Life after Work
Do you ever wonder what life after work feels like? Let me take you into a journey of the lives of four people that I had the pleasure of interviewing. These four people share their life of life after work, what made them retire earlier than the retirement age of 75, what the pros and cons are, how they handle living expenses, and how they live their daily lives. Furthermore, I became very intrigued at what I found. At the beginning, my research became about the retirement gap of the rich and poor. The rich where those that had riches handed down to them. The rich had a greater chance of obtaining a superior education and employment. The rich are able to put money away for full retirement. Comparatively the poor had a
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Rita retired at the age of 67. She retired as an elementary school teacher. Rita chuckled, “I tried to wait until the tender age of 75 so that I could receive full retirement benefits, still I wanted to be able to travel and spend time with my friends and acquire a great deal of me time in life while I still could.” After serving in many school districts teaching our children here in Denver, Colorado for 25 years Rita laid her teaching career down. Rita says, “The money that I receive from my retirement pension is not enough for me. Paying a mortgage was too much for me. Consequently, the choice was to resort to low income housing. I pay for my health care and medications which can be indubitably expensive every month. I would say that the pros and cons weigh even for me money wise. I can go travel, go to some of my favorite places such as California, South Dakota, Wyoming, and Florida. It is all about managing my money. I enjoy baking for the people in my community where I live in that individually we can sit and share each other’s stories. It makes retirement more …show more content…
I do, peeking into the lives of four wonderful people that retired before the age of 75. Mercedes, Mohammed, David, and Rita shared the pros and cons, why they retired early, how they handle their living expenses, and how they now live their daily lives. Mercedes, Mohammed, David, and Rita have learned to overcome the challenges of retiring at an early age and on limited income. In a similar fashion, each individual has a constructed foundation they live by to make life work. They do this by using the resources available to them such as low income housing, commodities to help with food, health care plans that meet their budget. Mercedes, Mohammed, David, and Rita have one thing in common, they sit, get a kick out of one another’s company, talk, laugh, and comfort one another. Most of all, they overcome challenges by simply
Thirty years of research on the subjective well-being of older Americans. Journal of Gerontology, 33(1), 109-125. Data Retrieved from: http://geronj.oxfordjournals.org/content/33/1/109.short Lemon, B. W., Bengtson, V. L., & Peterson, J. A. (1972) The 'Secondary' of the 'Secondary' of the 'Secondary' of the An exploration of the activity theory of aging: Activity types and life satisfaction among in-movers to a retirement community. Journal of Gerontology, 27(4), 511-523.
In America’s early days before the kickoff of industry, there was little need for retirement savings for a few key reasons. First of all, people were dying at a much earlier age; most people didn’t live past 38, whereas in 1900, 60 years of age was common for about 40 percent of the population and 15 percent experienced 80 years of life. Another reason for the irrelevance of social security in the 19th century and earlier was that people were usually living rurally on farms with extended families to take care of them. Furthermore, the Civil War also didn’t allow the government much economic room to consider providing a service such as social security. However, after the Civil War, pensions were a form of social security for civil war veterans that carried into their retirement. Unfortunately these pensions provided support for only a very small portion of the population; not even one percent of Americans received these pensions. Despite a much lower need for social security in the 18th ...
With the rise of big business and industrialization came several problems associated with the economic boom. The rich were getting richer. The poor were getting poorer. The gap between the "haves" and the "have nots
Some of her best years were caring for her children. When her daughter entered the first grade NS decided that it was time for her to go back to school as well. In 1984 NS graduated college with her teaching degree, and retired at age 66. Her best years weren’t over yet. Her daughter welcomed her first child in 2009, and a year later her son welcomed his first-born. She had two beautiful grandchildren that kept her young, but that wasn’t the last of grandchildren. Nine months after her second grandchild, her son welcomed a baby girl in 2011. She stated, “It was a blessing to have them one after the other. Every time I turned around there was grandchild being born. I was in grandma heaven.” I asked what are your plans for the future, she replied, “ Watching my beautiful grandchildren grow, spending as much time with them as possible because before you know it they’ll be grown and have families of their own. Also enjoying my time with my husband. In September marks our 50th year anniversary, and I can’t wait to spend it with
Retirement Retirement seems to be one of the most often overlooked areas of people’s future plan. Simply because it seems so far away, it is an area that is subject to procrastination. People are expected to live longer now than ever before, this is another reason why young adults and teenagers are not worried about saving for their retirement. The baby boom generation, the seventy seven million people born between 1943 and 1960, face an entirely different retirement plan. As they began to retire, people are starting to think that there will be no money left and this will turn into a crisis. What will happen when seventy-seven million baby boomers begin to want the money they paid in… but it is not there? Retirement provisions such as Social Security, IRA’s, and 401k’s are there to help when you are deciding how to save money. Social Security started a long time ago, in the 1930’s, when Franklin D. Roosevelt was president. He was elected president in November 1932. By March there were over thirteen million people that were unemployed, and almost every bank was closed. Franklin D. Roosevelt proposed a sweeping program to being recovery to business and to agriculture and relief to those who were in fear of losing their farms and homes to being unemployed. In 1935, recovery was slowing arriving, but more And more people were turning against Roosevelt’s New Deal program. This led Roosevelt to a new program of reform, which we know today as social security.
