Universal health care system is a system in which the government helps pay the medical expenses of its citizens. The universal health care is financed with the taxes of the citizens and allows citizens get free health care. Universal health care is provided by the government of the country where the system is used . Many countries use this type of health system , including Canada , the United Kingdom and Switzerland. Some of universal health care systems provide completely free health care for its citizens , while others require citizens to buy health insurance from a list of insurance providers . some countries subsidize ow income families. In countries that offer free health service for all its citizens, the program is funded with tax money. In some cases , this leads to higher the taxes in order to fund the system. One of the benefits of universal health care is that it can offer continuity of insurance coverage for citizens . Without such a system, it is not common for citizens lose their insurance coverage if they lose their jobs or quit. With the system of universal health care, insurance coverage will always be there regardless of whether they work. the individual can continue this type of coverage and eliminate the need for insurance companies concern about pre - existing conditions or other similar restrictions . People with universal health insurance are more likely to seek medical care before a condition worsens to the point of needing emergent care. Getting health care before the condition worsens helps to reduce the number of deaths and illness on children and adults, therefore it contribute to a preventive health care for a healthier and more productive society . National health coverage could also provide another ... ... middle of paper ... ...ompanies are not oversee by the government - which means that they can change prices or deny services if they want. This creates a culture where people only look for the hospital for treatment when the thing is already severe, often in a the condition could be easily avoided if it treated by a doctor sooner. At the bill, in the end, is very expensive. With Obamacare: people can compare different health plans and choose what is best for them; - Health plans can not charge higher rates according to the person's sex or refusing to meet anyone who has pre-existing health problems. Moreover, they have to justify large price increases; - The plans will have to offer a package of services to women, such as mammography, without being able to charge more for it; - Small business owners can get larger tax credits if they want to pay for health insurance for their workers.
People who are in favor of universal health care in the U.S. use the argument that the U.S. was built upon the basic ideals, the “unalienable Rights” of “Life, Liberty and the Pursuit of Happiness” and that we all have the right to at least a minimum standard of living. To deny universal health care is to deny these basic ideals and rights to the people and therefore unconstitutional. Not only is it unconstitutional, it is also immoral. It is immoral to deny people health care, allowing them to suffer and even die, just because they cannot afford it and to force people to pay so much money that they go bankrupt for a basic right. In 2007 about 62% of all U.S. bankruptcies were related to medical expenses. If the U.S. had universal health care, medical bankruptcies would no longer be an issue (Top 10 Pros & Cons). Universal health care would also be beneficial to the economy. Businesses and employers would no longer have to pay for health insurance for their employees and the government wouldn’t waste as much per capita on health care as it does now without a universal health care system. It would also allow people to be more willing to take entrepreneurial risks because they won’t fear having to go without health insurance (Why The U.S.
Universal health insurance is available to everybody with an option to purchase private insurance coverage (The U.S. Health Care System: An International Perspective, 2014). Approximately 90% of the population uses the national system in which premiums are income based. The system uses 240 private insurers for a non-profit, competitive system. Insurance costs are significantly less than the U.S. due to cost negotiations for medical facilities, appointments, and prescription medications (Sick Around the World, 2008). B. United States Healthcare System Healthcare in the U.S. has recently been affected by implementation of the Affordable Care Act (ACA) of 2010.
The author includes that there would be no way to pay for the system and then lists logical reasons as of why paying for the health care system would fail. The author also includes that creating a universal health care system would cause unemployment to those who are employed in the insurance industry, appealing to his readers with pathos. Finally, the author argues that universal health care would dramatically decrease the quality of health care because more patients would be going in to see the small amount of doctors that are in the US, causing the system to get backed
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
Out of all the industrialized countries in the world, the United States is the only one that doesn’t have a universal health care plan (Yamin 1157). The current health care system in the United States relies on employer-sponsored insurance programs or purchase of individual insurance plans. Employer-sponsored coverage has dropped from roughly 80 percent in 1982 to a little over 60 percent in 2006 (Kinney 809). The government does provide...
