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Affordable health care for america act
Affordable health care for america act
Affordable health care for america act
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The author Sean Cahill in the article “Make America sick Again” makes a valid point about insurance for the LGBT community. The LGBT community suffers most when it comes to health insurance. The LGBT community started looking up when Barack Obama was elected into office. He legalized same sex marriages and input nondiscrimination regulations covering healthcare and education. When Donald Trump was elected as president in 2017, he started changing things. Trump have different views when it comes to the LGBT community. In the LGBT community HIV and AIDS are among transgender and individuals stand to lose more because of their pre-existing conditions. However, the patient protection and affordable care act helped millions of individuals that were uninsured to gain access to health insurance this benefited the LGBT community greatly. He does not have the same respect that the former President Obama has. Obama was working towards making the LGBT community safer. Obama was in agreeance to have transgender individuals to have their own bathroom facilities set up to which gender they prefer to be in schools and public places. President Obama recognized the month of June as LGBT pride …show more content…
This was a great move. This helps elderly individuals with HIV to get the treatment they require. They may require more treatment due to their age. The treatment may be a little on the expensive side as well. The absence of health insurance can be a major problem in the community. The lack of insurance causes a lack of preventive care. A lack of preventive care causes unnecessary deaths. It’s like a domino effect. About a year ago the American Healthcare Act was passed. This healthcare act took the place of the ACA. The American Healthcare Act would cut the funds on medical care, cut Medicaid expansion and opt out of covering individuals with preexisting conditions such as HIV, AIDS, Cancer and preventive
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
To begin with, one of the biggest issues with prior attempts of HIV/AIDS programs is that once a person was told that they had been infected, they were rejected treatment, as stated in Epstein’s piece. Luckily today, it is common for schools to have free HIV testing. This, however, does not solve the issue. Instead of having free HIV testing more commonly available in schools rather than at-your-fingertips, governments should fund worldwide clinics that provide free HIV testing and protection available to all genders. Said clinics could then pair with multiple insurance companies to make treatment as affordable as possible, because if one tests positively, they most likely cannot afford the medication. Treatment can cost from anywhere between $500-$2,700 for one prescription, which can reach
...ers. It is crucial that minorities should be given some sort of health insurance. Not treating illnesses and neglecting patients who need care can eventually affect everyone.
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
By addressing some of the negative factors of the current healthcare system, the Affordable Care Act attempts to reform the broken healthcare system.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
Obama, Barack. “Lesbian, Gay Bisexual, and Transgender Pride Month”. The White House. March 10, 2012.
Before Obamacare was passed, millions of Americans were uninsured, suffered and died prematurely each year since lack of health insurance. Insurance companies could deny any one for pre-existing illnesses or drop them when they get sick, or stop treating them when they touched annual or life-time perimeters. Over 60% of bankruptcies were associated to medical expenses, several of these people had insurance. Insurance companies had no limits on raising premiums. Preventative measures and wellness visits were not covered adequately (Mowrey, 2013).
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
The other problem involves access to health care. Americans enjoy limited or no access to health care. Many efforts have been made to reform this, but still many people are left without access to the care. These two problems are related to the fact that if the health care industry gets too high, of course, people will no longer be able to have access to it. The higher prices are, the lower access people have to it.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.