Case Of Reparation

In the article, “The Case of Reparations”, Ta-Nehisi Coates discusses redlining as a form of discriminatory housing practices from contract buyers to African Americans. Where black people are referred as a contagion, which spreads throughout neighborhoods with no cure to contain it. Society cannot look at these human beings, as a form of savages where they do not get the same rights as any other person would, specifically, financial status and buying property. Clyde Ross is an example of a survivor that shows that we can overcome these injustice laws, through a lot of effort, and therefore fulfilling our own goals to own property. Redlining should of not been practice to the extend where families are at risk of losing their homes and should
Racism and discrimination among black people across the country were largely denied from legitimate home mortgage markets. Instead, black people were sold “on contract”, a predatory agreement that combined all the responsibilities of homeowner ship with all the disadvantages of renting, where payments were made to the seller and not the bank. In “The Case of Reparations,” explains the misfortune of a missed payment, “he would immediately forfeit his down payment, all his monthly payments, and the property itself” unlike a normal mortgage this contract acquired no equity to the buyer. The seller is discriminating black people and evicting families with children, where then the seller takes their monthly installments as profits. No one seemed to be safe with these contracts and cut from home mortgages. But if it were a white man this would be a different story. White people would have the privilege to own their homes title, and have legitimate mortgages. They would not know how it is to live where the system discriminates black people based on their color. Black and white are colors, we have a voice too, and should not be taken as a disease where government controls its spread throughout the
As said before neighborhoods marked in red were denied FHA mortgages. Charles Abrams, urban studies expert who helped create the New York City Housing Authority, wrote “A government offering such bounty to builders and lenders could have required compliance with a nondiscrimination policy. Instead, the FHA adopted a racial policy that could well have been culled from the Nuremberg laws”. This comes to show the discrimination and the position they chose to stand towards the minority. There is no excuse of what they are doing. They cannot do anything but accept the truth of the racism and the discrimination they held against