Dropping Out of College
Throughout many people’s lives, the contemplation of dropping out of college and leaving all of the obstacles it brings behind crosses minds daily. People share the common goal of graduating college and reaping the benefits of their careers but also share 3 common detours. One of those is most certainly student loan debt, even before it was glorified on the social media and turned into jokes on graduation caps; debt from student loans has been one thing many don’t look forward to and are still paying off. The second factor is the struggle that college itself offers, early classes, late nights studying and everything in between. The third factor is living costs, to live in the dorms or to live with friends or to live
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Students in the dorms are the least concerned with their cost of living simply because they don’t see how much is coming out of it month to month it’s all just compiled into a big tuition fee. Whereas students that live on their own find it more important to pay for their own bills and support themselves than to pay for courses in college and books simply because they cannot afford to do so. More than a third of drop outs said that even if they got a grant that covered tuition and books that it’d be hard to move and go back to school simply because of family support and how much they do for them as in no rent and groceries being paid for. Also on an emotional level some kids in college have a hard time branching out and making friends because it’s harder to do in college than high school. Everyone isn’t confined into one building and not everyone is from the town your college is in which makes the community experience a little bit more …show more content…
Attendance is typically a percentage of your grade and the motivation to get up and go to class deteriorates as you start to go to classes more often and realize that some classes are a little bit more easy to skip. Homework is another burden because when homework is not finished on time you can only get late credit or no credit. When assignments are turned in late or not at all, possible points are lost that could have used to increase your grade. So when students lose or forget to do homework they don’t even look for some credit they usually just think “why do it?’. Rushing assignment goes with this as well, because when you have so much to do in so little time you’ll rush your work, people in college find it hard to pace themselves and feel like they don’t have enough time in their day to do what’s
Martin and Lehren’s article “A Generation Hobbled by the Soaring Cost of College” addresses the issue faced by current and former college students dealing with large amounts of debts due to student loans. The article presents the reader with stories of former college students who have either graduated or dropped out, and their struggle to pay off their student loans. The article also talks about issues such as students not being informed about high amounts of student loans and why student debts have increased. Martin and Lehren also make the issue of student debt more intimidating by giving examples
Many people would agree that our country’s young adults have and continue to incur a lifetime of debt by enrolling in college. It’s become an almost acceptable understanding that if you plan to attend college, you might as well expect to graduate with an enormous amount of debt. Robin Wilson, a reporter for the “Chronicle of Higher Education,” and author of “A Lifetime of Student Debt? Not Likely” suggests student loans are very real and can be life altering.
Wilson, R. (2009). A lifetime of student debt? Not likely. In G. Graff, C. Birkenstein, & R. Durst (Eds.). “They say, I say”: The moves that matter in academic writing with readings. (2nd ed.). (pp. 256-272). New York: W. W. Norton. This article examines how much debt in loans students leave college with and if it is possible to pay it off without it causing extreme distress.
With tuition rising every year, students face the challenge paying the debt achieving a college degree comes with. “Student debt surpassed credit-card debt in June 2010 for the first time in history, rising to about $830 billion — or nearly 6 percent of the nation 's annual economic output”(Clemmitt, Marcia). Not everyone has a ton of money just laying around. Being that financial trouble is the biggest problem for students, they begin to question whether college is worth it or not. In recent years, students have taken out loans to help with expenses. Most students choose to attend a community and junior college to help minimize the debt. Even after graduating with a degree, students still face the struggle of finding a job in this economic time. For higher class families this may not be a problem to them. But for the middle class and low income families, they face tougher times being that they don 't have the financial help like higher class families do. For the middle class and low income families, it makes more sense attending a community and junior college rather than a four year university.
