Over the years, the nation has attempted to improve the country economical struggles with different plans such as healthcare plans which can make our country more beneficial. However, issues that started to affect the company growth are that the Health Care cost are going up, Doctor Shortage, Millions of dollars are wasted for unnecessary care and Medical errors. The US health care system has been spiraling out of control and new to be reform thus our nation can become a successful society. In previous years, the healthcare cost was affordable for everyone which gave many individuals chances to have medical insurance providers which can help them with their health. On the Other Hand, the cost has triple over the decade and makes mad it difficult …show more content…
According to Levey theories” Unaffordable deductibles are also emerging as a major issue for health plans being sold on marketplaces created by the Affordable Care Act. The marketplaces, now in their second year, were designed to help people who don’t get health plans through an employer. Most of the nearly 10 million people in marketplace plans qualify for subsidies to offset their premiums, but deductibles in many plans are thousands of dollars (Noam Levey). Overall, the health care cost should be affordable for people because there are many people who don’t have the money to afford higher medical cost while dealing with other financial problems. Here is statistic that shows the different countries that spends on healthcare. Secondly, another issued that society is dealing with today is that, the limit amount of professional occupation such as doctors are not available to support everyone. Many people knew that going in to the medical field would not be easy to complete because of the years of studying following with difficult courses to take. The level of education has increased over the years which make …show more content…
“In 2010, Medicare spent an estimated $48 billion– our tax dollars – on overpayment and waste. But the most tragic victims are people who need medical care but don’t have the money to pay for it”. (Allen), Furthermore, by physician also pay a important role which have an impact on the spending as well. The doctor orders masses of procedures to show that he or she has done their due diligence in diagnosing the patient. Unfortunately, all of these unnecessary tests and procedures lead to unnecessary custodies and cost to the patient. Another example of overtreatment is the use of services or procedures that have a slight benefit over the generic, fewer costly alternative events. When different treatment options provide equal results, but one costs more than the other, healthcare money is often wasted on the more expensive option. Another factor is choosing different healthcare plan. The government will distribute an enormous amount of money to healthcare plan even though many people wouldn’t be able to afford the plan. While the government noticed that many people won’t able to afford the rates, they still providing more money to plans. Studies shown that “6,027 adults ages 19 and older in the U.S., found that a quarter of adults with at least one chronic condition who met the criteria for being underinsured didn’t fill a prescription or skipped doses due to cost, compared with 7 percent of
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
The United States (U.S.) has a health care system that is much different than any other health care system in the world (Nies & McEwen, 2015). It is frequently recognized as one with most recent technological inventions, but at the same time is often criticized for being overly expensive (Nies & McEwen, 2015). In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (U. S. Department of Health & Human Services, n.d.) This plan was implemented in an attempt to make preventative care more affordable and accessible for all uninsured Americans (U.S. Department of Health & Human Services, n.d.). Under the law, the new Patient’s Bill of Rights gives consumers the power to be in charge of their health care choices. (U.S. Department of Health & Human Services, n.d.).
In order to make ones’ health care coverage more affordable, the nation needs to address the continually increasing medical care costs. Approximately more than one-sixth of the United States economy is devoted to health care spending, such as: soaring prices for medical services, costly prescription drugs, newly advanced medical technology, and even unhealthy lifestyles. Our system is spending approximately $2.7 trillion annually on health care. According to experts, it is estimated that approximately 20%-30% of that spending (approx. $800 billion a year) appears to go towards wasteful, redundant, or even inefficient care.
The U.S. healthcare system is very complex in structure hence it can be appraised with diverse perspectives. From one viewpoint it is described as the most unparalleled health care system in the world, what with the cutting-edge medical technology, the high quality human resources, and the constantly-modernized facilities that are symbolic of the system. This is in addition to the proliferation of innovations aimed at increasing life expectancy and enhancing the quality of life as well as diagnostic and treatment options. At the other extreme are the fair criticisms of the system as being fragmented, inefficient and costly. What are the problems with the U.S. healthcare system? These are the questions this opinion paper tries to propound.
Health insurance is currently an important issue in the United States. Everyday more and more Americans become uninsured due to job loss and an increase in premiums. These Americans add to the ever growing population of 45.7 million people who are currently uninsured (Bialik). Moreover only 27% of those uninsured are under the age of 65 (NCHC). This is staggering considering most of those who are uninsured have, or soon will, suffer from some sort of illness or injury. As a result they will not be able to afford proper treatment. Insurance premiums can range in cost from fifty dollars per month, to fifteen hundred dollars per month (Kreidler). An individual’s premium is determined by factors they choose as well as other factors looked at by their provider. The cost of health insurance in America varies depending on the controllable factors, like particular insurance policies, and uncontrollable factors, like age.