Universal health care refers to any system of health care managed by the government. The health care system may cover different programs including government run hospitals and health organizations and programs targeted at providing health care. Many developed countries such as Canada and United Kingdom have embraced universal health care with the United States being the only exception. The present U.S health care system has often been considered inefficient in terms of cost control as millions of Americans remain uncovered. This has made it the subject of a heated debate characterized by people who argue that the country requires a kind of socialized system that will permit increased government participation. Others have tended to support privatized health care, or a combined model of private and universal health care that will permit private companies to offer health care for a specific fee. Universal healthcare has numerous advantages that remain hidden from society. First, the federal government can apply economies of scale in managing health facilities which would reduce health care expenses. Second, all unnecessary expenses would be eliminated by requiring all states to bring together all the insurance companies into a single entity whose mandate would be to provide health insurance to all people. Lastly, increased government participation will guarantee quality care, improve access to medical services and address critical problems relating to market failure.
Until Obama-care, The United States was one of the only developed nations that did not provide some sort of health care for its citizens. To most other nations that do provide healthcare, it is because it is considered a human right that all people should be entitled to. That hasn’t been the case in America, however, where only those who could afford it could have healthcare plans. Those who stand to gain the most from universal healthcare are the already mentioned 45 million americans who currently don’t have any form of healthcare. For many of these individuals, there are many obstacles that prevent them from gaining healthcare. 80% of the 45 million are working class citizens, but either their employer doesn’t offer insurance, or they do but the individual can n...
Universal healthcare: a term feared by many politicians due to the communist connotation, but is it really all that bad? Over 58 countries have some sort of universal health coverage, such as England and France, which have single payer healthcare, meaning the government provides insurance for all citizens and pays for all healthcare expenses. The United States of America has insurance mandated healthcare, meaning the government requires all citizens to purchase insurance, usually provided through their jobs. In America, over 45 million people are uninsured, 20,000 of whom will die by the end of the year, compared to England or France. All residents, legal or not, are covered.
It is essential for the United States government to provide its entire citizen with a free health care. This system ensures that everyone has an access to medical services regardless to his or her social status. It is an important way of preserving life as free health care plan ensures free treatment to the entire citizen. In addition, it can play a big role of ensuring that there is an improved access to health services. Ensuring that all American citizens have an access to the right health care will in turn decrease health care costs. It can also help to stop medical bankruptcies in the entire nation. Lastly, it is one way of reducing poverty as it will lower the debt of the US which would then increase employment.
Universal health care is an on going debate that we still cannot decide whether or not to be for or against. In the article for universal healthcare states that we should use it because it is a constitutional right because citizens are granted life, liberty, and the pursuit of happiness. the argument against universal healthcare states that it can increase our countries debt. In conclusion if we were to have universal healthcare it could either help our country immensely or not help at all.
From the individual perspective mandating the health insurance will firstly make the individual be independent rather than relying over the society and whatever cost of medical treatment due to catastrophic events the insured faces in his future will be covered by the Health Insurance and he has to bear very less cost of the medical treatment. And also those services will be there whether the person gets sick or not.
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
In order to provide affordable health care, government should have huge amount of money to be invested in the hospitals, for arranging doctors and for financing.
Access to health does not only relate to how available the services are but also how they are delivered at the point of care. People should have access to equity healthcare which means the provision of fair goods and services and opportunities needed for the physical, psychological and spiritual health (McGibbon, Etowa & McPherson, 2008). These health services can be made available through the creation of more public clinics and hospitals. Several studies done in developing countries indicates that introducing medical user fees leads to reducing utilization which tends to affect the poor (CSDH, 2008).
“According to the World Health Organization the United States ranks 37th in terms of health system performance and we are far behind many other countries in terms of such important indices as infant mortality, life expectancy and preventable deaths” (Sanders 2009). Universal heathcare is a healthcare system controlled by the government that provides free healthcare to everyone that is a citizen of that country. Healthcare in the U.S has been a huge issue over the years. Healthcare should be free because everyone should have it, it reduces medical costs, and other countries already have free healthcare.