Preparing for college before hand is a key role in not paying a student loan debt. Ending college with no debt in key, and doing it with success is a self-bonus. A total estimate of one-trillion dollars is the amount of today’s student loan debt. Students need to see new ways to not be one to fall into this great
It is a norm and expectation in society today for students to pursue higher education after graduating from high school. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all time high with so many people graduating from college, and having difficulties finding jobs in their career fields, so they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
There is no escaping the fact that the cost of college tuition continues to rise in the United States each year. To make it worse, having a college degree is no longer an option, but a requirement in today’s society. According to data gathered by the College Board, total costs at public four-year institutions rose more rapidly between 2003-04 and 2013-14 than they did during either of the two preceding decades (Collegeboard.com). Students are pressured to continue into higher education, but yet, the increasing costs of books and tuition make us think twice. Sometimes, some of these students have to leave with their education partially finished, leaving them with crushing debts.
Being forced to move back home after college graduation is one of many obstacles students face while getting accustomed to the new debt they inherit after school. Imagine, upon graduation of high school the excitement one must feel about finally being away from the watchful eye of mama and papa bird. Headed to college to live on their own, freedom to be an adult and make decisions as such. If lucky enough to be one of the one’s who will make it through the entire four years of higher learning with a degree, evidence of long nights, dedication, and hard work, great rewards are expected, right? Wrong, many students in modern society will be met with a harsh reality and be bound to the nest which they took flight from four years prior. Student loans will become the new chain holding them captive to their parents. Unable to afford to live independently right after college graduation is a price some must pay for pursuing higher education.
With the ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesis statement will concentrate on the view that the education policymakers should improve financial aid programs and minimize the risks and adverse consequences of student loan borrowing.
College students have to balance work, family, and college activists and any delaying behavior from within can cause an unbalance. This behavior is called procrastinating and it can lead to problems in many areas of a student’s life. College students are the worst hit by this type of behavior because they have many different activities to focus on instead of studying. These activities can cause students to study when they have time which often is usually too short amount of time. There is a time and place to relax and enjoy life, but if students focus on playing around instead of getting their assignments done, college life will be stressful.
As of 2016, American students have accrued a massive 1.3 trillion in student loan debt. Just 10 years ago, the nation’s balance was only $447 billion (Clements). This ever-present cumulative burden has caused many post graduate Americans to delay important life events such as marriage, homeownership and children because of this substantial encumbrance (Clements). The debt will only continue to grow with neglect, so the most effective action to take would be eliminating the cost altogether.
Tuition over the years have made it the struggle for students and their parent to make ends meet. The dorms cost a lot that make it payment really high. Living off campus would make life so much easier for parents and myself because the cost of the school would not cost as much as it does living in the dorms. The school should let students live off campus if they have 2 or more people living with them. If the school did let students live off campus I feel like they should be able to have room checks just like they do in the dorms. If the parents of the students let them live off campus the school should be able to let them do it too. Because really the parents of the students have more authority over the school. I feel that now that a lot of the dorms are getting broken into that it would be way safer to live off campus. That way I know that it is my responsibility if someone was to break into my house. If anything is broking into in our room even if it is locked I don’t think the school pays to get any of the stuff replaced. So living off campus can help students to have responsibility and become a real adult in the college
Students living on campus don’t have to worry about time because they live in the college. On the other hand, students who commute to school, have to worry about getting to class on time. Students living on campus don’t have to waste money on transportation or food since it is all covered under a plan. Unlike commuters, who aren’t covered under a plan, they have to pay more money to get to school as well as for food. Students who live on campus tend to know more people and they know more about what’s going on around campus. However, students, who commute, don’t have that advantage because they are home most of the time. Living on campus can be more beneficial than living at home in many ways.
Dropouts in school have been an important topic in education since the number of students that are dropping out has been increasing over the years. There is more than one reason students decide to leave school before graduating from high school. In the Gate Foundation report, they do a survey to investigate the main reasons of why students of age 16-25 years old drop out of high school. According to the Gate Foundation report, they are five main reasons why students are dropping out of school. Almost half of the students in the survey responded that one of the major reasons of dropping out of high school was because classes were not interesting or boring. It is true that if a person does not feel interested of learning something, then it can