The Four Basics Of Medicare

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Recommended: History of Medicare

Medicare, established since 1966 is a single payer, national social insurance program administered by the federal government. It applies to those whom are 65 or older, younger people with disabilities, and people with permanent kidney failure. There are 4 parts to Medicare, Part A Hospital Insurance, Part B Medical Insurance, Part C Medicare Advantage Plans, and Part D Prescription Drug Coverage. Medicare itself covers the basics from Hospital care to Home health services. There are many things that come into play on what Medicare can and can’t cover. The first being federal and then state laws that vary depending on the region where you live. Usually Medicare makes national coverage decisions to decide what is covered throughout the United States. Also, local companies can deem something either necessary or unnecessary in certain areas. Part A covers most tests, treatments and doctor visits a long with supplies needed like wheelchairs and or walkers that are considered necessary to treat your condition or disease. Part B of Medicare which is medical insurance only covers services that are considered medically necessary or …show more content…

Some people get stuck with a bill they must pay out of pocket after thinking that Medicare had their back when they didn’t. That’s why patients must always ask what their insurance does and doesn’t cover especially because most of the people on Medicare are old and non-working citizens that don’t have money to be paying out of pocket. The most important things that Medicare doesn’t care are most dental care, eye exams for glasses, and hearing aids. These are things that many older people which make up roughly 46 out of the 55 million of those on Medicare really need but can’t afford. But there’s also things that Medicare doesn’t cover that is implied for example cosmetic surgery, acupuncture and

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