There are a lot of reasons why you should try to be a good driver. It's safer for you and any passengers who are in the car with you, for one thing, and it's also more considerate to the other drivers on the road. But did you know that being a safe driver could save you on your car insurance premiums as well?
Your Driving Record
Your driving record says a lot about you, like whether you're likely to obey traffic laws or not. Drivers who have lots of moving violations and traffic tickets show more of a disregard for expected rules of the road, and that means they're putting themselves and other drivers at risk.
Insurance premiums are all based on one main factor: risk. A higher risk means they end up paying more money, and you'll end up paying
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• Grades: If you're a student, your grades matter more than just for passing your classes. Insurance companies look at your grade point average to determine whether or not you have a responsible personality. Students who regularly get good grades are assumed to be the same type of personality as those who regularly obey traffic rules. This is especially important for lowering car insurance rates in the highest risk group of young drivers between the ages of 16 and 25.
• Credit: Your credit score says a lot about you, especially when it comes to your level of responsibility. Much like getting good grades, there aren't many reckless drivers who are also responsible enough to be paying their bills on time and in full. A higher credit score translates into lower car insurance quotes.
• Location: Where you live also affects your car insurance quotes. Do you life in a high crime area, or out in the safer suburbs? Even where you work can affect your risk factor in the eyes of your insurance company, so be sure to take all the necessary
Many individuals receive car insurance that is lower than if they were to have a truck. Car insurance tends to have a lower rate simply because cars can’t do as much damage. One other reason car insurance can be less costly, is that depending on the car, it doesn’t cost as much to replace if a claim is filed. Although with insurance, this can also vary with age and gender as well.
Car insurance is a very important aspect of driving that all motor vehicle owners should look into. It is underutilised with only around 35% of all road users having had their motor vehicle/s insured. This leaves many drivers in financial debts as they are unable to pay, either the medical expenses due to a collision or the physical damage done to the vehicle, as they are not covered.
Getting my driver’s license gave me a sense of freedom that hit me hard with a reality check when I received my first ticket and taught me to respect and obey the law. Driving is a great way to commute anywhere in the United States. Driving is all about decisions, remember to make the right ones behind the
Insurance is a two-way legal agreement between the insurer and the customer. The customer, which may be an individual, business, or other entity, agrees to pay the premiums as required, in exchange for monetary protection from the insurer for any possible substantial loss. Customers usually obtain insurance, not to cover the trivial incidents of life or business, but to cover the potential significant losses which could be a financial hardship for them. The premiums of all customers of the insurance company are pooled together. The insurance applies statistical analysis to determine the chance that a particular event might occur to one of their customers. From this analysis they can determine the premiums which must be collected and the claims which must be paid to keep the insurance company financially profitable. There are many type of insurance including life, property and casualty, car, health, and disability. Each is very specific for what losses then will cover and reimburse (Pareto, n.d.).
All customer are one of of kind and do not need the same coverage. One customer might benefit to full coverage if one has leases a brand new car, but one with a payoff- rundown car would likely just to have liability coverage, which means one is responsible for one's action what happens on the road. It is required by law to have basic liability insurance, but does not require full coverage. GEICO allows one to get a quote online, which benefits the customer to compare and contrast what insurance company is the best fit for them. The company provides discounts to benefit their customer, by allowing one to manage their car insurance at their convenience. GEICO provides a number of discounts. There are discounts available specifically for car insurance, as well as insurance discounts for certain groups such as, federal employees, students, military personnel.
Insurance companies exist to make money. They are not concerned with your needs which include great coverage at an affordable price. Their agenda consists of offering superfluous offers, causing you as a customer to lose money on frivolous items that won’t ever benefit you.
Insurance is as ancient as Babylon. The first policy dates back to 2100 B.C.; specifically, it is the Code of Hammurabi. A loan from a trader made certain his valuable cargo traveled safe from the harm of thieves or storms (Marples). The term changed drastically through the ages, and insurance is now a mess of premiums, tiers, and co-payments. It may most commonly be known as a negative number on a check stub that ensures health and safety. There exists not one company that covers everything on just one plan, but a step forward may change that.
