1. To find out what is Rock Solid policyholders’ surplus you would take the company asset which is 900 million and subtract the firm liabilities of 640 million. As a result, the policyholder surplus would be 260 million. 5. To find the gross rate per unit of coverage that should be changed Lonnie would take the pure premium and divide it by 1 take away the expense ratio. As a result Lonnie would get 500 for the gross rate.
As of December 26, 2004, our liquid assets totaled $10,924,000. These assets consisted of cash and cash equivalents in the amount of $10,642,000 and short-term investments in the amount of $282,000. The working capital deficit increased slightly from $50,359,000 as of December 28, 2003 to $51,041,000 as of December 26, 2004. This increase was due primarily to increases in the loss reserve and unearned premiums related to the captive insurance subsidiary and accounts payable and was partially offset by increases in inventories and receivables.
The multinational pharmaceutical firm, Wellcome PLC, brought a product to the market to help treat the symptoms of AIDS and HIV. Wellcome PLC owns an American subsidiary known as the Burroughs Wellcome Company. In 1987, Burroughs Wellcome Company received FDA approval to sale Retrovir, which interferes with the ability of HIV infected cells to produce new virus. Burroughs Wellcome Company finds itself under siege in September 1989 by AIDS activists and various segments of the U.S. government. Despite two reductions in price in the last two years, Burroughs Wellcome Company’s executive management is under unrelenting pressure to decrease the price of Retrovir so that many more people can afford the prescription.
McOskar Enterprises, Inc. owns and manages a health and fitness center identified as “Curves for Women”. Tammey J. Anderson, the complainant, joined Curves on April 2, 2003. As part of the joining process Anderson signed a release of liability agreement. This agreement released Curves from any liabilities related to injuries that might be sustained by contributing in any activities or through the use of equipment. The agreement also stated that participants agreed to all risks of death or injury that could occur, Anderson read and signed the agreement of terms with Curves. After completing the liability agreement, Anderson began working out under the observation of a Curves’ trainer using the machines within the facility. During the workout Anderson notified the trainer that she began to feel pain in her neck, shoulder and arm, but finished her workout. She continued to feel the pain when she got home and pursued medical attention. As part of her prescribed medical treatment she was sent for a course a physical therapy. In June 2003 Anderson underwent a cervical discectomy, a procedure used to treat nerve or spinal cord compression. After her procedure Anderson sued Curves, claiming negligent acts during her workout. Anderson v. McOskar Enterprises, Inc., 712 NW 2d 796 (Minn. 2006).
= (487 x 1) / 80 = 6.09 General and Admin. = (.091 x 12.76 x.185) + 23.59 = 2.38 Total Cost (per 100 parts) $32.83
On September 24, 2016, “Charlotte Shooting; police release video and photo evidence,” an article developed by Nick Valencia, a writer for CNN, describes the events leading to the death of Keith Scott. According to the Charlotte Police department, officers were going to an apartment complex for an unrelated incident when officers notice Keith Scott in his car with a firearm visibly in his hand. Officers instructed Keith to drop the firearm. Instead of letting go of the firearm, Keith decided to exit the vehicle when he was told not to. This lead to officers firing upon 43 year old Keith Scott, as they felt he was a danger to everyone who was in the surrounding area.
