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The problem of debt in education
The problem of debt in education
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Around 20 million American students attend college every year; 12 million of those students seek financial aid in order to pay for their education (Lanza). Education offered to the public should be free. Public universities that once charged themselves to open doors for students are now charging students to open doors for them. These state controlled private universities hold values that correlate to ones of or like a business (Bady). Instead of opportunities being given to everyone, universities sell their products “for as much as the market will bear”(Bady). With the fall in public funding it has led to public universities putting the need to educate students on the back burner. Public schools tuition should be made free so that everyone can have the opportunity for educational, economic, and social advancement.
Tuition at public universities should be made free, including but not limiting universities such as UNC Wilmington. One of the hardest aspects of attending a university among the average middle and lower class student is meeting the expenses of a college education. Based on recent statistics it costs around $15,522 to attend UNCW. Wilmington has about six million dollars aided annually, a great deal of that number encompassing the debt of student loans. This cost includes tuition, on campus room & board, books, and miscellaneous fees (“University of North Carolina Wilmington”).
As a student that attends UNC Wilmington I understand the monetary factors that must be met in order to attend. Unlike other schools I didn’t receive a merit scholarship to attend and soon realized I didn’t have twenty grand lying around either. Great lengths were met in order for me to even be able to register for class. The first step I ha...
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... has about the same number of students as the University of North Carolina Wilmington. This college holds a full campus with housing available as well. Kristianstad offers 35 different programs (Swanson). Although taxes are higher in Sweden
The education gap between America and other countries is astounding and are only getting worse with time. Several individuals never attempt to go to college solely for the excuse that they would have no way to even pay for it. Children with all the potential in the world end up being trapped within the same economic brackets as their family is in because they see no way out of their situation. The poor remain uneducated because education is not made accessible to the average student. The need for free tuition in public colleges, and even more specifically at the University of North Carolina Wilmington is at an all-time high.
Unfortunately, my family and I fall into an area of the middle class that prohibits us from receiving need-based aid. Although I have graciously been awarded the Elizabeth Ann Seton Scholarship, without some additional form of aid, a Seton Hill education may be prohibitively expensive. My fourth year’s tuition alone would cost $37,520 with my current scholarship, and I would still have to pay for living expenses. Once my undergraduate and fifth years’ expenses are included, I will be over $150,000 in debt when I graduate. As a student who has worked exceedingly hard in the classroom and as a leader for four years, this amount of financial burden feels like a punishment. If I do not receive the Seton Scholar Award, I am not confident that I can attend Seton Hill and make the impacts I have described in this
According to Trade Schools, Colleges and Universities “Many of America's top-performing high school students never apply to the most challenging colleges and universities even though they have the ability to succeed at them. They often come from minority and low-income households and end up pursuing more affordable, less-selective schools instead.” College can be a burden to many students in a variety of different ways, but the most common reason is due to funds. Making college free for students will help this problem by increasing jobs in the work industry that require degrees, they should be affordable to all people at all cost, as well as the funds should be completely cut off because it would increase jobs and help America's economy grow.
The idea of freedom and equal opportunity that America was built on has sadly been lost and replaced with a system of quality education only being accessible by the wealthy. In-state college tuition should be free for all students meeting admission requirements, allowing students from the full spectrum of economic backgrounds to have the same opportunity to receive the same education. The incidence of poverty in the U.S. is directly linked to educational level. When a college degree is earned, income levels rise (College Board). The best use of federal government anti-poverty funds is not another welfare or assistance program; it is to make college education affordable for everyone.
When people think of college, they often think of their education like they had when they were in high school and grammar school. But colleges and universities aren’t schools. They’re all businesses. College isn’t paid for through taxes or government funded. It comes from our pockets. But other countries like Australia, England, Ireland and Germany run their colleges and universities just like a high school. Every person goes to the same college and it’s paid for through their government taxes. A college education is no longer an option, but it’s vital. The competition of getting a decent job is increasing and it’s almost impossible to find a high paying job without a bachelor's degree, which means more money goes to the already rich universities. It’s going to take a long tim...
There is no doubt that college is expensive, price tags for some universities go over a quarter of a million for just a bachelors degree! (That’s if you graduate in four too). The extravagant price for college is no doubt crazy. Trying to better yourself and your future shouldn’t cost $250,000 plus. If public universities were to be free a plethora of problems could be solved instantly. According to Forbes the National student loan debt has surpassed 1.2 trillion dollars (Denhart )! This number is growing exponentially as more students enroll in to college. Why question then whether college should be free? Well, this number is the total amount of student loan debt from all students that have exited college. Some of these students are freshly graduated while some are aged with the wisdom trying to pay their loans back. If public universities were to be free and funded by our federal government, our government would pay this amount within ten years. Relatively a short amount of time considering that the student loan debt is an accumulation debt from students that have graduated more than ten year ago, also this also greatly increase with the following years as well.
