Identity Eft: The Causes And Effects Of Identity Theft

Introduction

Word privacy is commonly assumed my other is something secret and need a control over it from anyone. There are some issues relating to the privacy. One of the issues is about identity theft. Nowadays, peoples use many modern technologies to make a crime such as getting others data without any permission. According to Milne, Rohm, A. J., & Bahl (2004) identity theft defined as the appropriation of someone else’s personal or financial identity to commit fraud or theft, is the one of the fastest growing crimes in the United States (Federal Trade Commission 2001) and is increasingly affecting consumers’ online transactions. This definition was referred by Sovern (2004) by adding it is serious problem among consumers.

Cause toward identity theft incident

Identity theft can cause from many factors include failure to follow proper security procedures and the existed of hackers to gain personal identity of an individual. According to Milne, Rohm, A. J., & Bahl (2004) students is consistency in online panel by sharing more information online than adults and non-students. Moreover, student love to share their daily routine and problems in social network websites which making hacker and identity thefts getting easily know about their activity and their

It is because consumer provides credit card and personal information to Web Sites. Nowadays not only the identity theft that may risk consumer, but there were also many scammers existed in the process of buying and selling through online transactions. According to Sovern (2004) inforn that numerous victims tell stories, like the instance described above, in which lenders issued credit despite a "fraud alert" on the victim's credit reports, or the victim who discovered that three people had opened ac-counts at a single bank using her Social Security number (U.S. House Committee on Banking and Financial Services