In the book Outliers, and in the articles, “Meaningful Work”, “Do, Just, Do: A Journey to Meaningful, Satisfying work”, and “ You Wont Find Meaningful work Looking Outside Yourself”, The authors Malcolm Gladwell, Michael F. Steger, Lori Deschene, and Keven wood describe what the joy of meaningful is to them.Life is what you make of it and it’s and up to you to decide what you will get out of it. Some people may work eight hour shifts Monday through Friday miserable, exhausted, depressed, unhappy, and under a lot of pressure and stress from their jobs. Others may do the same, similar, or different jobs being comfortable, happy with life, and pleased with their job position. Your job should be one of the most important things to you because you are there on average forty hours a week and most of your time is spent there. It should be important that you enjoy what you do because it is practically your second home. Meaningful work is a job you enjoy doing, are compassionate about, never tired of, and do for the fulfillment of yourself , it is important to success because if one enjoys what they do opportunities in their career path will only expand.
The Book of Job The Book of Job Job was a righteous man who lived in Uz. He had seven sons and three daughters. He owned seven thousand sheep, three thousand camels, five hundred yokes of oxen, five hundred donkeys and many slaves. Each year, he held a banquet where Job would have each of his children purified.
Throughout my life, I have strived to be a hard-working individual when it comes to school, my job, and family work. I always try to work quickly and efficiently, and make my work the best that it can be. Perfectionism is a major part of my life and that is one of the driving forces behind my hard work. Sometimes the drive to be perfect can limit my results, but I try my hardest to keep it from restricting me. I always give one hundred percent when it comes to completing various tasks, and find pride in being a hard-worker.
America is a country where everyone is free to live however they like, but it is possible for some people to live a happy life, if no one is around to take care of them. Nearly three hundred million people reside in the America, and out of those three hundred million populations, senior citizens make a 12 percent of the entire population. A senior citizen is commonly known as a person who is over the age of 65 and living on retirement, or known as social security benefits (Census Bureau). Ever since Franklin D. Roosevelt implied the act of Social Security in 1935, seniors are regularly provided a financial help, but seniors, along with financial help, seeks also accompany of someone who can look after them. Because of constantly growing needs of senior citizens, government as well as many non-profit organizations is working on helping seniors. Therefore I decided to research on this particular issue in my community, and I found that 64.5% of seniors are living alone in metropolitan area of Atlanta.
Allers, Kimberly Seals. "How Fit Are Your Finances?" Ebony 68.9 (2013): 93-97. Academic Search Complete. Web. 15 Nov. 2013. Bauer, Gabrielle, and John Southerst. "A promising retirement: your life, your way." Maclean's 18 Feb. 2013: 37+. Opposing Viewpoints in Context. Web. 15 Nov. 2013.
I believe that hard work is the real treasure of a person because without hard work we cannot achieve our dreams and goals in life. No one can achieve success without doing hard work. It starts when we stop looking for alternatives or shortcuts towards success. We need to remember that there are no short cuts to success. Hard work, complimented with an intense desire to struggle and to achieve success is the only sure way of reaching success that you have always wanted. Hard work is one of the secret for us to be successful in life. Laziness and sluggishness makes one’s life a curse and only hard work can make your life a blessing. We cannot work hard if we don’t have goals. The meaning of goal according to Wikipedia is a desired result of a
come to one 's mind. All I thought as a little girl was what to play with next. Of course school
In every work place you will find employees who are happy with what they do and employees who are just there to complain and collect a paycheck. My topic for this discussion will cover job dissatisfaction.
As we prosper through time, inequality is slowly less evident. A lot of people don't realize that although things are improving with time, inequality is still prominent in our society. The people that are failing to realize that there still is inequality, are the fortunate ones. They rise well above the poverty line, and usually live relatively economically sound lives. They are the people who are supplied with our society's benefits.
Lots of working people are scared when comes planning for their retirement day, as well as there are some of them are confident to face theirs restful years. This people who fear with their retired age are the person whose are lack of knowledge about financial matters so they will ignore their planning for retirement as long as they can. The effect is, they will try to continue to work as long as they can work. Recently, the Ministry of Human Resource’s Malaysia, increase the retirement age to 60 years old for government sectors. As Hunt (2009) state that Malaysian confident for their retirement have decrease rapidly in some way. According to Lai Cheng Tung & Jean Dennis Comeau (2012) the people who agree with the new retirement age as they claim that they required more retirement savings, increasing retirement age will increase the life expectancy, and this provide retention of talent or improving skill proficiency especially in expert job that need longer years of experience to master it. To support more agreeableness in increasing retirement age, based from Life Insurance Association of Malaysia (LIAM), 5% and less than that percent are prepared completely for their retirement (Habib, 2007). All of the statement showed that Malaysian are still good enough to continue working even most of them are lately around 60’s as a period for preparing themselves before retired.