In all colleges in the United States, students are required to pay for their classes’ tuition either by themselves, their parents, guardians or a scholarship that they may have. The average tuition fee for an individu...
In reality there are so many obstacles which affect people depending on one’s economic level, education, race, gender, and area of residence to being successful. It is very appalling how some schools in some areas in US are equipped with all the resources to support high academic achievement and some schools in other low economic areas are just structured to give just the basic tool students need which perpetuate poverty and economic dependence of the people. When it comes to race, although it is considered wrong to discriminate because of race, racial discrimination still exists especially in job interviews. For example, a “non-colored” candidate could be picked over a “colored candidate”. Also the costs of colleges are increasing. In 1980 average tuition was $7,600, then in 2010 it was $27,300, and finally in 2014-2015 it became $30,094. Average American parent cannot afford the school tuition. David Sokol, from Fox News, said, “According to a recent research report from CNN/ORC International, 59 percent of adults believe the American dream has become impossible...poll goes on to state that 63 percent of those surveyed believe most children in this country will grow to be worse off than their
The price of colleges in America; whether it is a four-year school or community college, has been viewed as a major issue to millions of citizens. Numerous people have argued that an education should not cost thousands of dollars. Some have even stated that college in general should be free. Although this may seem like an amazing idea, it could actually have negative effects that people may not have thoroughly considered. As simple as an education may seem, students and parents in America must pay their way through college; for nothing is free in life. In order to keep this country functioning in a proper way, community colleges in America should not be free.
Higher education costs have been increasing at a rapid pace, faster than inflation for the economy as a whole, for the past fifty years. It started in the 1960’s when the federal government passed the Higher Education Act to increase the amount of people able to afford and attend college. Regardless of the Unites States Government efforts to increase the affordability of college, federal aid programs have not risen to expectations due to the ever-increasing college prices. To lower the price of college, the government needs to cut back on student financial spending to go only to the lowest income families and create tax incentives for families to start saving up on their own.
For most young Americans, college has always been preached to them as being a vital part to their success in the adult world; but as they reach this educative rite of passage many find they must take out inflated loans, work part time jobs, or even become dissuaded entirely due to the exorbitant costs of higher education. We must forsake this current antiquated system in favor of government subsidized tuition. Therefore, college education must be free because of its benefit to the economy, creation of equal opportunity, and the resolution of the student loan crisis.
Free college in the United States is an unrealistic dream that cannot and should not be implemented. Free college has been implemented in other countries; however the United States’ education system will not properly function as well due to several reasons. In other countries around the globe, higher education has been largely free for those who meet the admission standards. The U.S. already provides free secondary education for all students However, this free system of education does not properly prepare students for college.
Education reform has been an ongoing debate in the United States for many years. The latest argument that many politicians, teachers and even students have debated is whether or not four-year public universities should be free. Even Barack Obama pushed for a plan that would make two-year community college free for everyone. In addition to this, Bernie Sanders has made free higher education one of his main political platforms in his presidential candidacy. According to "How America 's Colleges Could Be Tuition Free," student college debt has passed the one trillion dollar mark (collegerank.net). This number is unreasonably high. With all the hype, most people’s initial reaction would be to agree with free higher education. Knowledge and education
A college education is necessary today in society. Students can focus on their academics and try to get a high score. The cost of education for each student has become more difficult to afford. Thus, many students and teachers wonder if free college tuition must be granted. Free education must be responsible and funded by the U.S. government because it will help students focus on their studies, and encourage them to work harder in school. Even thought many people think that education must be free, it is very important for many reasons such as the economy, quality of education, and value of a college degree.
Many significant questions regarding higher education are in relation to its cost, raising fears that higher education has become unaffordable. Education fee for universities and colleges has continuously grown to become one of the largest expense for most students and parents over the years, especially with the never-ending dramatic tuition fee increases resulting from public funding cuts for education by the federal and state governments. Selingo (para 3) reported that higher education cost definitely has a direct impact on access, thus, the frequent increases in cost are logically of great concern to many, including parents, students, and education policymakers. In other words, this has disadvantaged the poor families, resulting in unequal education opportunities for Americans and putting attainment of higher education in danger of becoming a hereditary privilege rather than a right for all people (Selingo para 6).
Obtaining a good education is probably one of the most sought out dreams in America. Although education is free for all American citizens, there are several obstacles that impact the population from receiving equal education benefits. Two groups that experience a difference when receiving an education are the rich and the poor. Inequality among different social classes in America can make it extremely difficult for the poor to receive the same type of education as the wealthy. These inequalities can lower the chance of individuals living in poverty stricken communities from receiving a reasonable education. Education can be impacted by location, wealth, and state funding. Each factor plays an important part in the education citizens across