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The Patient Protection and Affordable Care Act (PPACA)
Key provisions of the ACA toward reforming health care insurance
Negative impacts of Obamacare
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Affordable health care law or Patient Protection and Affordable Care Act (PPACA) is the novel commandment that touches the practice of public health or community health nursing. PPACA, also known as the Affordable Care Act, (ACA) is a united State federal decree signed into law by President Barack Obama on March 23, 2010. The ACA proposal emphasizes three foremost approaches: 1). Dropping costs and increasing productivity so the organization works. 2). Proposing inexpensive, manageable coverage for everybody. 3). Accentuating deterrence agendas in the public health setting (Anderson, K. 2009). Before Obamacare was passed, millions of Americans were uninsured, suffered and died prematurely each year since lack of health insurance. Insurance companies could deny any one for pre-existing illnesses or drop them when they get sick, or stop treating them when they touched annual or life-time perimeters. Over 60% of bankruptcies were associated to medical expenses, several of these people had insurance. Insurance companies had no limits on raising premiums. Preventative measures and wellness visits were not covered adequately (Mowrey, 2013). ACA law allows children to be enclosed under the medical and dental plans until they turn 26. Certain vital benefits covered under this law such as ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, labs, preventive and wellness services, chronic disease management and pediatric services. Anticipatory precaution is covered without any cost-sharing (copayments, coinsurance or deductible). ACA has been taking consequences since the start of 2014, but it has already had a big impact on the... ... middle of paper ... ...ecurities that the sick cannot be denied coverage (Woodward, 2012). The Affordable Care Act benefits to reconstruct the healthcare system by giving more Americans access to superiority, reasonable health insurance and supports to curtail the growth of healthcare spending in the U.S. People with health insurance will have access to a number of new benefits, privileges, and defenses which ensure that they can get treatment when they need it. This helps over 32 million Americans afford health care who could not get it before. It not only helps the consumers but also our budget and economy on a more stable path by reducing the discrepancy by more than $100 billion over the next ten years. Since there are millions of people with health insurance, it will also increase the demand of healthcare provider as more jobs will be open which will help our economy (Mowrey, 2013).
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
Due to the Patient Protection and Affordable Care Act signed into law on March 23rd, 2010; health care in the US is presently in a state of much needed transition. As of 2008, 46 Million residents (15% of the population) were uninsured and 60% of residents had coverage from private insurers. 55% of those covered by private insurers received it through their employer and 5% paid for it directly. Federal programs covered 24% of Americans; 13% under Medicare and10% under Medicaid. (Squires, 2010)
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
By addressing some of the negative factors of the current healthcare system, the Affordable Care Act attempts to reform the broken healthcare system.
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
The Patient Protection and Affordable Care Act( PPACA) commonly called as Affordable Care Act ( ACA) is a United States federal statute signed into law by President Barack Obama on March23, 2010.It was enacted with the goals of increasing the quality and affordability of health insurance by introducing a number of mechanisms—including mandates, subsidies, and insurance exchanges. This has an overall increase in utilization of health care services in all the sectors.
Many changes in health care insurance have been made to increase the amount of individuals with health insurance coverage. The Affordable Care Act (ACA) was enacted in 2010 in efforts to help solve some of the biggest issues that Americans faced with health care and its availability (The White House, 2016). As of today, more than 9 out of 10 Americans have health insurance (The White House, 2016). This means that 20 million people have gained health insurance since the ACA was enacted (The White House, 2016).
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. First, it wi...
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
The Affordable Care Act, a healthcare coverage law signed by President Barack Obama in 2010, was created to help Americans have the opportunity to affordable health benefits.
The Obama Care, also known as the Affordable Care Act (ACA) has a potential to improve health care. This law made health care more accessible to citizens because it inhibits insurers to deny insurance, institutes the individual and employer mandate, established lower standards for health plans, and provides an affordable health coverage to low income families and individuals. Furthermore, to foster a higher quality health care delivery system, the new law created an amendment to the Medicare payment program (Martin, 2015). However, the lawmakers must increase the citizens’ awareness of the law and encourage the other states not participating in the program.
The Patient Protection and Affordable Care Act (PPACA) was signed by President Barack Obama and passed by the United States legislative March of 2010. This Act was created in order reform the current health care system. The Affordable Care Act covers a multitude of individuals including: low income individuals, disabled, children, terminally ill, and employees. This law focuses on expanding insurance coverage, controlling the cost of health care services, treatments, bills, etc., and improve the access of health care to these individuals. Preventative health care is a major concern in the American health care system and the PPACA helps promote prevention. This Act allows for easier access to preventative services within communities and health
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.