Tommy Parks
Andrew Bates
ADMJ 333
October 6, 2015
Identity Theft Identity theft can happen to anyone. Identity theft is nothing new, it has been happening to people for decades. Before computers were prevalent, identity theft occurred when criminals would steal purses and wallets. With computers being more ubiquitous, ID theft has become easier to get away with, whereas prior to computers, thieves would have to go into banks and would have a higher chance of being caught. Identity theft will happen to you.
With the advent of computers, identity theft has become easier and more difficult to catch. Thieves will go after people’s personal information such as, driver licenses, social security numbers, e-mail addresses, and even telephone
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This cliché holds true for identity theft. There are many simple ways to prevent being victimized. Always use a secure computer and not a public computer when doing online banking. Public computers and Wi-Fi hotspots are more prone to being hacked and gaining personal information. Always be aware of your surroundings, especially when doing banking on your computer in public, or using an automated teller machine, more commonly known as an ATM, or as your grandmother would call it, a Verateller. Never leave behind or throwaway bank statements form these machines or in general. When you need to dispose of sensitive documents, always shred them or if you want to have fun, burn them. My bank told me one way to be absolutely sure to prevent ID theft is to never let you credit card leave your hand, if you need to let it out of your hand, use cash. Lastly, “Your e-mail inbox and social media pages can be rich sources of data for thieves. For example, a crook who hacks your e-mail account could go to the Web site of, say, your bank, enter your e-mail address as your user name and click on a link to request a new password [then log into your e-mail and rest the password].”
Lenders loan money. They try not to give it away. Places that give it away are called charities. If you fall behind on your payments, you will learn quickly that banks aren 't charities. Lenders also like to look at your payment history. Some people pay every payment on time. Banks love these people. They are considered low risk. Their credit scores are high. Everyone smiles when they think about these people. Some people pay every payment. They 're just not really very picky about when they get it paid. Banks kind of like these people because they get their money and make a little extra from late fees. They create extra work for the bank employees, but at least they get more money for their troubles. Other people eventually pay the loan,
Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information. The harm that an identity theft can cause can be from minor to severe. As a result no one would want to become a victim of an identity theft crime because we would never know if we can even restore everything to its original state. For those that have a dependency on technology, be careful about what you do, what you put on the Internet, what information you give out, this is because it could come biting you back into the future.
The Internet plays the biggest role in identity theft. On the Internet, a thief can hide from detection while stealing peoples’ identities from their homes, being able to steal peoples’ information one by one “then disappearing into another identity,” (Vacca 60). Internet fraud consists of two phases. The first being spoofing where a fake site is set up made to look like the real thing. Once that is completed the second phase, phishing, begins. This usually starts with an email that uses the
Each year around 15 million United States residents are affected by Identity Theft. This causes financial losses of around $50 billion per year. The average amount of money stolen per victim is $4950! That is a lot of money that is just taken from people with little things they can do to affect their identity from being stolen. The most common age group for Identity Theft is 18-24. The 18-24 age groups hold over 20% of all Identities stolen. Did you know that around 6% of adults are affected by Identity Theft? People who steal other peoples Identities are just really rude. Most people work very hard to earn their money and when it gets stolen from them it is just wrong. According to statistic brain the Identity Theft fraud rate is growing very slowly each year, but it needs to be stopped completely.
Homelessness is a condition of people without a regular residence. People who are homeless are usually unable to acquire and maintain regular, safe, secure, and adequate housing. Homeless people constitute a demographically diverse population, and the situation is a critical problem in United States. The homeless are known as “the wondering poor”, “sturdy beggars”, and “vagrants”. This condition often occurs due to poverty, but this is only one of many reasons a person can be homeless. In addition to poverty, homelessness occurs as a result of drugs, mental illness, disasters such as hurricanes, or even domestic abuse. It is not a criminal activity.
