Wait a second!
More handpicked essays just for you.
More handpicked essays just for you.
Economic implications of health insurance
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Recommended: Economic implications of health insurance
Preventive healthcare is particularly important given the global rise in prevalence of preventable behaviour and exposures and leading causes of death including cardiovascular disease, chronic respiratory disease, unintentional injuries, diabetes, and certain infectious diseases. Preventive healthcare services include screening, immunization, identifying risk factors for a disease, and discussing tips for a healthy lifestyle. Many preventive services are recommended for elderly individuals. Medicare currently covers 21 different preventive services, including mammograms and pap smears (Centers for Medicare & Medicaid Services [CMS], 2010c). Until recently, these preventive services were subject to different degrees of cost sharing. In some …show more content…
The proposition that “prevention saves money” leads into highly contested economic territory, not least because the benefits of prevention are often deferred for years and may be politically “invisible” (Russell, 2007). However, this does not explain why the level of investment in prevention activities has been so small. In the 7 years to the 2005–06 financial year, public health expenditure as a percentage of recurrent health spending did not change, remaining a tiny fraction (2.7%–2.8%) of recurrent government health expenditure (AIHW, 2008). This was despite high levels of community support for spending more on prevention and public health ahead of treatment of disease. In the financial year 2005–06, total government spending on public health activities was $1.468 billion. These activities included those seen as primary prevention (immunisation, school-based health promotion programs, education and control activities in relation to substance misuse) and others seen as secondary prevention (cancer screening programs, detection and treatment of sexually transmissible infections) (AIHW, 2008). The federal government provided $797 million (54.3%) of these funds, but was responsible for only $439 million in direct expenditure. The remaining $358 million was provided to the states and territories in the form of Specific Purpose Payments, including $160 million through the Public Health Outcome Funding Agreements. In 2005–06, public health expenditure across Australia was an average of $71.40 per person, ranging from a low of $64.98 in New South Wales to a high of $284.94 in the Northern Territory (AIHW, 2008). Access to healthcare and preventive health
Topic 3: "Outline the social determinants of health in Australia and provide a critical analysis of these determinants. Discuss the current health status comparisons between Indigenous and non-Indigenous Australians and interventions to remedy these inequalities.”
The Australian Health Care System is regarded world class for its effectiveness and efficiency. It consists of the mix system of health providers in both the private and public sector. The funding mechanism is highly advantageous to its entire citizen, which consists of the 30% Rebate, Pharmaceutical Benefit and Medicare. In particular, Medicare has been ensuring all Australian nationals with access to free and low cost medical, optometric, hospital care with special option to private health services in special circumstances.
PR Newswire. (2013). Shifting toward preventative healthcare models in the United States. Retrieved from https://csuglobal.idm.oclc.org/login?url=http://search.proquest.com.csuglobal.idm.oclc.org/docview/1442369628?accountid=38569
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
...ions are ageing and increasingly, people are living with one or more chronic conditions for decades (World Health Organization, 2011). If the government can assist in regulating preventive health measure for citizens it will years down the line prove to be a cost effective measure. World Health Organization (2011) states that many chronic conditions were avoidable had the person ben able to receive the preventive education and care needed. Business owners may experience a slight inflation in cost to insure their employees but it does not amount to nearly half as much that will be saved by all citizens having access to preventive medical care.
It has one of the highest life expectancies in the world. In order to prevent the smallpox epidemic, the early health care developed in Australia was in 1788, after the arrival of Captain Arthur Phillip and the First Fleet with the establishment of NSW public hospital. Eventually, in 1984 a universal public health insurance scheme; Medicare was introduced to provide free or subsidized treatment. A visit to a GP in Australia costs about $50-$80 , when they are sick. About half of the money is reclaimable through a nationwide Medicare insurance Scheme. Whereas, prescribed drugs mostly are funded through Pharmaceutical Benefits Scheme (PBS) to the residence of Australia, as well as certain foreign visitors. Moreover, treatment in public hospitals is completely covered by Medicare, though people with private health insurance often choose to use private hospitals. For the people in Australia, Australia’s healthcare is delivered in three different areas such as Hospitals (private and public), Primary health care and other recurrent care (AIHW,
In order to make ones’ health care coverage more affordable, the nation needs to address the continually increasing medical care costs. Approximately more than one-sixth of the United States economy is devoted to health care spending, such as: soaring prices for medical services, costly prescription drugs, newly advanced medical technology, and even unhealthy lifestyles. Our system is spending approximately $2.7 trillion annually on health care. According to experts, it is estimated that approximately 20%-30% of that spending (approx. $800 billion a year) appears to go towards wasteful, redundant, or even inefficient care.
National health systems are assessed by the extent to which expenditure and actions in public health and medical care contributes to the crucial social goals of improving health, increasing access to quality healthcare, reducing health disparities, protecting citizens from penury due to medical e...
Ormond, B., Spillman, B., Waidmann, T., Caswell, K., & Tereshchenko, B.. (2011). Potential National and State Medical Care Savings From Primary Disease Prevention. American Journal of Public Health, 101(1), 157-64. Retrieved February 23, 2011, from ProQuest Psychology Journals. (Document ID: 2233850141).
Approximately 1 in 5 Americans do not have medical insurance and are more likely to lack a usual source of medical care, and more likely to skip routine medical care because of the very high costs, increasing their risk for serious health conditions. For the program, increasing the access to routine medical care and medical insurance are very important steps to achieve their goal of improving America’s health. The access to health services leading health indicators are those with medical insurance and a usual primary care provider. The access to health services in a regular basis can prevent disease and disability, detect and treat health conditions, increase quality of life, decrease the probability of premature death, and increase life
Preventative healthcare is an accessible area that continues to increase in the healthcare segment. Preventative healthcare utilizes various methods to educate and avoid illnesses. Preventative healthcare also strives to improve the overall health wellness of Americans (Benedictine University Online, 2015). The functions of preventative health care inform the population, promote healthy lifestyles and provide early treatments for illnesses. The goal of prevention, also known as intervention is to reduce risks and threats to health (Benedictine University Online, 2015). Therefore, primary, secondary and tertiary are three principal components of the healthcare system.
Some people get stuck with a bill they must pay out of pocket after thinking that Medicare had their back when they didn’t. That’s why patients must always ask what their insurance does and doesn’t cover especially because most of the people on Medicare are old and non-working citizens that don’t have money to be paying out of pocket. The most important things that Medicare doesn’t care are most dental care, eye exams for glasses, and hearing aids. These are things that many older people which make up roughly 46 out of the 55 million of those on Medicare really need but can’t afford. But there’s also things that Medicare doesn’t cover that is implied for example cosmetic surgery, acupuncture and
Turrell, G. et al. (2006) Health inequalities in Australia: morbidity, health behaviors, risk factors and health service use. Canberra: Queensland University of Technology and the Australian Institute of Health and Welfare, 2006. Retrieved on March 29th, 2011 from http://152.91.62.50/publications/phe/hiamhbrfhsu/hiamhbrfhsu-c00.pdf.
Instead of waiting for a condition to arise in the human body, people should practice preventive care to maintain ideal health and prevent illnesses from occurring in the first place. Preventive care includes such things as immunizations and vaccines, routine physicals, regular medical checkups and periodic colonoscopies.
...These services can be a key to improve health of many citizens and keep rising health costs under control. Preventive screenings and counseling on topics such as losing weight, treating depression and alcohol consumption can make it possible to detect many diseases in the early stages, when it is treatable, and reduce health care costs in a long run (America’s Health Insurance Plans, 2007).