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Identity theft in america today intorduction
Imact of online identity theft
Imact of online identity theft
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Online identity theft is the fastest growing form of crime in the US, ‘affecting approximately 10 million Americans a year’ (FBI Website, 2004). It is now considered among the most significant cyber crimes faced today. Because it has turned into such a prevalent issue, it is important to know what it is, how it occurs and how individuals and corporate businesses can protect themselves.
Check that these words aren’t over used: Online identity theft, criminals... Maybe include better phishing information...
Online identity theft is defined as any crime by which the offender ‘steals money or gains other benefits by pretending to be someone else’ (Australian Scam watch website, 2014). Online identity theft often involves the fleecing of a person’s personal information, such as their name, age, birth certificate or banking details. Criminals can take advantage of this information in many different ways, ranging from using their victims credit card details to make purchases, all the way up to using their entire identity to open new bank accounts, withdraw ...
Identity theft is a term used for describing criminal that uses individual’s identity without consent. A common crime of identity theft would be identity fraud. Many of the crimes are regularly connected with money-related issues (Reyns, 2013). With technology being commonly used nowadays we are getting more dependent on it for business, financial, medical, and other forms. As a result this became a target for identity thieves as well. The Internet provides us information and accessibility, but information being stored on the Internet eas...
About 15 million United States residents have their identities and information used fraudulently each year. Along the use of their identities, they also had a combined financial loss totaling up to almost $50 billion. Major companies such as Apple, Verizon, Target, Sony, and many more have been victims of consumer information hacking. In each of the cases, millions of consumers’ personal information has been breached. In the article “Home Depot 's 56 Million Card Breach Bigger Than Target 's” on September 18, 2014, 56 million cards were breached due to cyber attackers. Before the Home Depot attack, Target had 40 million cards breached. Company’s information is constantly being breached and the consumers’ are the ones who end up having to pay the price. If a company cannot protect the information it takes, then it should not collect the information.
The Internet plays the biggest role in identity theft. On the Internet, a thief can hide from detection while stealing peoples’ identities from their homes, being able to steal peoples’ information one by one “then disappearing into another identity,” (Vacca 60). Internet fraud consists of two phases. The first being spoofing where a fake site is set up made to look like the real thing. Once that is completed the second phase, phishing, begins. This usually starts with an email that uses the
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
I’ve decided to write my research paper on the issue of identity theft. Identity theft has occurred all throughout history in various ways and forms. Today, it is one of the fastest growing crimes occurring all over the world. Data suggests that identity theft accounts for roughly $50 billion stolen each year from citizens and businesses in the U.S. I believe that more attention should be targeted towards identity theft because of the detrimental effects it can have on a single victim and on our nation’s economy. Topics I will discuss include statistics about the crime, laws that protect the victims of the crimes, and what we are doing to prevent future attacks from happening.
You come home and find two mysterious UPS packages at your doorstep. Funny; they're addressed to you, but you didn't order anything. You open one of them to find a cell phone with the latest accessories. The enclosed invoice shows that it was shipped to you but billed to someone with your name at another address a few miles away. Same name? Same city? Stranger things can happen. There's a phone number, so your husband tries to call to let your namesake know that UPS delivered her packages to the wrong address. When you hear the woman on the line say, "Yes, this is [insert your full name here]," you get a sinking feeling in your stomach. Your husband quickly hangs up on her. Another review of the invoice reveals payment was made by MasterCard. You have a MasterCard but haven't used it in a while, so--what the hell--you call the toll-free customer service line. After being transferred here and there, answering this question and that one, it hits you: you're just another victim.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
Over the last ten years people in the United State and around the world have heavily relied more on their debit or credit cards to process transactions of their purchases. In the old days it used to be when you would get your paycheck on Friday and rush to the bank during your break or lunch in order to cash withdraw your funds or deposit them into your account. It used to be where you carry cash to buy groceries, pay bills, and go shopping. Now some people don’t even set foot inside their bank branch because they are paid using direct deposit or the funds are loaded into a debit card provided by their employer. Many employers from around the globe don’t even issue paper check anymore. Bills are often times paid online, babysitters are accepting electronic payment such as PayPal and even food trucks now take electronic payments. According to a Washington Post column by Michelle Singletary society and businesses embrace using cashless ways to pay for things than the old time traditional “cold hard cash”. In my opinion there should still be cash circulating out in the world. My first ...
Every day, citizens are constantly losing money and being victimized due to these fraudulent activities. Cyber crime, including fraud, identity theft, stalking, and hacking, is a growing problem that can be prevented by taking the proper precautions. The biggest cases of cyber crimes are cases of fraud. Online fraud comes in many forms. It ranges from viruses that attack computers with the goal of retrieving personal information, to email schemes that lure victims into wiring money to fraudulent sources” (What is “online fraud”).
Online identity is a term that is used for all that there is found about a person or company in the online environment. Not only a website or a social media profile creates this environment, it’s a compilation of those things that when combined make the online identity. In our current information society the importance of a good online identity has become bigger then ever. How you look online, has influence on how people perceive you in real life. 86 percent of the recruiters will look online for a profile or other information found in search engines before even inviting you on a job interview .
The methods that criminals use to get identity from people are always changing. There are 3 particular categories that these methods can be divided into.The first category is information given away. This method is referred to as the easiest way to steal someones identity. This occurs when people simply just give away information like their address to strangers or when they are not safe online and their personal information can be accessible to anybody.The second category is known as offline methods.This category includes techniques like: dumpster diving, shoulder surfing, wallet or document theft, bogus phone call, skimming, pretexting and business record theft. The third category is refereed to as online methods. This includes ...
Lenard, Thomas I. “Identity Theft Is a Declining Problem.” Cyber Crime. Ed. Louise I. Gerdes.
The 90's internet boom gave rise to new ways of writing in through access to cyberspace. What used to be printed or handwritten on physical surfaces such as paper, cardboard, or bulletin boards has changed to 0's and 1's, bits and bytes of digitized information that can be displayed thru the projections of computer screens. Moreover, the internet has made the process of publishing one's works, writing letters, or chatting with one another much easier and convenient for everyone around the globe. The internet became a universal tool, giving much freedom and flexibility to the users; it gave them opportunity to deliver their thoughts with little or no restrictions. Since it's impossible to regulate all cyber-activities, internet users are often unrestricted by the normal laws or authorities that would set boundaries around the various online transactions. More importantly, the fact that a net user can take on different identities in cyberspace brings about several ethical and social issues. These anonymous and unrestrictive characteristics of cyberspace often permite abusive users to easily involve themselves in serious cybercrimes such as cyberstalking, cyber-rape, and cyber-harassment through chatting services, emails, cyber communities, and other online communication.