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Government providing free health care
Explain the Affordable Care Act law
Explain the Affordable Care Act law
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Constructive Speech Outline- Negative I. Introduction A. My opponent has resolved that: The U.S. government should not require its citizens to have health insurance. B. I, the negative, will prove (why the status quo needs to change): That the U.S. government should require its citizens to have health insurance. C. Attention grabber (quote, statistic, brief narrative, etc.): As Dennis Kucinich, a Democratic member of the United States House of Representatives and was a candidate for the Democratic nomination for President of the United States in the 2004 and 2008 elections, said: “Everyone should have health insurance? I say everyone should have health care. I'm not selling insurance.” D. Background or history on the subject (must have three pieces of history- what do you want the audience to know? What information will back up your argument?) 1. Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. 2. In the USA, health insurance is commonly included in employer benefit packages and seen as an employment perk. 3. Even if you are usually in good health, you will need to use the health care system at some point in your life. You never know when an accident may happen or your family member will get sick and need to see a doctor. Health insurance provides you with an affordable way to get medical care when you need it. E. Choose one of the following: • I agree to the definitions provided by the affirmative. • I would like to redefine the following term(s): 1. Government: The politica... ... middle of paper ... ...es ought to be something you seize seriously. That is what condition insurance is all about — obscuring the expenses that come alongside stopping illness and staying healthy, and being ready for the worst that might happen. 3. The individual mandate is vital for concluding discrimination in health-insurance marketplaces, the key accomplishment of health-care reform. It won’t apply to the majority of Americans, who by now have the health insurance, and it will not force anybody to buy insurance if they couldn’t afford it, but removing the mandate will lead to a health-care reform that is less efficient. B. End with an impactful concluding statement (pathos) According to a quote that I found that sums up the heart of my speech, “You may not appreciate the presence of good health, but you will definitely regret the absence of good health, because health is happiness.”
Have you ever went without health insurance between jobs, or while working part time or because you just couldn?t afford it? No having health insurance is a big risk in a time where medical costs are sky high, Prescription drug prices are outrageous and when your paying your family doctor $50 for a office visit. Fifty dollars represents a full 8 hours of work for many Americans.
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Health care is one of those issues where the political spectrum shows some overlap. Both sides want the same outcome: a healthy and happy society. However, the ways they want to accomplish this varies greatly. The Republicans are staunchly against government-organized healthcare. They believe that the less government the better, believing that “government run affordable health care leads to inefficiencies and can be disastrous to the nation’s health overall.” They believe that health care should be left to doctors, HMOs and insurance companies to decide and manage. However, the democrats’ main point on health care is that it should be funded and controlled by the government for the people. They hold that all people should be able to have the assurance of health without worrying about losing coverage or going into debt. This would be most effective for the poor and elderly, those who normally would not be able to afford coverage and need it most. As such, Med...
With congress passing ObamaCare last year we are taking baby steps towards a health system overhaul we so desperately need. The skeptics, though, still argue against it, citing the costs as too much or that it’s un-american. Health care is a basic need for everyone, and as such should be right protected and provided for by the government. There are great, economic, moral, and social benefits to be reaped, and so it is important for our government to continue down this path its started and also important for Americans to provide our full support. There is much to overcome to completely reverse the direction of the health system, and I’m sure it will take many years for the results to pay off, but I’m glad we’ve at least provided the groundwork for future generations to build
Then came the question, should the employer be the one responsible for providing health insurance. While everyone on the panel could agree that our health care system in 2008 was broken, most seemed opposed to the alternative solution of universal healthcare. There is an incentive to the company to offer health insurance to a human being that may receive the opportunity to receive health insurance from another company. However, taking health insurance responsibility away from the employer and making it the government’s responsibility would increase availability and possibly eliminate freedom of
Luckily under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine. Families and individuals will be able to receive this assistance with incomes between one hundred and four hundred percent of the federal poverty line. One hundred to four hundred percent makes up at about $23,000 to $94,000 a year assume this is for a family of four.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
In the 2012 Presidential Debates over the Affordable Care Act President Barack Obama said “If you like your health care plan, you can keep your health care plan.” But this, in fact, is not the case. Barack Obama mislead voters into believing they could keep their health insurance if you were among the 85% already happily insured. His message was, “ObamaCare will affect the other people, not you” (Troy). ...
It is essential for the United States government to provide its entire citizen with a free health care. This system ensures that everyone has an access to medical services regardless to his or her social status. It is an important way of preserving life as free health care plan ensures free treatment to the entire citizen. In addition, it can play a big role of ensuring that there is an improved access to health services. Ensuring that all American citizens have an access to the right health care will in turn decrease health care costs. It can also help to stop medical bankruptcies in the entire nation. Lastly, it is one way of reducing poverty as it will lower the debt of the US which would then increase employment.
...ing in the U.S. The Affordable Care Act expands the affordability, quality, and availability of private and public health insurance through consumer protections, regulations, subsidies, taxes, insurance exchanges, and other reforms. I believe mandatory health coverage is a step in the right direction towards a future with universal health care. Although Obamacare may help americans to better afford quality health insurance, it is not a national healthcare program provided to the U.S citizens free of cost. The fact that citizens will be forced to purchase ObamaCare plans or be fined or penalized on their taxes for not doing so, further suggests that healthcare today is a priviledge not a right.
Health insurance provides benefits for sickness, injury, surgery, and prescription medication. There are a variety of plans with different
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.