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Going into college everyone expects us to know what we want to do with the rest of our life. That is a huge decision to make after living only 18 years. As teenagers we can’t decide what we want to where the next day, how are we supposed to choose what we will do for the rest of our lives? With the average cost of college ranging between $8,500 for a four-year public college and $29,000 for a four-year private college per year. (College Board) Can college students afford to make the wrong decision? Shocking facts reveal that around 75 percent students will switch majors from the time they start college till their graduation day.( Freedman) This just adds more money on to the two words no one wants to hear, “Student loans.” When we finally get to graduation the excitement is short-lived with the way the economy is going now. A college degree may not be enough to land a job that will pay the bills and 6 months later we start to get the bills for that degree.
Entering into college, I thought I had everything figured out. I guess you can say I got a rude awakening. First thing I learned is that high school did nothing to prepare us for college. Attending the first class I was blindsided by the amount of work expected and how much was taught in
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Even later in our lives we will continue to learn new things about the way we work and learn. After taking the Holland Code quiz in class and again on-line I have learned that I am an ESC. These letters stand for Enterprising, Social, and Conventional. When looking at the map I fall on the left side and my first category Enterprising includes my future career. Social my second category includes a lot of things I enjoy doing and the conventional my final category has many skills that I need to succeed in my career path. Learning about my personality helped my reassure myself about the major I
One statistic that Owen and Sawhill presented was “Hamilton Project research shows that 23- to 25-year-olds with bachelor’s degrees make $12,000 more than high school graduates but by age 50, the gap has grown to $46,500 (Figure 1). When we look at lifetime earnings—the sum of earnings over a career—the total premium is $570,000 for a bachelor’s degree and $170,000 for an associate’s degree. (Owen, Sawhill pg 641). Owen and Sawhill also mention that “with tuitions rising faster than family incomes, the typical college student is now more dependent than in the past on loans, creating serious risks for the individual student and perhaps for the system as a whole, should widespread defaults occur in the future. Federal student loans now total close to $1 trillion, larger than credit card debt or auto loans and second only to mortgage debt on household balance sheets” (Owen, Sawhill pg 642). Basically, what the authors are saying is college is expensive, but for some career paths, the training and education received in college is necessary to have that job and the benefits outweigh the costs. With a high paying career where a college education is necessary, paying off student loans is no problem. On the other hand, people who go after low paying careers that don’t necessarily need a college degrees,
The second chapter of this book advocates students to attend college, even if they must take on a moderate amount of student loan debt. They give statistics showing the tremendous gap in wages between a college graduate and a non-college graduate. The third chapter of this book argues the opposite viewpoint of the second chapter. The author states that the cost of college today is too high and that there are too many college graduates flooding the job market causing many of them to go unemployed or seek low level jobs that do not pay enough to pay off their student loans. Both of these chapters will help me to show the two main ...
“Why College is Still Worth It Even Though It Cost Too Much.” Money.com (2015): N.PAG. MasterFILE Complete. Web. 11 Oct. 2016 The author of this paper address that a lot of college students feel like the time, money, and effort is not worth it; However, studies show that it does pay off by receiving higher pay, better work hours, and better benefits, such as insurance plans. A poll was done using college alumni to see if they thought that college paid off, and of the 30,000 that were in the poll a majority of them agreed that it did. Also, the writer includes several other polls conducted to show the life-long impacts of a college education, which includes better career and friendship
Many parents tend to question if they or their child is ready for early college. They fear their child isn’t mentally or emotionally focused to go off to college by themselves. What they don’t realize is students going to college early bring about better jobs, connections, opportunities, and a better experience.
Everyone knows that going to college and getting a degree is the most effective and guaranteed route to ensure a prosperous financial future, right? College is considered by most to be the best investment you can make in life, but what happens when that investment leaves you drowning in thousands of dollars in debt right after graduation day. This is the situation that millions of college graduates are faced with in 2016. Rising college tuition perpetuates student debt and is on a sharp incline and it seems to have no ambition of ever slowing down. The effect of this catastrophe is felt by millions of families across the country who now question, “is college really worth it?”
A $60 billion plan is being invested by Barack Obama for two free years of community colleges for American citizens in order to help with financial need. That means Obama is trying to get community colleges to be free to students that need extra support as they are living or growing up in an unstable house. Yet, community colleges being free would cause problems for many students that do not belong there. Money then would be given to all the students that are attending a community college, even though some of the students do not need extra support, nor want to be there in the first place. By doing research, it shows that community colleges are affordable to those that put forth an effort and universities would be shied away due to the price
Once a person graduates from high school they are left with a difficult decision, wither to go to college or not. Some families this is not an option, their kid will go no matter what, but many students do not want to go to school and have so much student debt by the time they finish that they will have to pay off that they decide that college is not worth it. According to Craig Smith in his article in Education Digest he says, “too many families cannot afford to send their children to college so the student is left with making the decision on wither to go to college and collect debt or just skip college altogether” (Smith 42). He has a good point. Too many students feel like they have to pay so much yet they are not really getting much out of it. Smith later on in his article states, “We must stop balancing our state and institutional budgets on the backs of students and families” (Smith 46). School should not be all about money, it should be about helping the students get the education that they need so they can make it out in the big world. If a student is so worried about how they are going to pay their school bill they are not going to be focusing on their class work and it ...
