Improvement on Personal Finance that is Life Changing
You might not recognize the changes in your life unless someone recognizes it for you. There are times that when you successfully and humbly did what you had to do in improving your personal finance definitely you will not recognize it unless someone recognizes you. There are big improvements that you have done that really changed your life. It might include the biggest plan up to the smallest that you did to achieve your goals in life.
These could be the improvements that can change one’s life, you might follow this and it is up to you if how you handle these improvements:
♣ There could be an improvement on how you budget your money. Improvements on how to budget your money can really make a change in your life because you already know how to designate the needs, the expenses, and all that are needed to make sure that you spend your
…show more content…
This is one of the great accomplishments that you should be proud of. Spending money is one of the challenges we have once we have money in our hands. So it is great if you are able to distinguish what are the expenses and what you can do to reduce them.
♣ Good for you if you made it on getting the best deals. Before you are just buying the things you need without trying to compare it with other stores. After realizing that the other store offers 50% discount it is too late to buy it because you have already purchased one from the other store. It would be another expense if you will buy both. Surpassing this challenge is truly a great accomplishment as well.
♣ Previously you are having problems with your income because it is not enough and you need to add another source of income. Improvement on this made you a better person because of being wise in getting another job or another source of income that can help you financially. You will not be having difficulty anymore whatever
The more familiar you are with a store, the more opportunities you have to get a great bargain. First, you need to register for a store loyalty card, which is a program that offers rewards in different forms for being a customer of that store. Next, familiarize yourself with the store’s coupon policy, you can find most online. It is advised to print the policy and carry with you in your organizer. Policies differ from store to store, being able to reference the store policy, will save you a headache at the register. If not available online, ask the store management about their policy. Store employees can also provide you with promotional information such as sales cycles, clearance days, and rebates. Collect the stores’ weekly sales ad and match up any coupons you have to get the lowest sales price. It is best to write or print a detailed shopping plan that includes an estimated total amount spent out of pocket. Out of pocket is the money you spent after all the sales prices, coupons, rebates, store credit, etc. have been applied.
In my opinion, I have been through lots of obstacles. From one of my best friends dying to my grandmother passing, it’s hard. But I didn’t quit, I didn’t give up on life I moved on and lived for them. Purpose; be unique, not average. Growing up our biggest want is to fit in. The last thing we want to do is stand out. We should have a purpose in our life span. I want to make a difference wherever I can, and impact somebody in a massive way. Sacrifice; seek wealth not riches. A few things we sacrifice each day that go unnoticed are, Time, Money, Relationships, and health. All of those things we sacrifice leads up to us creating wealth. Not necessarily money, but having what we need to be successful. Use your wealth to change others. Even with money, don’t let it change you. I write all of this to say, I want to be the best me I can be. I constantly want to work on becoming a better version of myself. The goals I have set for myself aren’t what a normal person should believe. I am working on being unique and not average, but also keep a high quality of life and thought. If I practice these 7 keys throughout my journey, I will definitely see you all from the
This section discusses health psychology and behavioral medicine, making positive life changes, resources for effective life change, controlling stress, behaving, and your good life. Health psychology emphasizes psychology’s role in establishing and maintaining health and preventing and treating illness. It reflects the belief that lifestyle choices, behaviors, and psychological characteristics can play important roles in health. The mind is responsible for much of what happens in the body, it is not the only factor, the body may influence the mind as well. Making positive life changes include health behaviors- practices that have an impact on physical well being. The stages of change model describes the process by which individuals give up bad habits and adopt healthier lifestyles. The model has five stages: precontemplation, contemplation, preparation/ determination, action/ willpower, and
"To improve is to change; to be perfect is to change often" (http://www.brainyquote.com/quotes/topics/topic_change.html), this quote by Winston Churchill is something I can connect with as I often feel the need to improve myself which can only be done with change. It also relates to the protagonist, Sanger Rainsford, of the short story, "The Most Dangerous Game," by Richard Connell. Sanger Rainsford changes his views on some matters after being trapped on an island with a madman with no method of escape. He undergoes a major change in his character due to an awful experience in isolation with the psychopath, General
