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Essay about financial literacy
Essay about financial literacy
Essay about financial literacy
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Parents of Personal Finance My childhood consisted of drumming on everything I could get my hands on and playing Totally Spies with my sister, in the basement, casket room of a funeral home. When I look back, I consider myself lucky. Not because of being able to play games in an unique setting like a casket room, but because I was under my parents wings. My parents occupations consist of a A Funeral Director and a Music Therapist/Band Director. My parents are Chris and Suzette Price, and they have impacted my life in every way possible. However, besides respect, gratitude, and kindness, the most important aspect of my life that my parents have taught and continue to teach me is responsibility with my finances. Both of my parents exceed …show more content…
My goal for college is to graduate with a Masters Degree in Science and the Arts with as minimal student loan debt as possible. I began to narrow my college options. I started with finding the college with the highest ranked theatre program in state and out of state. Thus, my options became narrowed down to attend college at either Kansas State University in Manhattan, Kansas or New York University, New York. I quickly came to a realization that New York University offered the most prestigious courses, and a backstage pass to Broadway itself. However, while realizing that, I came to acknowledge the yearly average of out of state tuition that averaged $52,614 (New York University np). Multiplied by four years, that results to an unimaginable amount of student loan debt that I would have to account for throughout the rest of my life. This price does not include the possible living expenses. However, New York University offers a renowned theater program, a top of the line education, a connection with unbelievable internships, and would let me be in New York City where I could audition weekly for Broadway musicals. This is a beyond tempting offer to anyone who acknowledges the available opportunities of the college itself and outside of the …show more content…
However, I continued an in-depth detail description to enhance my knowledge about Kansas State University. Kansas State University’s average yearly tuition adds to $4,570 (Kansas Statqe University np). When adding in the cost of books and supplies, my full four-year college education would total $19,714 (Kansas State University np). My sister is continuing her education at Kansas State University and our family owns a house close to campus, therefore I would not have to worry about the cost of housing. Kansas State University offers the best in-state theater program and continues to
Although The American Academy of Art and The School of the Art Institutes of Chicago have advantages, I should attend Columbia College Chicago.
After high school I want to further my career at the Cleveland Chiropractic College in Kansas City. There tuition all together will be around $30,213. With the price of college being so high I will need to apply for any scholarships I can. About 75% qualify for financial aid. This college is well known and is very helpful in this career field. I think I will enjoy furthering my career of my dreams there.
For the past decade, The United States has stressed the importance of college education, to those seeking employment, and better careers. For most people, college is the logical next step in education, as it provides a working knowledge of a desired field and opens the door to many opportunities, but college has become increasingly more expensive as time goes on. Many people feel that college is no longer an option financially. Even with financial aid and scholarships, the cost of a college education can still be very taxing. This is due to massive price increase across the boards, but the main issue on most people’s minds is the debt that will be acquired from higher education.
As a maturing adult I now realize the importance of having a strong parental foundation. Throughout my life there have been moments where both parents demonstrated the characteristics of all four basic parenting styles. However, as I aged it became apparent that my parents had successfully found their niche in a parenting style that was analogous with their personality and beliefs. In my father's case it was the authoritative parenting style. With this style he captured my trust and respect; never letting me down. Furthermore, it was my mother's permissive parenting that undeniably contributed towards my love and gratitude for her. There were also instances where my parents influenced my life both positively and negatively. Nevertheless, I am forever grateful for having my parents in my life, for they contributed (and continue to contribute) towards my success as a growing adult.
In all colleges in the United States, students are required to pay for their classes’ tuition either by themselves, their parents, guardians or a scholarship that they may have. The average tuition fee for an individu...
The Pennsylvania State University is one of the biggest state universities in the nation, with over 40,000 students currently enrolled in that university system. It is also a very old school, with its 150th birthday coming up in the year of 2005. Over the last one and a half century, Penn State has produced the most number of alumni in the world. In my major, meteorology alone, famous alumni such as Jon M. Nese, Greg Forbes, and Joe Bastardi are contributing their invaluable knowledge to the world in the science of meteorology. They are often seen in the national broadcasts. These are some of the major factors attracting perspective students to attend Penn State. Do you ever think about the cost of attending Penn State since Penn State is one of the most expensive public institutions in the United States?