Driving is something everyone does. It is something that teenagers look forward to. Something that parents dread coming because it shows that they are growing up. It is a mile marker that everyone reaches at some point in time. But, when it comes down to it, driving is one of the most serious things people do everyday, one mistake and everything could be over. The increase in technology has led to an increase in distracted driving, especially in teens or adolescence.
You are a driving thought the neighborhood on your way back home from work, when you reach a stop sign, so you naturally stop, however the car behind you doesn't quite stop and keeps going full speed towards you and inevitably crashes into you, ruining your car as well as setting you back in money not only for the car but from your insurance company as your rate will go up. This is the reality of today's road as many drivers whether new or old have picked up dangerous driving habits.
Introduction: Many teenagers get their permits and licenses between the ages of 16-18. However, those teenagers who get their permit or get their license don’t fully understand the risks of driving. In 2010, there was an estimated amount of 5,419,000 car accidents. Many accidents involved a driver influenced by alcohol and/or narcotics. Some accidents occurred do to people not paying attention to the road and others were because of bad weather or they lost control over the motorized vehicle.
Remember that driving is a privilege not a right, so drive safely because it saves you money and a lot of lives.
The National Highway Traffic Safety Administration (NHTSA) defines aggressive driving as "the operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property"—a traffic and not a criminal offense like road rage. Examples include speeding or driving too fast for conditions, improper lane changing, tailgating and improper passing. Approximately 6,800,000 crashes occur in the United States each year; a substantial number are estimated to be caused by aggressive driving. 1997 statistics compiled by NHTSA and the American Automobile Association show that almost 13,000 people have been injured or killed since 1990 in crashes caused by aggressive driving. According to a NHTSA survey, more than 60 percent of drivers consider unsafe driving by others, including speeding, a major personal threat to themselves and their families. About 30 percent of respondents said they felt their safety was threatened in the last month, while 67 percent felt this threat during the last year. Weaving, tailgating, distracted drivers, and unsafe lane changes were some of the unsafe behaviors identified. Aggressive drivers are more likely to drink and drive or drive unbelted. Aggressive driving can easily escalate into an incident of road rage. Motorists in all 50 states have killed or injured other motorists for seemingly trivial reasons. Motorists should keep their cool in traffic, be patient and courteous to other drivers, and correct unsafe driving habits that are likely to endanger, antagonize or provoke other motorists. More than half of those surveyed by NHTSA admitted to driving aggressively on occasion. Only 14 percent felt it was "extremely dangerous" to drive 10 miles per hour over the speed limit. 62 percent of those who frequently drive in an unsafe and illegal manner said police for traffic reasons had not stopped them in the past year. The majority of those in the NHTSA survey (52 percent) said it was "very important" to do something about speeding. Ninety-eight percent of respondents thought it "important" that something be done to reduce speeding and unsafe driving. Those surveyed ranked the following countermeasures, in order, as most likely to reduce aggressive and unsafe driving behaviors: (1) more police assigned to traffic control, (2) more frequent ticketing of traffic violations, (3) higher fines, and (4) i...
Ant-Man tell story about “Armed with the astonishing ability to shrink in scale but increase in strength, con-man Scott Lang must embrace his inner-hero and help hip mentor, Dr. Hank Pym, protect the secret behind his spectacular Ant-Man suit from a new generation of towering threats. Against seemingly insurmountable obstacles, Pym and Lang must plan and pull off a heist that will save the world.” A scientist, Hank Pym was attempting to hide the secret of the Ant-Man technology as long as he can because he discovered that the technology is dangerous. But one day, Scott Lang, the person who just release from prison breaks into the scientist’s home and attempted to execute burglary because he cannot find a job as well since he had criminal record.
Knowing how to drive a car myself, I can’t expect an accident to occur. It just happens without your knowledge and sometimes without your fault too. It’s better to take precautions just in case such a thing happens. This will surely help you financially for the repairs of the vehicle.
“The one thing that unites all human beings, regardless of age, gender, religion, economic status, or ethnic background, is that, deep down inside, we all believe that we are above-average drivers” -Dave Barry, comedian. The number of accidents over the last ten years have drastically increased, drivers are paying less attention to the road itself. Many individuals behind the wheel of a car believe that their driving does not affect the road conditions, however it always will. The driving habits of today are catastrophic due to the reasoning that the driving will affect other lives through reckless or distracted driving, and disobeying traffic laws.