Instead of living in South Seattle where there is more crime, poverty, and pollution, I would be living near North Seattle where I’m close by Lake Washington and all the beautiful parks. The higher quality of air would also mean that my life expectancy would increase and so would my overall health and wellness. Socially, if change were to happen, I’d become more outgoing and be able to make more friends who I can have good times with. I’d gain more confidence if I were more outspoken about my massive ideas that people rarely hear these days. I could probably inspire others to become a more positive person themselves. This newfound inner confidence would also inspire me to change my physical body. I would eat healthier and buy produce from organic grocery stores in North Seattle. The good mental and emotional health I would have gotten would influence my external environment. This all connects to each other, and to be healthy, every area has to be in good conditions. For example, if I eat right and exercise, then I would sleep earlier. If I sleep earlier, it means I am able to wake up earlier and have more energy. This abundant energy would carry on to how I perform in the workplace and in other social environments in my life. It is a cycle of
A personal change I would like to make is my approach and the response I display to my teammates and the organization. I am a very independent person at work, I tend to be a controlling person in every aspect. However, I am trying to overcome this debilitating trait by learning new techniques and reflecting on the other person’s ideas, comments, efforts and suggestions without taking control. I do complete my task with little or no assistance, but it causes me to be detached, indifferent, and uninvolved from my teammates causing conflicting issues. I do sense a distance between myself and my teammates, but I continue to work hard and remain focus.
Overall, as seen in my self-assessment tool (appendix), the dimensions of health in which a change may be beneficial are my physical, emotional, environmental, spiritual and personal health promotion/disease prevention dimensions. In these dimensions I scored under 30/40 or the 75% of over which I consider to be achieving healthy living. The social and intellectual health dimensions had the highest scores, with social health being the highest at 38/40.
Personal success is also a big part of living well. 'There is only one success . . . to be able to spend your life in your own way, and not to give others absurd maddening claims upon it.'; This quote by Christopher Morley describes what is really meant by personal success. Personal success has to do with being happy. One can only be truly happy if they are happy and secure with themselves. Personal success is about being yourself and not being afraid to do so. It is about not letting others dictate your life or make you feel that you have to change who you are.
As I 've mentioned before, self-improvement really comes down to daily habits and the compounding effects of them.
As time goes on, you will find that your original budget has some slaws. Some areas of budget planning might be overestimated, and some areas might be underestimated. Some of the flaws in budget making, for instance, are unemployment because if a person gets unemployed he has to have a strict budget to follow. For example making home food and not going out because that will result him in debt. Some of the other flaws are increase in rent, increase in car insurance because of accidents occurring, credit card payments, groceries, and eating out with friends. All of these flaws can cause a person to be more in debt and cau...
Managing personal finances is an important skill to acquire. However, no where in school is this subject taught. As a result of a lack of preparation, our society is subject to a high percentage of people who lack financial success. Those who are successful at managing their personal finances will find that they are successful in many other areas as well. To learn how to manage personal finances there are books and web sites that provide a step by step guide to successfully managing personal finances. Those who lack financial success often possess many of the same traits.
The whole reason of self-improvement is to improve upon what you are. Some of things are not working for you, because the necessary behavior is absent.
Personal Finance is a class I’ve wanted to take for a while now. My major is Finance not because I want a career in finance but more to learn about finance for my own personal situation. This class taught me so much! During this class I was able to evaluate my financial situation and set financial goals for myself. The four topics that helped me the most were emergency savings, buying a car, purchasing a home, retirement, and estate planning. After completing this class I have a better understanding of these topics and how to achieve my financial goals.
In my life there are many things that I can improve on. I now realize that my eating habits are some
Those improvements will greatly improve my score because they will help me to understand the questions better thus having better chance at getting the right answer.