The paradox of excess and deprivation in the United States health care system is that some people receive too little care while others receive too much care. There are certain groups of people who receive too little care or do not receive care in a timely manner. For example, if a person is uninsured or have Medicaid, they will have to wait a longer period of time to be treated for illnesses and receive appropriate tests. Other groups of people who are elderly or insured receive additional care which leads to too much excessive care. Elderly people are most likely to have health problem, so they run more test like CT scans or MRI scans and do more medical procedures that are basically unnecessary. Due to the health crisis in the United States, it is very confusing why they will give additional care or perform unnecessary test. This is a good topic to just trying to get paid more money by giving additional care.
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
According to Roy, 2013 the issues of providing the affordable care act will unite both the supporters and offenders of the public policy, but in this current situation where the input costs are rising, it will become impossible for government in managing the public policy related to affordable health care. In order to provide affordable health care, majority of the US government has tried out different policies time to time, but unable to get success in realizing the actual policy goals. By providing the affordable health care to majority of the people who requires more amount as controlling the input cost is not possible (AAMC, 2013). Lack of doctors is one of the primary issue in providing high quality health care to the citizens especially those who are financially poor. The Supreme Court of the country passed an Act related to Health insurance as all should have Health Insurance to all the country people by the year 2014, but the at the same time government is concerned about constitutionality of these act (NYTimes, 2013).
Rising medical costs are a worldwide problem, but nowhere are they higher than in the U.S. Although Americans with good health insurance coverage may get the best medical treatment in the world, the health of the average American, as measured by life expectancy and infant mortality, is below the average of other major industrial countries. Inefficiency, fraud and the expense of malpractice suits are often blamed for high U.S. costs, but the major reason is overinvestment in technology and personnel.
Finances have become one of the main issues with healthcare today. Most Americans if they don’t have healthcare through their employer will not obtain healthcare on their own because of health insurance cost. Another issue with health care are with those that have language barriers, most people who are not fluent or don’t speak English at all, have a lot of difficulty obtaining proper care therefore most are left dissatisfied and just go with out any care to avoid the annoying and tediousness of trying to understand and get understanding of the healthcare employee administering the care. Also a lot of language barriers with the prescriptions labels cause mix-ups with taking the medicines or follow treatment plans properly.
...ajority of total spending (Henderson).” Physicians have been accused of creating a greater demand, which push up costs. Physicians are able to increase the demand by referring patient to other specialist. Rising incomes affect the demand in an increasing manor on the macro level. This is the characteristic of a luxury good. Is medical care a luxury? The elasticity of the demand function becomes more inelastic when your income rises creating a moral hazard. I believe that higher premiums should be charged to the wealthy to cover these increased expenses. “As medical care spending continues to escalate, the search for alternatives to slow its growth has focused on the supply side of the market. Modifying provider behavior is seen as the only way to control run-away spending. By ignoring the demand side of the market, we may be foregoing one of the most powerful forces available for cost-control, individual self-interest (Henderson p.149).” The most important aspect we need to get control of is the patient factors, which include health status, demographics and economic status. Educating the general public has proven to be an effective way of battling the rising costs of medical care!
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
The cost of US health care has been steadily increasing for many years causing many Americans to face difficult choices between health care and other priorities in their lives. Health economists are bringing to light the tradeoffs which must be considered in every healthcare decision (Getzen, 2013, p. 427). Therefore, efforts must be made to incite change which constrains the cost of health care without creating adverse health consequences. As the medical field becomes more business oriented, there will be more of a shift in focus toward the costs and benefits, which will make medicine more like the rest of the economy (Getzen, 2013, p. 439).
Throughout our healthy brains, healthy bodies course so far, we have learned time and time again about the strong and important relationship between our brains and our bodies. Health and wellness is not one single thing, it is a collection of practices, attitudes and ways of being in the world, which help us cultivate the best form of ourselves. Finding and understanding the ways in which we can best take care of ourselves, and then applying them, gives us the opportunity to improve our physical, cognitive, mental and emotional wellbeing. Embodying our healthiest selves helps not only us, it helps those around us by providing a positive example about how to exist within our own bodies, and exist within the world. Throughout this paper, we will