Although a college education grows more and more expensive every year. People begin to question whether college is a good idea to invest in or not. “As college costs continue to rise, students and their families are looking more carefully at what they are getting for their money. Increasingly, they are finding that the college experience falls short of their expectations”(Cooper. H Mary). Many people believe that the cost of a college degree has outstripped the value of a degree.Studies show that a college degree will increase your earning power. A lot of people say that a college degree now is worth what a high school diploma was wor...
What if one day the tuition of your community college was to become free? If you couldn 't afford college would you go? That’s exactly what President Obama is trying to propose in his State of The Union speech on January 20th 2015. In his words he claims “to lower the cost of community college, to zero”. I am a community college student freshman at Frederick Community College. Being a community college student I value my education and feel if this new proposal is to be put in place there will be people who don’t want to be there just like high school. Community college is something that runs in my family as my two cousins have attended a junior college in the past. I am in my first year at community college and can say that it is a lot different from high school as far as the expectations and work load. There are essentially some problems with this new proposal. Once I heard that President Obama
Attending college has changed quite a lot throughout the years. When it first arose, it was only accessible to the wealthy, and it was unheard of for everyone else. Only a few decades ago a bachelor degree could almost guarantee a comfortable job, and it was another advantage to any resume. In our current times, many students struggle and are unable to go to college due to the rising price tag that is not showing any signs of slowing down. A college degree is what most employers look for now-a-days, making it more essential than ever before. Unfortunately, it is becoming increasingly difficult to attain one. College tuition and fees should be lowered because 1) student loan debt is crippling for college graduates, 2) lower tuition will increase the accessibility of education, and 3) regulated tuition would lead to a
The life I have had so far has taught me a lot about academic and life skills; from when I was about six to the age I am now. I am always learning and happy to learn new things. I might not know what I want right now, but I do know that I want something for my life; I want to go to college, so I could make the future I see happen. As you 're reading this you 're probably asking yourself why? Why does going and graduating college mean so much to her? What makes her different from all the others? Well, to answer all those questions you would have to continue reading as I explain some of the moments in my life, in which they brought me to the conclusion that I have to go to college.
Community colleges in California should offer two years of free education to students that are responsible. First, by making community college free for two years, struggling low income families can get a two year education at their local community college. By going to a free college people can save money for two years and transfer out to a better college with the money that they have saved. More student will switch from expensive colleges, and come to a less expensive college and acquire their Associate's degree. Next, some of the students will realize that they are going to graduate from an expensive college, and they are going to leave with a diploma and a huge debt in loans. Some people just need an Associate's Degree to get the job that they want and people can get that in two years. For example to become a police officer, people need an Associate's degree, and be twenty one years of age. Last, the crime in the cities will be reduced if community colleges would offer free education. Most people that are in the streets doing bad things are the ones who dropped out of high school because college was going to be too
Starting college is an intense and confusing event that plagues all recent high school graduates. It is like trying to run when all you can do is crawl, and for many freshmen, myself included, one can get easily overwhelmed by the daunting task of picking a major when less than two months ago some of our parents still packed our lunches for us every morning. The concept of entering college tends to be frequently skewed and expecting an eighteen year old to decide what they want to do for the rest of their lives, without having them actually experiment in different areas, has the potential to create a generation of adults who are aggravated and depressed in their careers.
College education goes about the way to an effective future for people who are not kidding with it. Currently, a college education has turned in the base necessity in securing a job in different companies and although some people might think college is not worth the debt, in a long run it actually is.
Picking a college has to be one of the most biggest and important discussions a person has to do in life. Going to college means so much to me, I have always dreamed of going to a college that I love for the major that I want. My father went to college immediately after he graduated high school, my mother on the other hand did not get the chance go to college immediately after due to me being born. She did attend HACC when I turned 6 years old, and she now has her Bachelor's degree. Knowing that information makes me wanna push myself so much because I wanna show my mother that everything turned out fine even though she struggled . She told me many stories about how it was very difficult to get a good job due to her not going to college and that’s when she decided she was going to go back to get her Bachelor’s degree. She always tells me to put myself first and do what is best for me because she wants me to be successful as