Identity Theft:
In today’s society there is a white collar crime that has greatly increased in popularity among criminals. Identity theft, causes hundreds of thousands have their identity stolen each year. Identity theft is when criminals obtain and use consumers personal information, such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. It has become one of the few crimes that is successful repeatedly and yet it has been ignored by the public. One will shed some light on what many need to know about identity theft but few actually do.
Studies have shown that identity theft has rapidly grown within the past few years, becoming one of Americas fastest
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If it happens that one’s identity has been stolen and the victim is aware of that one will need to act fast on the problem. Immediately contact the credit card issuers, closing existing accounts, and get replacement cards with new accounts numbers. If any new accounts have been opened in one’s name then immediately close them, and when opening a new one request for a password to be set up. Then one will need to call the fraud units of the three credit reporting bureaus reporting the theft of the credit cards and or numbers. As one does this keep a log of all the calls, documentation and files gathered through the process. One will also need to file a police report, identity theft report and complete an ID theft affidavit. Contact the social security administration if one thinks his/her social security number is being misused, and finally report passport loss if one has any. Yet doing all this may only be half the battle, while identity theft involves thieves using personal information to pose as a victim to the police, it may also result in the police believing the victim to be whom is the criminal. In some cases its even been said to have prevented innocent people from getting a job due to employers being able to see criminal activity on their record. It’s not so much of the financial loss that is hard on the victims but the time spent trying to fix the problem that can become a huge hasell, its the stress that overwhelms the most. Eighteen months after moving in with his fiancée, Joe Tremba received a collection letter about a past due credit card account that had been assigned to a collection agency.“I was confused,” said Tremba, who always pays his bills on time. “I have only one credit card—an American Express card that I pay in full every month. The letter referred to a Visa card with a $5,000
Identity theft has been a major issue of privacy and fraud. In the data breach analysis from the Identity Theft Resource Center (2013), the number of data breaches from the year 2005 to 2012 increased. In 2012, there had been 49% where the data breach exposed people Social Security Number. The data breach of 2012 has a rate of 27.4% caused by hackers. These breaches were commonly from 36.4% businesses and 34.7% health and medical (Identity Theft Resource Center 2013). The number of identity theft varies from physical possession to digital possession. At least one-fifth of trash cans contains papers listing people’s credit card number and personal information. People that throw away their trash mails contain much personal information that is useful to steal someone's identity (Davis, 2002). Technology becomes a need where people use it daily and as a result it has also become a use for identity theft as well. Throughout the years as technology develops so does identity theft. This paper shows the types, methods and technique used for identity theft, and it also examines possible risk of identity theft from current technology.
In modern days, there is a type of crime that is growing very fast. It has become a very popular crime because it’s easily done, and it doesn’t leave a big trace, whether the crime is successful or not. The crime in question is Identity theft. Identity theft is a crime that involves a person or group pretending to be someone else for their own personal wants. The criminals use personal financial information such as social security number, bank and card information, your address and other personal information. According to the Insurance Information Institute, 15.4 million U.S. consumers have been victim to this crime, amounting to a loss of $16 billion, making it the most growing crime
Each year around 15 million United States residents are affected by Identity Theft. This causes financial losses of around $50 billion per year. The average amount of money stolen per victim is $4950! That is a lot of money that is just taken from people with little things they can do to affect their identity from being stolen. The most common age group for Identity Theft is 18-24. The 18-24 age groups hold over 20% of all Identities stolen. Did you know that around 6% of adults are affected by Identity Theft? People who steal other peoples Identities are just really rude. Most people work very hard to earn their money and when it gets stolen from them it is just wrong. According to statistic brain the Identity Theft fraud rate is growing very slowly each year, but it needs to be stopped completely.
Terms and Laws have gradually change overtime dealing with different situations and economic troubles in the world in general. So then dealing with these issues the workplace has become more complex with little or no rights to privacy. Privacy briefly explained is a person’s right to choose whether or not to withhold information they feel is dear to them. If this something will not hurt the business, or its party members then it should be kept private. All employees always should have rights to privacy in the workplace. Five main points dealing with privacy in public/private structured businesses are background checks, respect of off duty activities/leisure, drug testing, workplace search, and monitoring of workplace activity. Coming to a conclusion on privacy, are there any limits to which employers have limitations to intrusion, dominance on the employee’s behavior, and properties.
The United States’ welfare system is designed to help its citizens live regular and full lives with all the opportunities that higher class citizens are exposed to and to help the unemployed look for long-term work so financially, they can become stable. This assistance is very beneficial (especially to the lower class) but annually, thousands of cases of welfare fraud are committed. The poor do not realize that this program does them the favor and is not a requirement by the government. The welfare system is a great assistance to the needy but these programs do not enable the receivers to become motivated to get off the program; instead it makes them more dependent towards the welfare system and receivers tend to want more and more assistance as time goes on. If welfare fraud continues to occur, the United States should let the people that absolutely need it receive their assistance regularly and target those who need it less and make the qualifications for welfare more complicated and tedious so to make it harder for those to receive welfare benefits, to help prevent welfare fraud, and to make people less anxious to apply for welfare if they don’t need it as much.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
Identity theft is no new problem in our world. It has occurred for decades and only grows more popular with criminals. Due to our world’s expanding technology, identity theft is becoming easier to commit and harder to detect. Luckily as the criminals technology becomes more advanced, so does out justice system’s technology to help fight the crime. The number of criminals that engage in the fraud and thievery will only grow due to the lucrative nature of the crime, but also will the forces that are established to stop them. This white-collar crime will gain more attention and therefore more laws will be passed to protect the public from becoming victims. With the use of laws, task forces, and the education and awareness of the public, identity theft will be given more attention and focus to hopefully deter future threats from occurring.
The primary use of stolen identities is for credit card fraud which can occur by an offender placing charges on a victim’s existing cards or by opening new accounts in his or her name. A common activity for these fraudsters is to change the billin...
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.
As society has progressed, there have been many new innovative and unbelievable developments in almost all aspects of life that have ultimately created an impact. More specifically, advancements in technology have rather had a much larger and intense impact on society as it continues to grow. Technology has allowed for many great and useful applications that has made life much easier and convenient. However, many aspects of technology have given a rise to a number of social and ethical issues, causing numerous debates and concerns. One of the more prominent concerns deals with the issue of privacy rights.
Sullivan, C. (2009). Is identity theft really theft? International Review of Law, Computers & Technology, 23(1/2), 77-87. doi:10.1080/13600860902742596
"Identity Theft and Your Financial Life." Daily Record [Baltimore] 23 Aug. 2004, Special to the Daily Record ed.: n. pag. eLibrary. Web. 6 July 2011.
Identity theft is a non ethical criminal offence. It is when someone gathers someone’s personal information and uses it against them. Fraudsters usually get a hold of personal information using three methods: information given away, offline methods and online methods. People commit this crime for many different reasons, but they all have one common goal of using some else’s identity to their advantage. There are many different type of identity thefts, which are categorized on what the criminal is using the identity for. Having said all of this, identity is a crime that can cause a lot of finical and reputation damage to the victim and that is why it is important to prevent it. Identity theft can be prevented if everybody knows exactly what it is and what they can do to keep their identity safe.
America,” (Weidenfeld 1). Being the number one crime, identity theft is very dangerous. If your