My Financial Journey: My Personal Finance Journey

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As I previously stated, my personal finance journey started years ago. I grew up saving and not spending so that I could stay out of debt in the future. As I grew older, I started learning more about money. I began using the advice my father gave me. I rarely spend money, and if I did then it was on items that actually had a purpose in my life. I mainly just put my money away in the bank, which is exactly what my father told me to do.
Once I was about fourteen I decided I was going to buy myself a phone. My parents told me that they weren’t going to buy one for me, so naturally I started saving up for one. I managed my money well enough for about a year so I could buy one right before I started high school. After I bought my phone, naturally I paid monthly for it, so I continually kept having to save more money so I wouldn’t fall behind on my bills. I believe that with having to pay for my own phone, I experienced money management first hand. Also, it gave me insight into the future when I will pay monthly expenses, for example, an electricity bill. Once I entered my senior year of high school, however, I learned I will need to be saving and for something greater, not just my phone bill.
I never was aware of how much college actually costs, until I applied to them, for example, just sending in an …show more content…

When he was going into college, he bought a used pick-up because he says what you drive doesn’t matter, as long as it takes you where you need to go. Eventually, after putting himself through school, he moved back to his home town, bought a house, and lived with his parents. He rented out the house until he could fully pay it off. He also took over his parents’ business. Not only did he make extra money renting out his house, but also by investing in the stock market. I firmly believe that my father has made some of the smartest decisions financially, those were just to name a

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