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Every year, millions of people in the United States are affected in some way by identity theft. Fraud and identity theft are difficult to detect and resolve, and unfortunately many people are more vulnerable than they think. The good news is that there are ways to keep yourself safe and protect your valuable identity and financial information. Here are the five best steps to take to safeguard yourself and your identity.
<h3>Get a Smart Card</h3>
One of the most common forms of fraud involves stealing and using a credit card, and there are few barriers in place to prevent this from happening. With EMV-standard smart cards, however, a microchip embedded in the card adds a more robust layer of protection, generally in the form of a pin number. Though many retail stores have not yet introduced EMV-compliant hardware, that is expected to change by the fall of 2015. In the meantime, smart cards can still be used with older hardware, and the retailer assumes all liability in the event of fraudulent charges.
<h3>Protect Your Smartphone</h3>
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Mobile banking, financial monitoring apps, passwords, credit card data and other important information can all be stored on your phone, and it can easily fall into the wrong hands if left unsecured. Be sure that your phone is protected by a unique password, and set it to automatically lock after a period of inactivity. Most phones also have an option to erase all stored data if the password is entered incorrectly several times in a row. Finally, consider using a phone tracking service that allows you to track your phone via GPS and lock and wipe it if it's ever
In William Safire’s “The Threat of National ID”, he argues against a National ID card. Safire published an article in the New York Times to establish different context. Safire gives details about the use of National ID card at different places in different situations. He emphasizes that many Americans are willing to give up personal privacy in return for greater safety, but none of us have privacy regarding where we go and what we do all the time. Safire disputes that mandatory National ID become necessary for people to prevent fear of terror attack.
Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information. The harm that an identity theft can cause can be from minor to severe. As a result no one would want to become a victim of an identity theft crime because we would never know if we can even restore everything to its original state. For those that have a dependency on technology, be careful about what you do, what you put on the Internet, what information you give out, this is because it could come biting you back into the future.
Identity Theft is a severe and important issue that needs more recognizing than is currently has now. Identity Theft is when mean people go around and try to steal your Identity. If they are successful and have stolen your identity they can buy items and you will be charged. They can also ruin your credit history and reputation with your Identity. Identity theft happens every day and many people are affected daily. If your identity gets stolen it may take years to get all your stuff back. It may even cost you money to fix it! This will tell you everything you need to know about Identity Theft and hopefully we can put a stop to it.
The author answers many difficult questions that a person may have while learning about this issue. She warns her audience about the time consuming recovery process, saying how there are, “400 steps you have to do,” and goes on to say, “You’re just on your own.” It is hard for many victims to get the help they desperately need, since law enforcement simply does not have the time to investigate all of the numerous identity theft cases. Shin provides great advice for people who suspect they are dealing with an identity theft criminal and says to, “Take meticulous notes: the date, who you talked to, what they said. I can’t tell you how many times I’ve had to refer back to my notes.” She explains how taking notes can help the victim take control of the situation and stay ahead of the criminal. Although it may seem like the world is coming to an end, Shin explains how it only takes one mistake for the criminal to blow their whole cover. She says, ”And when she signed up for a utility or phone, she used her name. Since it was linked to my Social Security Number, it updated it with fraudulent information.” Although these life ruining people are criminals, they are still just normal people who make mistakes and will end up being
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
Identity theft is no new problem in our world. It has occurred for decades and only grows more popular with criminals. Due to our world’s expanding technology, identity theft is becoming easier to commit and harder to detect. Luckily as the criminals technology becomes more advanced, so does out justice system’s technology to help fight the crime. The number of criminals that engage in the fraud and thievery will only grow due to the lucrative nature of the crime, but also will the forces that are established to stop them. This white-collar crime will gain more attention and therefore more laws will be passed to protect the public from becoming victims. With the use of laws, task forces, and the education and awareness of the public, identity theft will be given more attention and focus to hopefully deter future threats from occurring.
credit or debit cards accessible in one easy location and it’s even got the extra security of the
In modern days, there is a type of crime that is growing very fast. It has become a very popular crime because it’s easily done, and it doesn’t leave a big trace, whether the crime is successful or not. The crime in question is Identity theft. Identity theft is a crime that involves a person or group pretending to be someone else for their own personal wants. The criminals use personal financial information such as social security number, bank and card information, your address and other personal information. According to the Insurance Information Institute, 15.4 million U.S. consumers have been victim to this crime, amounting to a loss of $16 billion, making it the most growing crime
Identity theft is one of the most well known fraud and many people try to prevent it while fraudsters are looking for new ways to obtain it. The higher risk groups are college students and children. The main goal is to keep watch over your finances, credit score, bills, and passwords. Never let anyone know too much of your personal things. Families are usually scammed by other family members because they know where everything in that household is. You have to watch who you trust and it is sad. Not a day goes by when someone’s identity isn’t stolen. You can’t prevent all frauds but you can try your best to. Learn the warning signs to different types of fraud and find out solutions to keep yourself, your business, and your family financially, emotionally, and physically safe.
Millions of people all around the world are using Smartphones, like iPhones, which turns out to be crucial part of our lives. We are using them not only for calling but we also store unbelievably huge amount of personal information. We have there all our contacts, calls and messages and all our pictures that we save and keep in the phones. A
Your identity is unsafe in more places than you may realize. Every store you walk in has the possibility or either having someone behind the counter, or someone hacking into a business from outside, readily waiting to steal your identity. Using your credit card in any store is never safe no matter what signs are posted around the store, or how big the company is; it’s not always the people who work there that want your identity. The article Identity theft growing, costly to victims in The Arizona Republic, J. Craig Anderson ...
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
In conclusion, identity theft is illegal, unethical and very dangerous to the victim. This is because identity theft can cause a lot of financial and reputation damage to the victim and his/her family. It is a shame that there are so many cases of this crime in the world today. Having said all of this, it is really important to prevent identity theft by being careful of your actions. However, as technology is advancing, it is becoming more and more harder to do so. Due to this fact, it is important for each individual to know what identity theft is and what they can do to prevent it from happening. After this is accomplished, identity theft will be minimized and this world will be a better and safer place.
"Identity Theft and Your Financial Life." Daily Record [Baltimore] 23 Aug. 2004, Special to the Daily Record ed.: n. pag. eLibrary. Web. 6 July 2011.