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Importance of savings
Importance of savings
The importance of saving money
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My financial life has changed dramatically during these tough economic times. Before turning 18 and moving to America by myself. I didn’t know the real value of money and how much it was worth. I was used to the luxurious lifestyle and I never knew how much it was worth. Being pampered by my parent never made me understand how hard it was to make money, and what one has to endure to get the money. All I understood was that my parents worked hard and they made money. When I became 18 I made a decision to stop living off my parents and start making a living for myself. My parents were sceptical at first because they didn’t know where it came from and why I would make such decision at a young age. They supported my decision because they believed it will help me in becoming a better and more mature adult. I always wanted a job, simply because I wanted to make my own money and I was tired of asking for more money off my parents. After getting my first job, I immediately wanted to move back with my parents. I got the insight on know how much labour was involved making money and I trurely hated it. I felt for the people who needed to live off such job, because they had to work so hard in order to make a living for themselves and their families. That just showed me how badly the economy was doing because the government …show more content…
We live in the day and age were education is become less of a priority. Nowadays it seems like if don’t have a job; life is going to be extremely difficult. I’m still living off the support of my sister. Recently, I’ve taken on more responsibility to better my adulthood and to have a taste of the real world. With the economy recently, the standard of living is high. Therefore are needs are twice as much a necessity than wants. This means in order to supply for a common need, one need to work twice as hard to supply for a unnecessary
Today in American society, one feels pressured and obligated to seek higher levels of education. In the article “College prepare people for life” written by Freeman Hrabowski, he expresses his views on the many aspects in which college prepares one for their life; especially, financially. Having a college degree increases ones ability to get a job in comparison to somebody who has solely a high school diploma. However, many are faced with the irony of having to go into to debt, in order to work towards financial independence and security. In terms of socio economics, those who are stuck by poverty often cannot afford going into debt to exit their current ranking in the qazi caste system of poverty. Many argues that college prepares people for life, however one can disagree due to
A majority of people believe that graduating from college will result in a well-paying job. Unfortunately, a degree will not secure a job for many graduates. In the U.S., the jobless rate for college graduates in 2012 was 7.7 percent, and has further increased in the past five years(Robinson). With such a large pool of unemployed citizens for employers to choose from, recent graduates are facing fewer opportunities for work due to little or no previous work experience(Robinson). Although many graduates are faced with unemployment, the majority do receive the opportunity to work. Sadly, many must work jobs they do not enjoy for salaries that make it difficult to make ends meet(Debate). Students are faced with mortgage-sized debts upon graduation, making it difficult for them to start businesses, buy cars or houses, or make other investments that would better the
The financial situation was especially worrisome for my personal household during the Great Recession. My parents had gotten a divorce shortly before the recession began, so my dad had to pay my mom alimony. My sister and I chose to keep living in our house with my dad. When the recession came, my father was working at a steel plant, and they were laying off several workers, so he had
Moving to United States of America. The important event of my life. There are various changes that can occur in an individual’s life. Some variations are very little and will not affect your lifecycle very greatly. Nevertheless, other events can be very significant and could change a person’s entire life, such as marrying, giving birth to the baby, or losing someone special.
My parents have always pushed me to be better than they were. They knew that if I wanted to be successful I needed to go to college. In highschool, they always made me put my education before anything else. My parents didn’t go to college so they would always tell me to not make that mistake because their lives could have been easier if they would of just invested a few more years into their education. They would also tell me about all the opportunities that missed out on because they decided not to further their education.
I was raised in an encouraging household where both of my parents greatly valued education. Although they were high school graduates, neither could afford to attend college; a combination of family and financial woes ultimately halted their path. As a result, my parents frequently reminded me that getting a good education meant better opportunities for my future. To my parents, that seemed to be the overarching goal: a better life for me than the one they had. My parents wanted me to excel and supported me financially and emotionally of which the former was something their parents were not able to provide. Their desire to facilitate a change in my destiny is one of many essential events that contributed to my world view.
Although leaving home for college is a big step toward autonomy, college students are still in the “betwixt and between” of teen agers where they are more “preparing for work” than filling the adult career slot. Students work part-time jobs, get money from their parents as well as loans and/or scholarships but are not self-sufficient and are often poor like the characters in the Opera La Boheme who do art, poetry and philosophy but can hardly pay the
The area of my life that I chose to make a positive change in was my inability to be wise with money. This element of my life was something I had intended to work on for quite some time, and this mini-journey was the perfect way to kick-start my goal. I found this process to be exceptionally successful, but it didn’t come without its challenges.
financially, due to my father falling ill and as a kid I didn’t understand finances or the struggles
The completion of high school is the beginning of adult life. Entitlement to public education ends, and young people and their families are faced with many options and decisions about the future. The most common choices for the future are pursuing vocational training or further academic education, getting a job, and living independently.
Today, trying to live a comfortable and contented lifestyle is harder to achieve and maintain. As prices continue to increase, the cost of maintaining a middle class standard of living rises with it. The fundamental needs such as health care, child care, and higher education, have dramatically risen, becoming a large part of family budgets, leaving less for discretionary spending and saving. this inflation of prices are making it difficult for adults to provide for their family and for young adults to get the education they want. It was always believed that to have a successful life and get a well paying job, you would need to get an college level education.
Since I can remember my family has always struggled with money. My parents’ financial experience is like a box of assorted chocolate. Sometimes they make ends meet, sometimes they do not. My mother used to work for the state of Tennessee. She worked on computers and was married to my dad who was in a rock band that took tours overseas a lot. Momma worked full time and came home to do the exact same thing. They soon got a divorce and my mother was working her tail off for my sister and I to be able to live. Since then my mother has gotten remarried, has not been paid child support since I was seven years old or so, and is now trying to make ends meet and pay off a bunch of debt.
That summer after school I just wanted to find a job and start making some money. Going to college for anther four year was something I thought I could not handle. I final got a job at UPS unloading trucks. At first I thought how hard could it be? But every day I would come home exhausted from working in the heat. And then when I got tiny pay check, it hit me. From then on I decided that manual labor was something that I could not do the rest of my life and I could definitely not support a family on that income. A job behind a desk in the air conditioning was what I wanted.
It’s nonsensical to believe that every sixteen-year old should know what he or she wants to do with his or her life, and even more so to discourage someone from pursuing his or her interests. In a capitalist society, it makes sense that average salaries a few years out from college graduation would strongly influence the interests of many young people. It’s not uncommon to come across newspaper articles or editorials bemoaning the United States’ lack of engineers or glut of unemployed English majors. It’s even more common to...
Nowadays in the era of globalization, students are encouraged to have work part-time that will create them to become more experienced in their future, teach them to become more independent and mature in real life. Although the students have enough money to pay their fees and able to accommodate the necessities of life but we totally agree that the working part-time should be encouraged because work part-time can give more benefits to students. According to King and Bannon (2002, p. 2), more than 50 percent of full-time students have jobs and “nearly 46% of all full-time employed students work 25 hours or more.” As students work more, they have less time to become engaged in campus life both inside and outside the classroom. Many students love to have part-time jobs. Their parents approve it easily as they are said to gain experience from working. However, having a job is a big responsibility for a student. Before, teenagers at their age were working to help their family because of poverty. Nevertheless, they were actually eager to study and learn at school for their future. It was not the same as the students nowadays where they are more likely competing to each other to have a job. Most of the students are working part-time jobs and some have the intention to work. When we are in any fast food restaurant, supermarket or shop, there are must be school students who are working. Besides, students can gain a lot of experiences, students should be encouraged to work part-time because they can learn new skills and learn how to manage their financial properly.