When a person acquires a diagnosis they will undergo a clinical interview and assessment to provide information about how the individual is feeling and the signs and symptoms they are experiencing. When the interview and assessment are completed a clinician then puts together a case formulation which is then returned to the GP who made the referral. The aim of a case formulation is to build a biopsychosocial representation of the patient and their condition, included in a case formulation is a description of the condition and how it effects the patient, factors that are affecting the condition, factors that may not have been involved previously but could affect recovery, factors that may help with recovery and a treatment plan. All of the case formulation will be looking at the biological, psychological and social factors involved and how a problem in one element may affect the other two elements (Martins-Mourao, A. 2010).Case formulations are used as a template for the best treatment for the patient as it includes all the
Nearly every aspect of law enforcement has a court decision that governs criteria. Most court rulings are the result of civil lawsuit towards a police officer and agency. However, currently, there is no law that mandates law enforcement driver training. When it comes to firearms, negligence by officers has resulted in a multitude of court rulings. Popow v. City of Margate, 1979, is a particularly interesting case that outlines failed firearms training by an agency. In this case, an officer chasing a suspect during a foot pursuit fired at the suspect, striking and killing an innocent bystander (Justia.com, 2017). The court ruled that the agency was “grossly negligent” of “failure to train” (Justia.com, 2017). As a result, nearly every agency requires annual firearms training and has written policy concerning the same. Officers must show proficiency in firearms use every year to maintain their certification. Many states even impose fines on officers for
Procedural History: The petitioner, who was serving as an active member in the United States Coast Guard, was facing a general court martial in New York for sexually abusing the underaged daughters of fellow Coast Guard members while serving at his previous duty station in Alaska and at his current duty station in New York. Solorio filed a motion to dismiss the charges stemming from Alaska arguing the court did not have jurisdiction of these alleged crimes as they were committed in his privately owned home. The military judge granted the motion to dismiss finding that the charges stemming from Alaska were not “service connected,” therefore, they could not be heard in a military court martial. The Government appealed to the U.S. Coast Guard Court of Military Review, which overturned the judges dismissal and restored the charges. The petitioner then appealed the decision to the United Supreme Court (Solorio, 1987).
Christopher Osinger harassed and intimidated his ex-girlfriend under 18 U.S.C. §§ 2261A (2) (A) and 2261(b) (5). He sent sexually explicit content of his ex-girlfriend to her family, friends, and coworkers without her permission, and tried to communicate with V.B in many occasions even after she told him to stop trying to contact her. Seeking to the demission of the charges, he stated that 18 U.S.C. § 2261A (2) (A) was unconstitutional because free speech was being prohibited and it is protected by the First Amendment. He challenges his conviction for stalking in violation of 18 U.S.C. § 2261A and faces facial charges to 18 U.S.C. § 2261A as unconstitutionally vague as applied to his conduct. He maintains a sentence of 46 months imprisonment.
Reasonable people will generally go a long distance to protect their loved-ones. In the case of R v. Buzizi [2013], a man killed another so that he could protect his cousin. On an early morning in Montreal, the accused’s cousin and the victim ensued in a brawl. The initial fight was broken up by a third party, but a few moments later, the accused pushed the victim. Then, Mr. Buzizi noticed that the victim was brandishing an exacto knife, and that his cousin had a wound on his neck. For fear that the victim was going to pull out the knife again and attack his cousin or himself, the accused eventually stabbed the victim several times with his own knife. Buzizi was tried and convicted of second degree murder, but this decision was appealed
Current Ratio – For the last three years was growing from 3.56 in 2001 to 3.81 in 2002 to 4.22 in 2003. The reason of grow is increased in Assets. Even though Liability was growing, Asset grow was more significant.
The sales director proposed that if the firm were to reduce the price of Item 345 to FF15.00/m, they would be able to increase sales to 175,000 units (or 25% of industry volume). But if they were to keep the price at the current value of FF20.00/m, they would be able to sell not less than 75,000 units (or 11% of industry volume).
Following my latest installment which ranked the top 11 players on the Notre Dame defense, the response was near unanimous: the defense is in big trouble. Writing it I hadn't quite thought of it that way, it was more about the process of selecting who Notre Dame's best players were on that side of the ball; the overall implications to the defense weren't really considered. But, when person after person responded the same way, I went back and looked at the list a whole and thought, "yikes, this does look a little scary."
By taking into account only the most liquid assets, ratio 1.0 in 2013 and 2012, which increased by a small margin 0.2 from 2011, indicates that company has strong liquidity position.