I consider my childhood fairly similar to my peers, with only one thing setting me apart from them... money. We did not struggle putting food on the table, but we did struggle to keep a roof above our heads. I have lived in the same house since I was born and can remember multiple times when the bank almost took it away from us. Nothing is scarier than seeing your parents struggle, or watching your mom cry when she opened bills, realizing that we did not have the money to pay them. I think the scariest part of it all was simply being confused. I was an innocent little girl that hated being surrounded by parents who were constantly stressed about money, and it broke my heart that there was nothing I could do to help them. Sure, I wish I
Every member of this class, this university, this collegiate atmosphere, has most likely accumulated debt to achieve higher education. I certainly had the feeling that entering into the University of Massachusetts as a freshmen this year would involve relatively little debt which I would pay off upon graduation–a simple affair in which I received an education for a fair price. Yet, looking even at the comparatively “small” expenditures I have to deal with, examples of educators, students, and parents all paint a portrait of the devastating and deceiving nature of debt involved in the collegiate system in this country. Systemically, culturally, and personally, the system of debt associated with virtually every modern college experience of all but the highest socioeconomic echelon wrings the resources of the average college student dry.
financially, due to my father falling ill and as a kid I didn’t understand finances or the struggles
With the rapid growth of college tuition, it has become an important issue in higher education. College Tuition is simply defined as the charge or fee for instruction, at a private school or a college or a university. Most people agree today that college tuition is too high or that it needs to be completely dismissed. There are some however, that may disagree with the claim about college tuition and state that college tuition is necessary for college growth, and it’s primary purpose is to pay for college expenses to support the institution financially. Research shows that college tuition is too high and that debt has become a standard in America after attending post-secondary school.
A financial manager does not only take care of the day to day accounting assignment, but is expected to be involved in every financial decision within the company. A financial manager will normally be seen working with other managers on matters that will affect the financial state of the company. He or she is not only a financial projection expert, but is also in charge with overseeing the finances of a company and carries out all strategic financial planning and reports, delivers statements and summarizes the company’s financial activity to stakeholders and other interested out and inside party’s. The financial manger holds authority over decisions such as, costs, payroll, investment, mergers and acquisitions. They also oversee employees who work in the financial department. Financial manager’s work in the private as well as the public sector and their work environment varies. They have different responsibilities depending on who they work for and how big the company they work for is. Financial attention is the foundation of all major business decisions, and finance managers are responsible for making sure that all financial obligations are being met. Planning the short term as well as the long term budget is needed, and companies need to be aware of the consequence of their decisions before they proceed. They have to ensure that financial practices are in line, they are expected to follow the rules set by the company, and they also have to follow national and local rules and regulations. It can result in some serious consequences if the rules and regulations aren’t followed.
College tuition will be the bane of certain student’s existence in the near future but it was not always this way. For quite a length of time, people did not pay much for their college degrees. However, in today’s day-of-age that is not nearly the case. A large portion of people are realizing that tuition is very unreasonable and want to change it to be more affordable. While researching college tuition I found not only that I was right about tuition being too high, but I also found that it has inflated more than I assumed it had. Since 1975 to now, tuition has increased by roughly four times the original amount at a four year university.
Growing up, my parents weren’t well to do in a financial point of view. In fact, there was a point in their lives in which they were both in horrendous debt that affected the way we lived. This continued throughout my childhood and is still somewhat present till this day. Although divorced now, my parents, well, only my dad, is not the man that I would go to for financial advice. At one point, he was pretty much putting money in a paper shredder, watching it destroy our childhood bit by bit, paper by paper. On the contrary, almost all my cousins lived a financially stable childhood. In fact, they were all spoiled and given whatever toy they want, whatever new
Never have I ever climbed a mountain peak. As a child, I imagined myself conducting expeditions in deep-frozen pathways, leading amateur explorers to the top of the world, and instructing rookies in surviving harsh blizzards. Even though slightly altered, my childhood dream has been achieved. I led a team of fellow classmates, in my Strategic Management course, to the success summit of a financial competition. Over the course of a semester, I and my teammates were supposed to create and manage a company of the IT industry, in a computer-simulated environment, along with other four rival teams. I dealt with strategy and financial matters of our virtual enterprise, while my colleagues were working on marketing and manufacturing. During the four months of the exercise, I have experienced finance from various aspects: capital budgeting, through selecting favorable investment for upcoming quarters; debt management, by assessing the necessary amount and efficiency of loans; profitability analysis and dividend policy, which had been used to compile the company’s general performance index. Working in a multinational team, which included an American, a Norwegian and a Moldovan, strengthen my negotiations skills, as well as flexibility and cooperation. But above all, this experience intensified my passion for finance. Of course, a pleasant bonus was the fact that, in the end, our company’s financial performance was six times the performance of second-best team.
Personal Finance is a class I’ve wanted to take for a while now. My major is Finance not because I want a career in finance but more to learn about finance for my own personal situation. This class taught me so much! During this class I was able to evaluate my financial situation and set financial goals for myself. The four topics that helped me the most were emergency savings, buying a car, purchasing a home, retirement, and estate planning. After completing this class I have a better understanding of these topics and how to achieve my financial goals.