Have you ever wondered how some athletes have gotten so good at a certain sport? Have you ever thought about what they did in order for them to get this good? For some the answer is simple; workout and train. But for others the answer is different; the use of performance enhancing drugs such as steroids. There are some people that argue that steroids should be legalized and allowed in professional sports. Other people argue that steroids should not be allowed. Today I am going to state my opinion and justify my reason. Steroids should not be allowed in professional sports because it can be very dangerous to the athlete’s health, it is a way to gain and un-fair advantage and it can be dangerous in both social and physical aspects.
Identity theft refers to unlawful activities which specifically compromise another person’s identity. According to the US Department of Justice (DOJ), identity theft is an activity “in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.” Such personal data can include names, Social Security numbers, birthdates, bank accounts, credit card numbers, or medical records. Identity theft can also be part of or enable other types of crimes such as bank, credit card, document, employment, or immigration fraud; robbery; and burglary, for example (Finklea, 2010, p. 2). Identity theft exists on a continuum with simple unauthorized credit card charges on one end all the way to having one’s identity completely assumed by another.
Credit cards are something that are almost needed in everyday life now, as most dont have the money available to purchase a car or house and so need credit, thus needing credit cards to help build that credit. Those cards are hard to handle, and receiving applications in the mail daily, and commercials appearing on television don’t seem to make the struggle of staying away any easier. This starts to spark an interest. So people begin to think, "I think I 'm responsible enough to get a credit card, I 'll only use it for emergencies." Then the application process begins and it may take a couple times to finally be approved for one. This only makes it worse, of course, because realizing how long a credit card wasn’t applicable to life, but now
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
Saleh, Z. (2013). The impact of identity theft on perceived. Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/
Over the last ten years people in the United State and around the world have heavily relied more on their debit or credit cards to process transactions of their purchases. In the old days it used to be when you would get your paycheck on Friday and rush to the bank during your break or lunch in order to cash withdraw your funds or deposit them into your account. It used to be where you carry cash to buy groceries, pay bills, and go shopping. Now some people don’t even set foot inside their bank branch because they are paid using direct deposit or the funds are loaded into a debit card provided by their employer. Many employers from around the globe don’t even issue paper check anymore. Bills are often times paid online, babysitters are accepting electronic payment such as PayPal and even food trucks now take electronic payments. According to a Washington Post column by Michelle Singletary society and businesses embrace using cashless ways to pay for things than the old time traditional “cold hard cash”. In my opinion there should still be cash circulating out in the world. My first ...
In 2015 alone there were “3,185,996,155” internet users and today those numbers are still growing (“Internet Users”). With that in mind, internet privacy is a bigger issue than ever thanks to everyone’s obsession with technology. We now live our lives on the internet constantly posting, blogging, Tweeting, Facebooking, and Youtubeing. The list goes on and on. Each time we do these things we give away more and more information. This constant feed of data allows the government to track specious activity. But, many people feel that the constant monitoring is violating their privacy and human rights. They also just feel weird about it in general, like a “Big Brother” situation. Although the founding philosophers never discussed the internet directly, many of their core philosophies still apply and can help us better understand the issues at hand. I believe that governments in-depth tracking of specious activity and people on the internet could overall benefit society and specifically prevent terrorism, child pornography,
It’s hard to imagine a place that is never seen but is just has dangerous but that same place gave us great wonders the internet for all the good that it’s brought us it also has a darker side that some of not heard of the dark web or deep web a place where criminals are nameless, faceless and can get into are life’s more intimately then if they were there in person. With are lap tops, phones and other electronics being connected and almost all these devices have cameras built in to them and is connected to the internet It’s easy for someone to spy or go through your personal contacts, even track your movements. The big question is can it be policed and what new technology can be developed to help.
Identity theft is a non ethical criminal offence. It is when someone gathers someone’s personal information and uses it against them. Fraudsters usually get a hold of personal information using three methods: information given away, offline methods and online methods. People commit this crime for many different reasons, but they all have one common goal of using some else’s identity to their advantage. There are many different type of identity thefts, which are categorized on what the criminal is using the identity for. Having said all of this, identity is a crime that can cause a lot of finical and reputation damage to the victim and that is why it is important to prevent it. Identity theft can be prevented if everybody knows exactly what it is and what they can do to keep their identity safe.