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Important aspects of the Affordable Care Act
Aca pros and cons
Important aspects of the Affordable Care Act
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The bad and good of PPAC or commonly known ACA What is ACA PPACA or ACA for acronyms, PPACA represent Patient Protection Affordable Care Act finalized with impact of the law to Affordable Care Act. For once, both acronyms did not reflect a word for health or a word for healthcare. How then ACA becomes the law for healthcare coverage. Well to gain the support of the senate, ACA is presented to the people, as an individual benefit for equal health provision for equal coverage is the mandate for healthcare insurance as pledge to close the disparity of the type of health service receive by the poor. According to Glenn Kessler, (2011), for fact checker for ACA quoted the president pledge that “if you like your insurance, you can keep it” for cost Is ACA Good or bad for healthcare coverage? You to decide Is the anonymous view of average Joe and the view of health insurance industries for Affordable Care Act can save individual money, but only if the individual know how it works to make a good choices. A simple subsidy for low income workers would have been a lot simpler. Insurance companies wouldn 't have to make up losses by jacking up costs and the average Joe wouldn 't have to pay a fine for not buying health insurance. I think the biggest problem is the assumption that having insurance equates to having affordable healthcare. Americans have been barraged because the ACA is built on the premises that health care is not a privilege, it is right and is a requirement for the law available to all American for healthcare coverage create mix feeling is ACA is a curse or a blessing. For ACA there is more of the negative than the positive for the poor, the independent contractor, the individual, the business, employers and the employees, and the legislature have everyone guessing who the beneficiary of Affordable Care Act
The GatesburgGoGreen Initiative is a bad idea and may cost tax payers more money if not done correctly. Adding an extra bin for recyclables will add more confusion on what goes where. Like its said in the No Recycling Laws for Gatesburg "Coffee grounds go in the green bin, but what about a plastic container of yogurt that has gone out of date?" Not only will this extra bin cause confusion, but also has some privacy issues.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
“FERPA [Family Educational Rights and Privacy Act] essentially means you have no right, as a parent, to know what or how your children are doing in school.” Michele Willens says this in her article, “College Students Have Too Much Privacy” about the FERPA act that was passed in 1974. It was originally put in place to protect the privacy of students, but it also keeps information private from the student’s parents, or current gauardians. Because so many parents waste money on college students that might miss classes or even drop out without them knowing, the FERPA act needs to be reformed.
Within the period of 1900-1920, many national reforms were rising to the top as Progressive Era reformers and the federal government heard the voices of the people. The effectiveness of Progressivism is a controversial subject for some, but the future was changed through the events of any actions a president made, the rights of people, and unfair treatment and conditions. This era brings changes to our society that also changes the future of it. These two decades brought forth successful times in bettering America.
Sever misinterpretation of the legislation distorted public opinion. Many people did not understand the impact that the ACA would have on employers and the coverage that they would be mandated to supply. Companies who employee greater than 50 employees are required to make coverage available and contribute to the cost or pay a fee; however, they qualify for the Small Business Health Options Program (SHOP) and are given tax breaks to help defray the cost (Reisman, 2015). Based on Reisman’s research, employers who have greater than 50 but fewer than 100 employees can obtain coverage for employees through state-based insurance exchanges and those who employee less than 25 full-time employees also qualify for tax breaks to help with costs. Another common misconception was that the ACA would afford illegal immigrants the opportunity to have healthcare. The ACA law excludes undocumented immigrants from these new coverage options and offers reduced benefits for those legally present (Shaffer, 2013). There are some parts of the Affordable Care Act that are hard to understand or conceptualize. One example understanding how the ACA will save health care dollars in the long run when it will significantly increase healthcare spending during
In order to have an amendment ratified, you must have a total of 38 states. The ratification process can be very long, each amendment is given seven years to try and get all 38 states to ratify it. If ratification does not happen during this time, then the amendment will die. The child labor amendment only had 28 states ratify it. While the Equal Rights Amendment had 35 states ratify it. The ERA was actually extended to ten years but still did not make the cut. It was ratified by 30 states, just in one year. It slowed down very quickly. People were afraid of the things that could happen. Some women even thought that they were suppose to work at home, so why try to be like men? These things caused the ERA not to get passed.
I disagree with this statement because the Affordable Care Act (ACA) has been beneficial in a variety of ways. The ACA has many different components that facilitate better outcomes for patients such as insurance reforms that end pre-existing conditions as well as individual and employer mandates. I believe that the Affordable Care Act (ACA) will achieve its original goals of expanding access, making healthcare more affordable and improving the quality of care for millions of Americans. The ACA expands access through a variety of means. The Medicaid Expansion is one example. It provides medical coverage to Americans who were once limited to health insurance related to cost reasons. The Medicaid Expansion will benefit childless and low income adults who currently are disqualified from Medicaid regardless of income. This in itself will help millions of Americans gain access to healthcare if their state has opted in. Also, the ACA expands access through employer and individual mandates. The employer mandate will allow large employers to provide health coverage to their full time employees at descent rates and the individual mandate will allow Americans to purchase federal subsidized...
Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have “Section 1342 of the ACA makes taxpayers responsible for bailing out insurance companies if the need to do so arises.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act). Although tax payers are legally obligated to finance federal programs such as the ACA, there are many who do not believe this is fiscally responsible. “Economist Laurence Kotlikoff estimates that average rates of taxation would have to rise 56% to cover projected increases in federal expenditures.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act).
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Therefore, the Affordable Care Act increased access to healthcare. The group that benefited the most was the individuals with pre-existing conditions. Prior to Affordable Care Act, insurance companies had the right to deny the application of those with pre-existing condition like asthma and diabetes. However, with the ACA, insurance companies cannot deny their application and they can’t increase their premium. Another group that had advantages of this new act are the poor people. People who are up to 138% of poverty level or the individuals that make less than $15,854 a year will be eligible for
Implemented (along with Medicare) as a part of the Social Security Amendments of 1965, Medicaid’s original purpose was to improve the health of the working poor who might otherwise go without medical care for themselves and their families. Medicaid also assisted low income seniors with cautionary provisions that paid for the costs of nursing facility care and other medical expenses such as premiums and copayments that were not covered through Medicare. Eligibility for Medicaid is usually based on the family’s or individual’s income and assets. When the ACA came into effect in 2010, it began to work with the states to develop a plan to better coordinate the two ...
The ACA expanded Medicare/ Medicaid, strengthened employer based care, and included an individual mandate. Before the ACA there were 32 million people uninsured and “approximately half, or 16 million, will gain coverage through an expansion of Medicaid” (Barr, 2011, p. 292). To improve the cost of care the ACA required employers with more the 50 employees to offer plans and individuals would have to purchase plans from the government. “ACA does not address directly the issue of disparities in access of care based on a patient’s race or ethnicity, it does impose on providers the responsibility for collecting data on the race or ethnicity, primary language, disability status, and similar demographic characteristics of patients cared for” (Barr, 2011, p. 293). The ACA strives to give health coverage to all but the power still lies in the private sector.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.