the right plan. People with pre existing conditions that cannot be covered by travel insurance can get better coverage with a trip cancellation plan. Remember, with trip cancellation insurance, you are ensuring against the financial risk of having to cancel your trip for certain reasons.
Travelling with a pre existing medical condition needs special coverage. If you or any of your family members have a pre existing condition and are booked on an expensive trip, you will want to protect your travel costs in case unexpected events may require you to cancel your trip. A pre existing condition is the one of the main reasons for travellers buying trip cancellation insurance. It allows travellers to cancel a tr...

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...llness or an injury because of a pre existing medical condition or if you were detained by customs at the airport and missed your flight. Most trip cancellation insurance plans have one or more exclusions related to pre existing conditions, so review them carefully to determine if they apply to your medical condition. Many plans have eligibility criteria related to some specific medical conditions, so check if you satisfy them before getting the right plan.
Remember, your trip is a significant investment. In case a medical emergency or an unexpected event prevents you from going on your trip, you may lose all of the money you paid for your trip. But with trip cancellation insurance, you are covered even when a situation interferes with your travel plans. For example, you cannot travel due to an illness or due to a medical emergency of an immediate family member.

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