1.1 BACKGROUND OF STUDY
Study loan is crucial for all students that they earn in order to spend it on things they want. Without study loan, it will be a burden for students to pay their tuition. The allowance that given, it help students to study with minimum financial worries.
For MARA student, they will apply MARA loan as their allowance. Diploma and degree student will get different amount of allowance.
Based on the above, mostly KPTM student will apply MARA as their allowance. For KPTM Kuala Lumpur student, diploma student will get RM630 per month and degree student will get RM700 per month. This allowance will help their financial problems and their parents’ burden will decrease.
1.2 STATEMENT OF THE PROBLEM
1.1.1 Manage Money
The student cannot manage their MARA allowance properly. It is because they did not know which is need and want. They also need to pay their house rent for those who stay outside the hostel, and hostel rent. The also will spend it on unusable things like adult’s magazines, brands clothes, accessory, domestic, drinks, and smoking.
1.1.2 Entertainment
Most of the students spend their time with entertainment such as watch movie, dance, karaoke, sport, and hangout. They will use the allowance for the unnecessary things. As a student, they should save their money for important things like pay bill, eat and so on.
1.3 SCOPE OF STUDY
KPTM is the biggest Bumiputera private educational institution with more 12 5000full time students. KPTM had over 7 campuses, which is Kuala Lumpur as the main campus. Bangi, Kuantan, Kota Bharu, Alor Setar, Ipoh, Batu Pahat and Semporna are the branches in KPTM. KPTM was offered five programs for student which is diploma, degree, professional, pre-diploma a...
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...or the researcher do the research. Besides that, the limitation of information and sources makes the research uncompleted. On the other hand, the researcher needs transport to get the information. Cooperation between the informers should be smoothly, sometimes the informer will not give the accurate for information. This is because the communication between them is not successful. So that, the limitation makes the research uncompleted or not enough sources .
METHODOLOGY
Sampling methods are classified as either probability or nonprobability. In probability samples, each member of the population has a known non-zero probability of being selected. (Survey Sampling Methods, 2013)
Works Cited
http://lang-8.com/486941/journals/1782643 http://www.fao.org/ag/humannutrition/32428-0613f516cb07eade922c8c19b4d0452c0.pdf http://www.statpac.com/surveys/sampling.htm
Two sampling methods include mail surveys and convenience sampling, a variation of a nonprobability sample. Mail surveys, inexpensive way to contact individuals over a large geographical area, provide anonymity to the respondent, and eliminate interview bias. Convenience sampling, a nonprobability sample, the only criteria is the convenience of the unit to the researcher, fast and uncomplicated, but the sampling error not determined.
- Unfortunatly, all research papers have a limitation to their studies. Some of the limits I may come across is, lack of information, lack of respectable and trusted articles or books. These two will be my biggest concern when writing this paper. The way I plan to try and overcome this obstacle is by gathering all the information I have before hand, and understand the limitations I may occur before I begin writing my paper. This way, I will know my limits while writing my paper and not overstep my boundaries.
This report evaluates the financing for higher education in England which may not be the best economical route. The fundamental dispute is that through the increase of tax, decrease in university expenses and reschedule methods of teaching tuition fee loans can be reduced. By raising the taxes students education will provided with lots help. Moreover it will mean that students won’t be into debts every year.
Today students do not have the money for their tuition. Tuition goes up every year. Also the fees such as student or orientation fees went up as well. Students shouldn’t be in debt for their education. Students should be able to have a good education so they coul...
Through my research I hope to explore the consequences of education debt on college graduates’ lives, including career choices, consumption pattern and lifestyle choices. Meanwhile, I want to discuss some feasible alternatives to minimize student loan debt. My intended audience will be the American college students and their families. The other audience I want to reach is those education policymakers. The contribution of this research will be to help students better understanding the consequences of indebtedness and making informed and careful decisions on paying for college. Also, it will raise the awareness of education policymakers, prompting them to improve our existing student loan policy. As a college student, how to finance a higher education is closely related to my personal life. Through the research I hope that I can acquire enough information on the pros and cons of student loan, and other options to minimize the student loan debt, so that I can make careful decision on financing my college education.
In the USA, there are no mandatory grants to help students finance their studies or for their maintenance while in school (Mullins and Martyn p 46). The grants are given on applications received from the students but they accumula...
My undergrad study in Business Administration from Kathmandu College of Management affiliated to Kathmandu University
After we know that the development of Baitulmal in Malaysia has many important aspect and things, so we can also help this development to go fast and see that Baitulmal is one thing that has in Islamic principle and has been formed since time Rasullullah and Sahabat.
If university education were to be free, it will not only support individual’s right to receive education but also minimize fees burden for students. Although some universities provide financial aids to certain students, the fees burdens are still high for them. For instance, when students take students loan, the period of payment is delayed. The loan actually increases more and more each day because of the ...
cerned factors when planning advanced education abroad. Usually, before the application process, international students should already ensure their financial sponsorship. The support may from their government program, employer, bank loans, and, in most cases, their parents. Therefore, es- tablishing a comprehensive expenditure plan in advance, which covers most predictable expenses, is very important for international students. However, expenditure inherits heterogeneity and may vary a lot in different months beacause of emergencies, purchases of expensive durables, holiday travel, and so on. Also, such a pre-plan must base on rational expenditure esti- mation because living expenditure is affected by multiple factors, such as the location of the university, price level, personal shopping habit, personal rquired living standard and so on. These uncertainties make international students’ expenditure estimation even more difficult. The above two features of expenditure are the main reasons why international students’ expenditure estimation worth discussing.
College debt is a major problem for student graduation college with large amount of loan that they can’t pay off. The Author Mannes George talks about how students can overcome some of these financial problems in his article “earning a degree in debt”. There are many ways that loan can be borrowed where you will need to know how to utilize those ways. Student are always excided to attend college of their interest but you will need to know how to make decision. Like factors price into decision, set some limits, thinking about paying early or often. Where this decision can help you save thousands of dollars in your tuition fee.
Patent protection in Malaysia is governed by the Patents Act 1983, and is obtainable by either or filing a direct national application or entering the national phase of a Patent Cooperation Treaty (PCT) application. There are two patent classifications that an applicant can choose upon application, the standard patent or design patent and the utility patent.
... interesting and challenging experience for students. Thus, students will learn to live without depending on anyone else such as family and friend. Moreover, students will face problems on their own. For example, they need to adapt the university life as soon as possible. As a result, students will be tougher in overcoming any challenges in their life. In short, study universities encourage students to stand on their own two feet either in foreign or local. Eventually, one will develop a greater self-reliance, independence, and self-confidence. As a result, studying in local universities or foreign universities can also gain experiences.
College students on the other hand learn to save their allowance as they grow and meet different requirements in school. Entering college is an exciting and important part in student life. It is where they learn to be an independent person. There are many different tasks that need to be done in order for them to be successful. One specific area where many college students have difficulty is learning how to manage their allowance effectively and wisely.
Student migration is often the gateway for getting a huge money. Apart from this, Students abroad ratio tripled from earlier. Studying in Developed countries has been a tradition for many middle class families. Several developed countries universities has opened a full time office in other countries. Through this many students converts student status into residential permit. These led to the d...